This is THE ONE YOU’VE BEEN WAITING FOR! Welcome to 109 Tierra Montanosa, a beautifully upgraded residence in the heart of Rancho Santa Margarita. This is a spacious 2-bedroom, 2-bathroom condo with an oversized loft offers approximately 1,350 sq. ft. of stylish living in the highly sought-after Tierra Montanosa community.
From the moment you step inside, soaring ceilings and abundant natural light create an inviting, open atmosphere. The generous family room features a cozy fireplace and seamlessly connects to the dining area and outdoor patio—perfect for entertaining or relaxing with morning coffee. Throughout the home, elegant wood laminate flooring enhances both style and comfort.
The modern kitchen is equipped with sleek appliances, ample counter space, and an open flow ideal for daily living. Upstairs, the versatile loft provides endless possibilities—whether as a home office, gym, or guest space.
The sellers have invested in major updates for YOUR peace of mind, including: Brand-new HVAC system, New water heater, Whole-home repipe, Recently installed dishwasher, Updated bathroom fixtures, New closet doors in the secondary bedroom, Plush new carpet in select areas, and a Fresh interior paint job! With over $28,000 in thoughtful improvements, this home is truly move-in ready.
Additional highlights include a private front patio, attached 2-car garage, and access to community amenities such as the sparkling pool and spa. The location is exceptional—steps away from the pool, directly across from a top-rated Blue Ribbon elementary school and just moments from shopping, dining, and RSM Lake.
Don’t miss this rare opportunity to own an upgraded, turnkey home in one of Rancho Santa Margarita’s most desirable communities. Schedule your private showing today and experience the perfect blend of comfort, convenience, and modern living.
Sold for $770,000 on 10/17/25
Listing Provided by:
Joseph Limo DRE #01428661 909-559-0168,
EXP REALTY OF CALIFORNIA INC
Bought with: Keller Williams Realty
$770,000
109 Tierra Montanosa, Rancho Santa Margarita, CA 92688
2beds
1,350sqft
Townhouse
Built in 1996
0.42 Acres Lot
$769,900 Zestimate®
$570/sqft
$3,428 Estimated rent
Owner options
What's special
Zillow last checked: 8 hours ago
Listing updated: October 20, 2025 at 12:15pm
Listing Provided by:
Joseph Limo DRE #01428661 909-559-0168,
EXP REALTY OF CALIFORNIA INC
Bought with:
Christine Shih, DRE #02083924
Keller Williams Realty
Source: CRMLS,MLS#: CV25196663
Originating MLS: California Regional MLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Primary Suite
Bedroom
- Features: All Bedrooms Up
Cooling
- Central Air
Appliances
- Laundry: In Garage
Features
- All Bedrooms Up, Loft, Primary Suite
- Has fireplace: Yes
- Fireplace features: Living Room
- Common walls with other units/homes: 1 Common Wall,End Unit
Interior area
- Total interior livable area: 1,350 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Entry location: Front Door
- Pool features: Community, Association
- Has view: Yes
- View description: None
Lot
- Size: 0.42 Acres
Details
- Parcel number: 93812439
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse
- Attached to another structure: Yes
Condition
- Updated/Remodeled,Turnkey
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Community
- Community features: Foothills, Hiking, Street Lights, Sidewalks, Pool
Location
- Region: Rancho Santa Margarita
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $518 monthly
- Amenities included: Sport Court, Maintenance Grounds, Meeting Room, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa/Hot Tub, Tennis Court(s)
- Association name: Tierra Montanosa
- Association phone: 949-716-3998
- Second HOA fee: $87 monthly
- Second association name: Samlarc
- Second association phone: 949-709-0019
Other
Other facts
- Listing terms: Cash to New Loan
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Estimated market value
$769,900