Blog Archives

More Money, More Choices: Income and its Effects on Mobility
May 6, 2015

In a competitive world, including the current housing market, what we want often takes a back seat to what we can get. Faced...


What Determines Your Personal Breakeven Horizon?
April 7, 2015

The decision to buy or rent a home is really a choice between buying a home that you hope will appreciate in value; or renting...


Gazing at the Horizon: Why the Buy/Rent Equation is Changing
April 7, 2015

As of Q4 2014, the U.S. Breakeven Horizon is 1.9 years, up by 1.5 months from Q2 2014. Among large metros, Los Angeles...


Motivated to Move
March 18, 2015

The number of Americans moving in a given year is falling, and the reasons we choose to move are changing. But what is really...


Less Money, More Problems: Black and Hispanic Access to Housing
February 12, 2015

12.3 percent of the U.S. population is black, but only 2.7 percent of conventional mortgage applications are submitted...


Homeownership Experiences by Race: A National Story, Told Locally
February 10, 2015

From the peak of the housing boom to the depths of the recession, home values in the country’s predominantly black and Hispanic...


A Black & White Story, Unchanged for 115 Years
February 3, 2015

The difference in homeownership rates between black and white households is the same today as it was in 1900. The racial...


Homeownership Is Affordable for First-Time Buyers, If They Can Clear Hurdles
December 9, 2014

 Lower incomes, smaller down payments, mortgage insurance and a relative lack of lower-priced homes make buying for first-timers...


Hidden Households and their Future Housing Activity
November 2, 2014

As you may remember from your science classes back in grade school, the world is full of potential energy.  Potential energy...


Doubled-up for Dollars
October 9, 2014

Nationally, 32 percent of working-age adults – aged 23 to 65 – live in doubled-up households, up from 25 percent in 2000...