Penthouse-Level Paradise in the Heart of Destin-Deeded Beach Access & Proven Rental Income...It is ALL HERE!Welcome to your serene sanctuary in the sky -- a stunning top-floor penthouse-level end unit nestled in the vibrant heart of Destin, Florida. Just steps away from the sugar-white sands and the dazzling emerald waters of the Gulf Coast, this impeccably maintained condo blends coastal elegance with modern comfort.Step inside to discover a gourmet kitchen designed to impress, featuring expansive granite countertops, gleaming stainless-steel appliances, a stylish tile backsplash, and an inviting eat-up breakfast bar. Sunlight pours through a charming window above the sink, bathing the space in a warm, natural glow -- perfect for morning coffee or evening cocktails. Read more.... The open-concept living area exudes beachside charm, with tasteful coastal décor and a cozy sleeper sofa for added functionality. Step outside onto your private breezy balcony, perched above the pool, and take in serene views as the sun sets over Destin.
The oversized primary suite is a true retreat, offering direct balcony access, ample space for relaxation, and tranquil coastal vibes. The spa-inspired bathroom features tiled tub surrounds, while modern upgrades like newer windows, ceiling fans throughout, and a brand-new AC unit (installed just 2 months ago) ensure year-round comfort.
Additional luxuries include:
Amazing Community Pool and deeded/gated beach access.
Tile flooring throughout for easy beachside living-
Washer and dryer included for ultimate convenience-
Owner's closet for secure storage-
Located directly across from Big Kahuna's Waterpark - an ideal location for guests-
...and and don't forget the deeded beach access just a short stroll away-
With 2024 rental income exceeding $53,000, this property is both a luxurious personal retreat and a savvy investment opportunity. Don't miss your chance to own a piece of paradise in one of Destin's most desirable locations.
From sun-drenched mornings on sugar-white sands to balmy evenings beneath breathtaking Gulf Coast sunsets, St. Martin 431 places you in the heart of Destin's most exclusive coastal lifestyle. Just steps from your private, gated beach access, and surrounded by world-class attractions including Big Kahuna's Water & Adventure Park, unforgettable marine encounters at the Gulfarium, scenic fishing charters, and pristine nature preserves every day is an invitation to explore, indulge, and unwind.
For golf enthusiasts, this is paradise realized. With over a dozen championship courses within a short drive, including four near the prestigious St. Martin Beachwalk complex- your perfect morning on the green is always within reach.
Whether you're looking for an elegant beach retreat, a high-performing investment property, or your own slice of Florida's Emerald Coast, St. Martin 431 offers an unparalleled blend of comfort, luxury, and location.
So the only question left is what are you waiting for?
For sale
$524,900
1006 Highway 98 E #431, Destin, FL 32541
3beds
1,028sqft
Est.:
Condominium
Built in 1994
-- sqft lot
$-- Zestimate®
$511/sqft
$800/mo HOA
What's special
Top-floor penthouse-level end unitPrivate breezy balconyDirect balcony accessPrivate gated beach accessTranquil coastal vibesCoastal eleganceExpansive granite countertops
- 46 days
- on Zillow |
- 170 |
- 12 |
Zillow last checked: 7 hours ago
Listing updated: June 18, 2025 at 12:38am
Listed by:
Kyle V Hock 850-225-6893,
RealJoy Realty LLC
Source: ECAOR,MLS#: 978881
Originating MLS: Emerald Coast

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: MBed Balcony, MBed First Floor
- Level: First
Bedroom
- Level: First
Primary bathroom
- Features: Double Vanity, MBath Tile
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric, AC - High Efficiency, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Continue Clean, Refrigerator, Refrigerator W/IceMk, Washer, Electric Water Heater
Features
- Newly Painted, Owner's Closet, Pantry, Renovated, Bedroom, Kitchen, Living Room, Master Bedroom
- Flooring: Tile
- Windows: Window Treatments
- Furnished: Yes
Interior area
- Total structure area: 1,028
- Total interior livable area: 1,028 sqft
Property
Features
- Stories: 1
- Patio & porch: Porch, Porch Open
- Exterior features: Balcony, Renovated, BBQ Pit/Grill, Dumpster
- Pool features: Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Beach
Lot
- Features: Deed Access
Details
- Additional structures: Storage
- Parcel number: 002S22211D00004310
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Materials
- Siding CmntFbrHrdBrd, Wood Siding
- Roof: Metal
Condition
- Construction Complete
- Year built: 1994
Utilities & green energy
- Water: Community Water, Public
- Utilities for property: Electricity Connected, Cable Connected
Community & HOA
Community
- Features: Community Room, Pool, TV Cable
- Subdivision: St Martin Beachwalk Villas
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds, Insurance, Internet, Land Recreation, Licenses/Permits, Master Association, Recreational Faclty, Trash, Cable TV
- HOA fee: $800 monthly
Location
- Region: Destin
Financial & listing details
- Price per square foot: $511/sqft
- Tax assessed value: $355,000
- Annual tax amount: $4,241
- Date on market: 6/18/2025
- Listing terms: Conventional,FHA,VA Loan
- Electric utility on property: Yes
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