Skip main navigation
Active
  • Price cut: $10K (7/24)
    $534,990

    13 Chatham Ln, Palmyra, VA 22963

    4beds
    2,112sqft
    : 
    Single Family Residence
    Built in 1984
    0.49 Acres Lot
    $535,500 Zestimate®
    $253/sqft
    $106/mo HOA

    What's special

    Pristine waterfrontPrivate boat dockPrivate dockFinished walk-out basementBright main-level primary suiteWater viewsUpgraded kitchen
    Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock – Don’t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!
    51 days
    on Zillow
    |
    2,965
    |
    176
    |

    Zillow last checked: 7 hours ago

    Listing updated: July 24, 2025 at 09:47am

    Listed by:

    SCOTT MACDONALD 703-727-6900,

    RE/MAX GATEWAY

    Source: CAAR,MLS#: 662771MLS LogoOriginating MLS: Charlottesville Area Association of Realtors
    Travel times

    Tour with a buyer's agent

    We'll find a local expert to take you on a private tour of 13 Chatham Ln.

    Next available tour time:Today at 5:30pm

    Open house

    • Sun, Aug 10

      1:00 PM - 3:00 PM

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bathrooms: 1
    • Main level bedrooms: 1
    Rooms
    • Room types: Bathroom, Breakfast Room/Nook, Bedroom, Family Room, Full Bath, Half Bath, Kitchen, Laundry, Primary Bathroom, Primary Bedroom, Recreation, Utility Room
    Primary bedroom
    • Level: First
    Bedroom
    • Level: Basement
    Bedroom
    • Level: Second
    Bedroom
    • Level: Third
    Primary bathroom
    • Level: First
    Bathroom
    • Level: Second
    Breakfast room nook
    • Level: First
    Family room
    • Level: First
    Half bath
    • Level: Basement
    Kitchen
    • Level: First
    Heating
    • Central, Electric, Forced Air, Heat Pump
    Cooling
    • Central Air, Heat Pump
    Appliances
    • Included: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
    Features
    • Double Vanity, Primary Downstairs, Remodeled, Walk-In Closet(s), Breakfast Area, Recessed Lighting, Utility Room
    • Flooring: Carpet, Luxury Vinyl Plank
    • Basement: Exterior Entry,Heated,Interior Entry,Partially Finished,Walk-Out Access
    • Number of fireplaces: 1
    • Fireplace features: One, Gas Log
    Interior area
    • Total structure area: 2,694
    • Total interior livable area: 2,112 sqft
    • Finished area above ground: 1,416
    • Finished area below ground: 696

    Property

    Parking
    • Total spaces: 1
    • Parking features: Detached, Garage Faces Front, Garage
    • Garage spaces: 1
    Features
    • Levels: One and One Half
    • Stories: 1.5
    • Patio & porch: Covered, Deck, Front Porch, Patio, Porch
    • Exterior features: Dock
    • Has view: Yes
    • View description: Trees/Woods, Water
    • Has water view: Yes
    • Water view: Water
    Lot
    • Size: 0.49 Acres
    • Features: Wooded, Waterfront
    • Topography: Rolling
    Details
    • Parcel number: 18/ A 1/ 341/
    • Zoning description: R-4 Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cape Cod
    • Property subtype: Single Family Residence
    Materials
    • Stick Built
    Condition
    • Updated/Remodeled
    • New construction: No
    • Year built: 1984

    Utilities & green energy

    • Sewer: Community/Coop Sewer
    • Water: Community/Coop
    • Utilities for property: Other

    Community & HOA

    Community
    • Features: Gated
    • Security: 24 Hour Security, Smoke Detector(s), Gated Community
    • Subdivision: LAKE MONTICELLO
    HOA
    • Has HOA: Yes
    • Amenities included: Basketball Court, Boat Dock, Boat Ramp, Clubhouse, Golf Course, Picnic Area, Playground, Tennis Court(s), Trail(s), Water, Beach Rights
    • Services included: Boat Ramp, Clubhouse, Golf, Playground, Reserve Fund, Snow Removal, Tennis Courts, Trash
    • HOA fee: $1,267 annually
    Location
    • Region: Palmyra

    Financial & listing details

    • Price per square foot: $253/sqft
    • Tax assessed value: $365,000
    • Annual tax amount: $3,081
    • Date on market: 4/4/2025
    • Loading
    • Loading