Blog Archives

Why Taking the 2009 Homebuyer Tax Credits Might Have Made You Worse Off
July 17, 2015

If you bought a home in 2009 and qualified for the maximum Homebuyer Tax Credit of $8,000, instead of renting and investing...


Buy/Rent Breakeven: How Much Time Ya’ Got?
July 10, 2015

The decision to buy a home or rent is very personal, and depends heavily on your distinct social circumstances and financial...


The Breakeven Horizon Since 2000: When Was Buying a Home Most Beneficial?
July 7, 2015

Early 2000 buyers broke even (relative to renting) very quickly by building wealth in housing and avoiding the stock market...


More Money, More Choices: Income and its Effects on Mobility
May 6, 2015

In a competitive world, including the current housing market, what we want often takes a back seat to what we can get. Faced...


What Determines Your Personal Breakeven Horizon?
April 7, 2015

The decision to buy or rent a home is really a choice between buying a home that you hope will appreciate in value; or renting...


Gazing at the Horizon: Why the Buy/Rent Equation is Changing
April 7, 2015

As of Q4 2014, the U.S. Breakeven Horizon is 1.9 years, up by 1.5 months from Q2 2014. Among large metros, Los Angeles...


Motivated to Move
March 18, 2015

The number of Americans moving in a given year is falling, and the reasons we choose to move are changing. But what is really...


Less Money, More Problems: Black and Hispanic Access to Housing
February 12, 2015

12.3 percent of the U.S. population is black, but only 2.7 percent of conventional mortgage applications are submitted...


Homeownership Experiences by Race: A National Story, Told Locally
February 10, 2015

From the peak of the housing boom to the depths of the recession, home values in the country’s predominantly black and Hispanic...


A Black & White Story, Unchanged for 115 Years
February 3, 2015

The difference in homeownership rates between black and white households is the same today as it was in 1900. The racial...