Stunning Gulf-Front Master Suite with breathtaking views from the living room, dining area, and kitchen! Located in the heart of Panama City Beach, Sterling Reef offers an unbeatable location--just steps from Shipwreck Island Water Park and a short walk to the fishing pier. This adorable condo is perfectly situated on an ideal floor to showcase panoramic views of the Emerald Coast's sugar-white sands and shimmering emerald waters. Enjoy resort-style amenities, including a bi-level pool (heated seasonally), a beachfront fitness center, a terrace grilling area, an Owner's Room with a flatscreen TV, and covered parking right under the building for ultimate convenience. Don't miss out--call today to make this your new beachfront getaway or income-generating investment!
For sale
Price cut: $3K (8/1)
$496,900
12011 Front Beach Rd #1004B, Panama City Beach, FL 32413
2beds
1,076sqft
Est.:
Condominium
Built in 2005
-- sqft lot
$-- Zestimate®
$462/sqft
$977/mo HOA
What's special
Gulf-front master suiteBreathtaking viewsTerrace grilling areaPanoramic viewsBi-level pool
- 263 days
- on Zillow |
- 148 |
- 7 |
Zillow last checked: 7 hours ago
Listing updated: August 01, 2025 at 06:09am
Listed by:
Michele Morros 850-258-9878,
Keller Williams Success Realty,
Ann Wohlford 850-624-6909,
Keller Williams Success Realty
Source: CPAR,MLS#: 765242
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Living Room, Primary Bedroom
Primary bedroom
- Level: First
- Area: 187
- Dimensions: 17 x 11
Bedroom
- Level: First
- Area: 100
- Dimensions: 10 x 10
Living room
- Level: First
- Area: 270
- Dimensions: 18 x 15
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Washer/Dryer Stacked, Dishwasher, Electric Oven, Disposal, Microwave
- Laundry: Stacked
Features
- Breakfast Bar, Split Bedrooms
- Furnished: Yes
Interior area
- Total interior livable area: 1,076 sqft
Property
Parking
- Parking features: Attached, Garage
- Has attached garage: Yes
Features
- Patio & porch: Balcony
- Exterior features: Balcony
- Pool features: Electric Heat, In Ground, Pool, Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Waterfront
- Frontage length: YES
Lot
- Features: Waterfront
Details
- Parcel number: 34809610067
- Zoning description: Resort
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Condition
- Year built: 2005
Utilities & green energy
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Short Term Rental Allowed, Waterfront, Pool
- Security: Fire Alarm, Fire Sprinkler System
- Subdivision: Sterling Reef
HOA
- Has HOA: Yes
- Amenities included: Beach Rights
- Services included: Clubhouse, Cable TV, Insurance, Internet, Pest Control, Pool(s), Sewer, Trash, Water
- HOA fee: $977 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $462/sqft
- Tax assessed value: $461,975
- Annual tax amount: $5,465
- Date on market: 11/19/2024
- Listing terms: Cash,Conventional
- Road surface type: Paved
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