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Joseph Ballerino Reviews

Joseph Ballerino

Specialties:

Purchase Loan, Refinancing, Home Equity, Jumbo, VA, FHA, 90% Jumbo's

 
- Highly likely to recommend
04/03/2014 - ttsunshine1
Closed purchase loan.
Mr.Ballerino is very dedicated in providing his clients with the best service ever. Our situation was a unique one with many ups and downs, but Mr.Ballerino never gave up on us or made us feel that there was not a way, he went above and beyond to ensure that we closed on our home. I would recomend that anyone looking to purchase a home and not sure of certain issues and have concerns contact him. He is very knowledgeable and never gives his clients the feeling of being neglected, he was with is all the way!!!!!. My family and I are very greatfull to him and his staff for assisting us in our journey, words cannot tell the appreciation that we have for him. Thanks millions Joe!!!!
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- Highly likely to recommend
01/06/2014 - sengr2000
Closed refinance loan. Syosset, NY
Joe is by far the best loan processor I have ever come across. He is a man of his word and will not be distracted from his goal, to get your loan processed. Joe is rated five stars but if was left to me, I would rate Joe six stars in all the above categories. Thank You Joe, Robert Loscalzo
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- Highly likely to recommend
12/05/2013 - Peter Turso
Closed refinance loan.
Working with Joe and his entire team was the single best experience I have ever had doing a mortgage. Including the one I just completed with him I've done well over a dozen of them with Washington Mutual, Wells Fargo, Citizens, Chase, AmTrust... and more and more and more...

Joe was the *ONLY* one who was 100% honest at every turn. I'll give you a great example. In passing, Joe said, "Listen, if your appraisal comes in at $xxx or more I'll be able to get your loan repriced and save you another 1/8% -- I thought, yeah right... sure... whatever. Well, the appraisal came in and it was over the amount he mentioned. And just like that the rate was adjusted. No nonsense... no excuses. He did it. Every single concern I had was addressed by him and handled.

The next best part? You know how after you start on a loan the original person "hands you off" to another person? And all too often the person they hand you off to sort of isn't as good as the first person? Well... in my case, I got handed to Patrice -- let me tell you -- if you think Joe was good -- Patrice was his equal. These people work together and they don't ask you for the same form 10 times.

You really should give them a call. These people do what they say they're going to do and they do it quickly, honestly, and straight with you.

Thank you to Joe, Patrice, and everyone at Everbank!
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- Highly likely to recommend
12/05/2013 - user53632690
Closed refinance loan.
Joe is a consummate professional. He is incredibly knowledgeable, answers questions quickly and always gets back to you on emails and voicemails in short order. I have used him twice in the past 60 days on two mortgage refinances and had an excellent experience each time (that's why I went back a second time). I would highly recommend Joe to my friends and family as I am confident they will get the same outstanding service as I did.
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- Highly likely to recommend
11/11/2013 - gwheck21
Closed purchase loan.
Because of the impact that the IRS interpretation of an interest rate swap payoff as negative income, getting a loan for my new home was very difficult; despite the fact that I have substantial income from my business interests. Joe was timely, responsive & steadfast. He produced for me when most others would not or could not at a very competitive interest rate. He delivered what he said he would. One can't ask for more than that!!
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- Highly likely to recommend
11/08/2013 - user3414067
Closed purchase loan.
I could not have found a better mortgage company than Joseph Ballerino with Everbank. We had an extensive and very stressful sale-buy situation, and Joe was with us every step of the way. He ran numbers on no fewer than 12 prospective homes for us and followed up every week. Late calls due to my schedule were answered happily - even on the weekends.

I would advise anyone buying a home to start with Joe for financing. His knowledge of the process was so helpful to us, and the processing team that came behind him were wonderful to work with. I have extended my thanks many times to this company for getting us into a great new home.
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- Highly likely to recommend
11/08/2013 - GregoryMintz
Closed purchase loan.
Joe was by far the most helpful and experienced loan officer that I have ever dealt with. He is always available for you and if not will always call back promptly. He answered all of my questions and provided me with every last detail. He even help me lock in my rate at the best possible time! He even came to my closing to make sure all questions were answered and that everything went without a hiccup. Best of all, he was honest. I could not ask for a better loan officer than Joe Ballerino at Everbank! Simply the best!
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- Highly likely to recommend
11/08/2013 - daniel jarmy
Closed purchase loan. Coral Springs, FL
Joe and his staff were the only thing that ran smothly in our purchase process of our new home. He was able to advise and guide me to the resources out there to help me to improve my credit rating and even with the low score he was able to still secure a great rate and closing cost. I will never (and i hope to never have to) go anywhere else to secure a mortgage other than through Joe ant Everbank and will recommend to anyone in the future that this will be the most painless and seamless part of the buying process...An unbeilevable experience...Thanks Joe and Patrice for all your help...
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- Highly likely to recommend
09/16/2013 - user47867673
Closed purchase loan.
I would recommend Joe to all my friends and family. Mr. Ballerino is always available to speak with you, he's very helpful, honest, aggressive in making things happen and has a great team working with him.
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- Highly likely to recommend
09/10/2013 - user82163756
Closed refinance loan. Oldsmar, FL
Works very hard to help his customers and helps them meet their needs. He is very honest and willing to help you understand all the figures and ins and outs of the whole process. He is with you through the whole process and helps you feel comfortable about refinancing. Joe is a asset to the company and and asset for the customer. He helps the customer get the best deal possible and gave me a great experience about the Everbank company. I will continue to do business with Joe and Everbank in the future.
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Professional Information
Address:
EverBank
2300 Glades Road Suite 100 E
Boca Raton, FL  33431
Office:
(954) 298-0417Click to view
 
Mobile:
(954) 298-0417Click to view
 
Fax:
(561) 516-7274Click to view
 
Websites:
Website
 
Advice posts:
14
Screen name:
user551488
Member since:
06/12/2012
NMLS #:
  • 785366
Digs: Home Design Ideas