Buyers Beware as Mortgage Rates Rise (Especially in California)


As of Q1 2015, potential homebuyers should expect to spend roughly 15 percent of their income on a mortgage...

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The Doubly Lucky 3 Percent


Some people are born lucky, lucky enough to have parents able to help finance their higher education....

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Case-Shiller Expected to Continue Recent Leveling-Off Trend in May


The April S&P/Case-Shiller (SPCS) data published today showed home prices continuing to rise slightly...

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April Case-Shiller: Markets Moving in the Right Direction


Today, the S&P/Case-Shiller Home Price Indices showed that the non-seasonally adjusted (NSA) April...

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Recent Posts and Data

Buyers Beware as Mortgage Rates Rise (Especially in California)
July 1, 2015

As of Q1 2015, potential homebuyers should expect to spend roughly 15 percent of their income on a mortgage for a typical U.S. home, compared to 21 percent historically. At the same time, U.S. renters should expect to pay almost 30 percent of their income on rent for a typical U.S. home, up from 24 percent […]

The Doubly Lucky 3 Percent
June 30, 2015

Some people are born lucky, lucky enough to have parents able to help finance their higher education. And some people are doubly lucky, lucky enough to have parents able to help finance both their higher education and a down payment to buy a home. Using data from the Federal Reserve Board’s 2014 Survey of Household […]

Case-Shiller Expected to Continue Recent Leveling-Off Trend in May
June 30, 2015

The April S&P/Case-Shiller (SPCS) data published today showed home prices continuing to rise slightly less than 5 percent annually for both the 10- and 20-city indices, and slightly more than 4 percent annually for the national index. April marks the eighth consecutive month in which the national home price index has appreciated at a less […]

April Case-Shiller: Markets Moving in the Right Direction
June 30, 2015

Today, the S&P/Case-Shiller Home Price Indices showed that the non-seasonally adjusted (NSA) April 10- and 20-City Composites rose 4.6 percent and 4.9 percent, respectively, on a year-over-year basis. The U.S. National Index rose 4.2 percent year-over-year. Today’s data were in line with Zillow’s forecasts, released last month. On a seasonally adjusted (SA) monthly basis, the […]

Zillow Reading List, June 26
June 26, 2015

At Zillow Research, our days are fully consumed with bringing you the best, most interesting and most actionable real estate research around. But to that end, we also find time to read a variety of reports, news stories and investigations, on any number of issues, from social justice, to economics, to real estate and sports. […]

Paved With Good Intentions, Part 2: How Borrower Protection Laws (Barely) Affect Borrowing Costs
June 25, 2015

Although state-level borrower protection laws have a significant impact on borrowers’ access to credit, they have little effect on quoted APRs – except if a borrower requests a jumbo loan. Independent of all other factors, borrowers seeking a jumbo (non-conforming) loan can expect to receive quotes with APRs up to 60 basis points higher than […]

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