Most lenders, banks, require 3 years. We have some portfolio products that can accommodate your needs to refinance if you have sufficient equity.I presume your short sale was on a rental or vacation property, correct?Chris1stNWM
Yeah, you might be able to drop it .50% but not a full percentage point. AT No cost, why not? No cost to you but you save $80 or so towards other things.
The home builders have all reacted positively to a Romney administration as he appears more business friendly. The Fed chief said rates should stay low for at least another year but nothing is guaranteed.