Welcome to 10681 Road 24.4 Loop, a well-kept ranch-style home in the quiet Highland Terrace neighborhood of Cortez, Colorado. Priced at $360,000, this 4-bedroom, 2-bath residence offers comfortable living in a peaceful rural setting while still being just minutes from town. Built in 1987 and thoughtfully maintained, this 1,568 sq. ft. home sits on .344 acres with mature landscaping, mountain views, and plenty of space for outdoor hobbies. The exterior features durable stucco siding and a metal roof, complemented by practical outbuildings including a metal building, storage shed, wood shed, and a dog kennel—perfect for pets, hobbies, or extra storage. Inside, you’ll find a functional floor plan with a spacious living room centered around a free-standing woodstove, ideal for cozy Colorado evenings. The home’s electric baseboard heating to ensure year-round comfort. The kitchen/dining combo offers room for family meals and is equipped with a range/oven, dishwasher, disposal, and microwave. A large main-level primary bedroom is paired with three additional bedrooms, providing flexibility for family, guests, or a home office. Flooring includes a combination of carpet and linoleum, while double-pane windows improve efficiency. The property is connected to City of Cortez water, has septic sewer, and is serviced by Empire Electric. Outdoor living is enhanced by the partial chain-link fencing and ample yard space, ideal for gardening, gatherings, or simply enjoying the views of the La Plata Mountains. The gravel city street access makes for easy, year-round entry. Located within the Kemper Elementary, Cortez Middle School, and Montezuma-Cortez High School district, this home is well-positioned for families. Outdoor enthusiasts will appreciate being close to Mesa Verde National Park, McPhee Reservoir, and hundreds of miles of trails for hiking, biking, and exploring. With no HOA or covenants, you’ll have the freedom to personalize and use your property to fit your lifestyle. The home qualifies for FHA, VA, Conventional, and Cash financing, making it an accessible opportunity for a variety of buyers. Whether you’re seeking your first home, a place to raise a family, or a comfortable downsizing option, 10681 Road 24.4 Loop combines small-town charm, functional space, and the beauty of Southwest Colorado living.
Active
$360,000
10681 Road 24.4 Loop, Cortez, CO 81321
4beds
1,568sqft
Est.:
Stick Built
Built in 1987
0.34 Acres Lot
$357,400 Zestimate®
$230/sqft
$-- HOA
What's special
Mountain viewsPartial chain-link fencingElectric baseboard heatingFree-standing woodstoveMature landscapingMain-level primary bedroomMetal roof
- 8 days
- on Zillow |
- 410 |
- 9 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: August 18, 2025 at 12:47am
Listed by:
Stetson Hamilton 970-749-1279,
Blackmore Group,
Tel Hamilton 970-749-1973,
Blackmore Group
Source: CREN,MLS#: 827655

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: Main
Dining room
- Features: Kitchen/Dining
Cooling
- Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Microwave, Range
Features
- Ceiling Fan(s)
- Flooring: Carpet-Partial, Linoleum
- Windows: Double Pane Windows
- Basement: Crawl Space
- Has fireplace: Yes
- Fireplace features: Free Standing, Living Room, Wood Burning Stove, Wood Stove
Interior area
- Total structure area: 1,568
- Total interior livable area: 1,568 sqft
Video & virtual tour
Property
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Mountain(s)
Lot
- Size: 0.34 Acres
Details
- Additional structures: Kennel/Dog Run, Metal Building, Shed(s), Woodshed, Shed/Storage
- Parcel number: 561122204006
- Zoning description: Residential Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Stick Built
Materials
- Wood Frame, Stucco
- Roof: Metal
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Septic Tank
- Water: City Water
- Utilities for property: Electricity Connected, Internet, Phone Connected
Community & HOA
Community
- Subdivision: Highland Terrace
HOA
- Has HOA: No
Location
- Region: Cortez
Financial & listing details
- Price per square foot: $230/sqft
- Tax assessed value: $224,447
- Annual tax amount: $1,184
- Date on market: 8/15/2025
- Electric utility on property: Yes
- Road surface type: Gravel
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