A Guide to Retirement Planning With A Mortgage
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When you're on the wrong side of 40, you possess the luxury of having seen things before. In many cases, it may be the third or fourth time you see them. The recent flurry of "responsible lending posts" is no different than the criticism levied at the banking industry in the early 90's.
The virtues of an amortized loan can be extolled like some sage nostalgic advice. The truth is that amortized loans are fantastic...if you are a perpetually poor person.
Period.
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