Assumable FHA Loan at 6.125% – Save Thousands in Interest
Built in late 2023 and less than two years old, this 3-bedroom, 2.5-bath home in the desirable Prescott Ranch neighborhood offers the perfect combination of modern finishes, smart upgrades, and low-maintenance living. With 1,800 sq ft of well-designed space and a flexible layout, this home is completely move-in ready.
Inside you’ll find tall 9 inch ceilings, luxury vinyl plank flooring, premium slow close cabinetry throughout, updated lighting fixtures in the kitchen and dining areas and sleek granite counter tops as well as a walk in pantry. The open-concept main floor provides plenty of room to relax or entertain, while large windows let in great natural light. You’ll stay comfortable all year with dual zone air conditioning and forced heating throughout the entire house.
Upstairs, you’ll find the oversized primary suite with a spacious en-suite bathroom featuring a double vanity, extended counter space, and a walk-in closet with generous storage. Two additional large bedrooms are also located upstairs, one of which includes its own walk-in closet, along with a full bathroom and a convenient upstairs laundry room.
The fully finished and insulated two-car garage includes overhead storage, giving you extra space for gear, tools, or seasonal items. Fiber internet is already installed, perfect for remote work, streaming, or gaming.
The HOA makes life easy with full exterior maintenance, including lawn care, snow removal, and drip irrigation for plants, a true lock-and-leave lifestyle.
Prescott Ranch features two parks within the neighborhood, with more planned for future development including sports fields and basketball courts, adding even more value to this growing, well-kept community.
Buyers—ask your lender about assuming the current FHA loan at just 6.125%! A rare opportunity to lock in a lower rate in today’s market. Save around $10,000 on interest in just five years.
For sale by owner
$529,000
1110 Butler Creek Ave, Belgrade, MT 59714
3beds
1,800sqft
Est.:
SingleFamily
Built in 2023
3,223 Square Feet Lot
$534,800 Zestimate®
$294/sqft
$100/mo HOA
What's special
Overhead storageModern finishesSleek granite countertopsUpdated lighting fixturesOpen-concept main floorWalk-in closetDouble vanity
What the owner loves about this home
Built in 2023 – less than 2 years old
• 1,800 sq ft, 3 bedrooms / 2.5 bathrooms
• Oversized primary suite with double vanity and walk-in closet
• Premium cabinetry, LVP flooring, updated lighting
• Finished and insulated two-car garage with overhead storage
• Fiber internet installed
• HOA includes lawn care, snow removal, and drip system
• Located in Prescott Ranch, with 2 completed parks and more to come
• Assumable FHA loan at 6.15% – buyer must qualify
• Buyer’s agent commission offered up to 2%
• Direct buyers welcome – contact seller for private showing
- 2 days
- on Zillow |
- 133 |
- 4 |
Listed by:
(801) 557-3322
Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Other
Cooling
- Central
Features
- Basement: None
Interior area
- Total interior livable area: 1,800 sqft
Property
Features
- Exterior features: Other
Lot
- Size: 3,223 Square Feet
Details
- Parcel number: 06101035218110000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Conventional
Materials
- Frame
- Foundation: Concrete
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2023
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $100 monthly
Location
- Region: Belgrade
Financial & listing details
- Price per square foot: $294/sqft
- Tax assessed value: $539,700
- Annual tax amount: $4,431
- Date on market: 8/7/2025
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