123 E Cross St, Baltimore, MD 21230

$10K Price Improvement! Welcome to 123 E Cross Street. This Renovated Federal Hill Gem is tucked just one block from Cross Street Market and surrounded by urban convenience, this beautifully renovated 4-level row-home offers over 1,800 square feet of stylish and functional living space. Low Property Taxes! With 4 bedrooms, 2 full baths, and 2 half baths, there’s room for everyone to spread out and enjoy. Completely gutted and renovated from top to bottom in 2023, this home features all new systems, plumbing, roofing, electrical fixtures, and finishes (all permits pulled through city)—truly move-in ready and designed for worry-free living. The main level features warm exposed brick, a convenient half bath, and a galley-style kitchen that leads to a fully fenced, oversized private patio—perfect for entertaining or relaxing under the tall trees that provide both shade and privacy. Bonus: The secure lot behind the home means no rear neighbors and added peace of mind for storing bikes or other personal items. Upstairs on the second level, you’ll find a primary suite with a walk-in closet, a charming ornate brick fireplace, and an updated ensuite bathroom with a double vanity and tile shower. A second bedroom on this level is perfect for a home office, nursery, or guest space. The third level offers two additional generously sized bedrooms and another full bathroom. Each top-floor bedroom includes its own ductless mini-split HVAC unit, giving you personalized climate control and excellent energy efficiency. The fully finished basement provides a flexible space ideal for a hobby room, home office, or guest accommodations. This level also includes a utility/storage room with a slop sink and stacked washer/dryer—a thoughtful and practical setup for modern living. Enjoy the perks of city living with a twist: green space across the street at the school is a great spot for pets or play, and non-permit parking on the school side ensures easy guest or long-term parking. Plus, a small school parking lot offers convenience for unloading groceries or large items. Technically the dumpster is for school use only ;) Use as a stand-alone investment property with an estimated $3200-$3400 month rental income or live in one bedroom as an owner occupant and rent the other bedrooms to cover your mortgage! Don't miss this opportunity to own a turn-key home in the heart of Federal Hill—convenient to shopping, dining, parks, and more!