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Profile picture for Ryan Harding

Ryan Harding

Lender

Mortgage Banker (11 years experience)

Specialties:
Purchase Loan,
Refinancing,
Home Equity,
Mortgage Planning

Ratings & Reviews

 

  
 

12/09/2014 - morganjdailey
Closed Home equity loan. American Fork, UT

I will gladly add to the perfect ratings Ryan has received so far. Seriously, his service was straight up perfect. He helped me purchase my first home, which is a stressful process to begin with. He answered all of my questions quickly and accurately, and took the time to get to know me personally. He never once tried to up-sell me, but truly worked around my situation to give me the best options available. If you are looking for a broker, you will have a hard time finding someone who will work harder for you than Ryan.

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09/09/2014 - zuser20140622001640809
Closed purchase loan.

Ryan came recommended to me by a friend and I had a great experience. So much so that I referred several friends myself. He's very knowledgable, friendly, accommodating and incredibly helpful when it comes to explaining all the little details that go into buying a home. I will definitely use him again.

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Response from Ryan

 

  

06/13/2014 - norcalmiller00
Closed purchase loan. Cedar Hills, UT

Ryan was simply amazing. Our first home purchase almost became a nightmare when our first lender couldn't get the job done. We came to Ryan, and what the other lender couldn't do in six weeks, Ryan did in TWO! Ryan was positive, accessible, courteous, quick and efficient. We could not be happier with our experience with Ryan. Thank you many times over! We will be recommending Ryan to all we know.

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04/17/2014 - clintrnelson
Closed purchase loan. Saratoga Springs, UT

Ryan was excellent to work with. He always returned by calls and emails promptly. He has great subject knowledge, and knows many people locally in the industry. He acted professionally, and seemed genuinely interested in us getting the best deal. Highly recommended.

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04/16/2014 - Ben T Brooks
Closed purchase loan.

My wife and I bought a home in December 2013 and worked with Ryan after we shopped around for a lender. A friend of mine referred me to Ryan and so I put him against several other lenders and credit unions. Ryan was very knowledgeable and worked hard to ensure we got the best rate and closing costs. We ended up doing everything over the phone and through email and he made the process super smooth.

Thanks Ryan for helping us with the purchase of our home and for your follow up afterwards to make sure we got all of the tax write offs when we filed our taxes.

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Response from Ryan

 

  

01/20/2014 - geekagir
Closed purchase loan.

Ryan went above and beyond to help us get our loan, and he genuinely cares! He made the process very easy despite some roadblocks. We appreciate all his hard work to help us get into our home!

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10/21/2013 - Nate Smith
Closed purchase loan.

You'll notice Ryan only has 5-star reviews and I don't hesitate to add my 5-stars across the board too for his fantastic service on closing our rural dev loan in Eagle Mountain. He really knows his stuff and add to that a great work ethic, quick response times, great communication and follow up, and you have a highly recommended mortgage agent that gets the job done, accurately, efficiently and with minimal effort on our part as first time home buyers. Thanks Ryan!

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09/17/2013 - user90015415
Closed purchase loan.

I have been going to Ryan for several years with my finance questions. He is upfront and honest and always quick to respond.

Recently, when it came time to purchase a home we went to Ryan. He was never pushy. He explained our options and was quick to respond to our questions. When it looked like everything might fall through, Ryan went above and beyond to see the purchase through. There were multiple deals that hinged on our purchase, and Ryan had people calling him every day asking for an update. He did an excellent job managing it all.

When it came time to close on the home, our closing costs came in slightly below Ryan's good faith estimate. I was extremely pleased with how it turned out. I would recommend Ryan to anyone who is interested in purchasing a home. I plan to use him in the future.

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07/17/2013 - user9885437
Closed purchase loan. Provo, UT

Ryan was fantastic to work with! He helped up buy our first home and really set me and my husband at ease because we had no idea what we were doing. He worked with our schedules, was with us every step of the way, and gave us much better rates than the bank we were originally going to go with. I would highly recommend him to anyone searching for a new home!

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07/16/2013 - user29757675
Closed purchase loan. Pleasant Grove, UT

Ryan is great to work with. He is very knowledgeable and answers all questions asked. Ryan made things happen and we got the best interest rate possible. We are very happy with how quickly we were able to close and lock in the best rate. Highly recommend Ryan as a Loan Officer.

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