Welcome to Sterling Reef, a premier condominium complex in the heart of Panama City Beach, FL! This incredible 3 bedroom, 3 bathroom unit is a rental machine, boasting a and 1 bedroom lockout with its own private balcony, plus an extra large balcony perfect for family dinners and entertaining. With low association dues, Sterling Reef offers an affordable and desirable lifestyle.Inside, you'll find spacious 2 primary suites with king beds, a 3rd bedroom with 2 full beds and an adjoining bathroom, and sleek upgrades throughout. Recent updates include new water heaters in 2021, a new AC in the studio in 2020, and remodeled wood look ceramic tile throughout in 2018. Additional features include new appliances in 2018, a new washer and dryer in 2021, and fresh furniture.But it's not just about the unit - Sterling Reef itself offers a range of amenities to enhance your lifestyle. Enjoy stunning Gulf views, pristine beaches, and a relaxing atmosphere that's perfect for vacationers and full-time residents alike. The surrounding area is packed with activities, from water sports and fishing to shopping, dining, and entertainment. And for families, one of the best perks is that Shipwreck Island Waterpark is within walking distance, offering a fun-filled day of splashing and adventure for kids of all ages. Panama City Beach is a vibrant and growing community, with a strong rental market and endless opportunities for fun in the sun.Whether you're looking for a turn-key investment property or a beautiful beach home to call your own, this unit at Sterling Reef is the perfect choice. Contact me today to learn more and schedule a showing!
For sale
$825,000
12011 Front Beach Rd #1707A, Panama City Beach, FL 32413
3beds
1,604sqft
Est.:
Condominium
Built in 2005
-- sqft lot
$797,200 Zestimate®
$514/sqft
$977/mo HOA
What's special
Sleek upgradesPrivate balconyStunning gulf viewsPristine beachesExtra large balcony
- 90 days
- on Zillow |
- 142 |
- 10 |
Zillow last checked: 7 hours ago
Listing updated: July 15, 2025 at 01:51pm
Listed by:
Eddie Tarter 850-258-9572,
Counts Real Estate Group Inc,
Cherie L Alexander 850-960-1554,
Counts Real Estate Group Inc
Source: CPAR,MLS#: 773008
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Level: First
- Area: 252
- Dimensions: 21 x 12
Primary bedroom
- Level: First
- Area: 252
- Dimensions: 21 x 12
Bedroom
- Level: First
- Area: 140
- Dimensions: 14 x 10
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Bedroom
- Level: First
- Area: 140
- Dimensions: 14 x 10
Bedroom
- Level: First
- Area: 144
- Dimensions: 12 x 12
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Washer/Dryer Stacked, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Range Hood
- Laundry: Stacked
Features
- Breakfast Bar
- Furnished: Yes
Interior area
- Total interior livable area: 1,604 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Balcony
- Exterior features: Balcony
- Pool features: Electric Heat, In Ground, Pool, Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf
Details
- Parcel number: 34809610112
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Concrete
Condition
- Year built: 2005
Utilities & green energy
- Utilities for property: Cable Connected
Community & HOA
Community
- Features: Barbecue, Beach, Conference/Meeting Room, Elevator, Park, Short Term Rental Allowed, Waterfront, Pool
- Security: Carbon Monoxide Detector(s), Secured Garage/Parking, Security Service
- Subdivision: Sterling Reef
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Picnic Area
- Services included: Association Management, Clubhouse, Cable TV, Insurance, Legal/Accounting, Pest Control, Pool(s), Security, Trash
- HOA fee: $977 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $514/sqft
- Tax assessed value: $762,450
- Annual tax amount: $9,548
- Date on market: 5/5/2025
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