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Where to get foreclosure help

If you or someone you know is at risk of foreclosure, here are some programs that can help.

HUD -- Guide to Avoiding Foreclosure
Overall information on avoiding foreclosure, what to do if you are in foreclosure, working with a lender and resources for renters.


HOPE Now
Alliance between HUD-approved counseling agents, servicers, investors and other mortgage market participants that provides free foreclosure prevention assistance.


HOPE for Homeowners (H4H) Program
This program was created by Congress to help those at risk of default and foreclosure to refinance into more affordable, sustainable loans. H4H is an additional mortgage option designed to keep borrowers in their homes.

The program is effective from October 1, 2008 to September 30, 2011.


Keep Your Home. Know Your Loan
This HUD-sponsored service identifies housing counseling agencies throughout the U.S. that can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages.
Bank of America/Countrywide Financial Assistance
Programs to help qualified borrowers stay in their homes. If you are behind on your mortgage payment, or think you may fall behind due to financial hardship, call to see if you qualify for help.

FDIC Loan Modification Program for IndyMac Loans
If you have an IndyMac loan, check to see if you are eligible for a loan modification online. Loan number and Social Security number are required.


By Diane Tuman

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  • Last edited October 12 2012

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