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For sale
  • Price cut: $5K (7/4)
    $490,000

    12011 Front Beach Rd #103-B, Panama City Beach, FL 32407

    2beds
    1,076sqft
    : 
    Condominium
    Built in 2005
    -- sqft lot
    $477,900 Zestimate®
    $455/sqft
    $977/mo HOA

    What's special

    Gulf-front condoCoastal charmBreakfast barStylish tiled islandOpen layoutOversized private balcony
    Step into paradise with this beautifully appointed 2BR/2BA Gulf-front condo that's turnkey & rental-ready! Located on the highly sought-after first living level, Unit 103B offers breathtaking, unobstructed views of the Gulf from an oversized private balcony...perfect for morning coffee, sunset cocktails, or just soaking in the sea breeze.Inside, you'll love the open layout featuring tile flooring throughout, a fully equipped kitchen with granite countertops & breakfast bar, and a stylish tiled island ideal for entertaining or casual dining. Both bedrooms are spacious and inviting, with plenty of natural light and coastal charm.Whether you're looking for a lucrative investment property, a personal beach escape, or a blend of both, this unit checks all the boxes. Sterling Reef offers fantastic amenities to include, heated pool with waterfall, well-equipped fitness center, a game room, direct beach access, and a location that's near everything from shopping to dining, and entertainment.Don't miss this opportunity to own a piece of the Emerald Coast!Schedule your private showing today, your beachfront dream awaits.
    94 days
    on Zillow
    |
    92
    |
    5
    |

    Zillow last checked: 7 hours ago

    Listing updated: August 20, 2025 at 07:23am

    Listed by:

    Meghan Hall Team 850-502-2725,

    Keller Williams Realty Emerald

    Source: CPAR,MLS#: 773756MLS LogoOriginating MLS: Central Panhandle Association of REALTORS
    Travel times

    Tour with a buyer's agent

    We'll find a local expert to take you on a private tour of 12011 Front Beach Rd #103-B.

    Next available tour time:Today at 11am

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bedroom, Dining Room, Full Bath, Primary Bedroom
    Primary bedroom
    • Level: First
    • Area: 187
    • Dimensions: 17 x 11
    Bedroom
    • Level: First
    • Area: 121
    • Dimensions: 11 x 11
    Other
    • Level: First
    • Area: 513
    • Dimensions: 27 x 19
    Dining room
    • Level: First
    • Area: 238
    • Dimensions: 17 x 14
    Other
    • Level: First
    • Area: 90
    • Dimensions: 10 x 9
    Other
    • Level: First
    • Area: 48
    • Dimensions: 8 x 6
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Appliances
    • Included: Dryer, Washer/Dryer Stacked, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave, Refrigerator, Washer
    • Laundry: Stacked
    Features
    • Breakfast Bar, Kitchen Island, Recessed Lighting, Split Bedrooms, Window Treatments
    • Flooring: Tile
    • Furnished: Yes
    Interior area
    • Total interior livable area: 1,076 sqft

    Property

    Parking
    • Parking features: Attached, Garage
    • Has attached garage: Yes
    Features
    • Patio & porch: Balcony
    • Exterior features: Balcony
    • Pool features: Gas Heat, In Ground, Pool, Community
    • Has view: Yes
    • View description: Gulf
    • Has water view: Yes
    • Water view: Gulf
    • Waterfront features: Gulf, Waterfront
    Lot
    • Features: Waterfront
    Details
    • Parcel number: 34809610003
    • Zoning description: Resid Multi-Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: High Rise
    • Property subtype: Condominium
    • Attached to another structure: Yes
    Materials
    • Concrete
    Condition
    • Year built: 2005

    Utilities & green energy

    • Sewer: Public Sewer
    • Utilities for property: Cable Connected

    Community & HOA

    Community
    • Features: Barbecue, Beach, Clubhouse, Elevator, Fitness Center, Park, Short Term Rental Allowed, Waterfront, Pool
    • Security: Smoke Detector(s)
    • Subdivision: Sterling Reef
    HOA
    • Has HOA: Yes
    • Amenities included: Beach Rights, Barbecue, Picnic Area
    • Services included: Association Management, Clubhouse, Cable TV, Fitness Facility, Insurance, Internet, Maintenance Grounds, Pool(s), Recreation Facilities, Sewer, Trash, Water
    • HOA fee: $977 monthly
    Location
    • Region: Panama City Beach

    Financial & listing details

    • Price per square foot: $455/sqft
    • Tax assessed value: $461,975
    • Annual tax amount: $5,465
    • Date on market: 5/20/2025
    • Listing terms: Cash,Conventional
    • Road surface type: Paved
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