2-1 Buydown Special with American Pacific Mortgage! Lower your payments the first 2-years, and if rates drop, unused buydown can go toward refinancing. Stone Creek Estates IV is a brand-new community in the Prattville area of Sand Springs, offering easy access to Highway 44 for quick commutes to downtown Tulsa, Midtown, and Tulsa Hills. Close to schools, shopping, dining, and outdoor recreation like Keystone Lake and the Arkansas River, it's the perfect blend of convenience and lifestyle.