120 Carlyle Cir, Palm Harbor, FL 34683

Welcome to INDIAN BLUFF ISLAND, where it's all about INSTANT EQUITY & LOCATION!!! This rare WATERFRONT gem offers DIRECT GULF ACCESS and sits in a quiet CUL-DE-SAC just seconds FROM THE GULF OF MEXICO where there is ENDLESS WATER ADVENTURES—jet skiing, boating, fishing, kayaking, paddleboarding, and more! Expertly remediated after recent storms, and redesigned to comfortably fit 4 Bedrooms/ 4 Bathrooms & a Bonus Room, this home features all-new drywall, updated electrical, and a BRAND-NEW ROOF (JUNE 2025), this home is ready for its new owner to plug and play by ADDING THE COSMETIC FINISHES of their dreams. Featuring grand CATHEDRAL CEILINGS with breathtaking WATER VIEWS, TWO FIREPLACES in the Formal Living Room & Family Room, and 2 ADDITONAL BONUS SPACES perfect for a home office, man cave, library, or even a 4th and 5th bedroom—this property has ENDLESS POTENTIAL! The PRIVATE DOCK with 20,000lb BOAT LIFT AND 8-YEAR-OLD SEAWALL make it a BOATER’S PARADISE, and with homes in the area selling for $3M+, you’ll be tapping into INSTANT EQUITY the moment you move in. CASH, CONVENTIONAL, RENOVATION, FHA 203K’S, OR HARD MONEY OFFERS ARE ALL WELCOME! This is your chance to CREATE YOUR ULTIMATE WATERFRONT DREAM home at a steal—before it’s gone!