140 Palmetto Cir NE, Port Charlotte, FL 33952

**Assumable FHA at 3.25%** This 2-bedroom, 1-bath home showcases charm, character, and excellent potential in a peaceful Port Charlotte neighborhood. Built in 1958, the block construction offers approximately 1,300+ sq ft* of living space and a spacious backyard perfect for outdoor living or gardening. The home provides a wonderful opportunity to add your own personal touch and create the space you’ve envisioned. Outside, the lot offers plenty of breathing room with space for a carport, garden, or expanded outdoor living area. Recent updates include newer electrical work, water heater installed in November 2025, a new roof in 2016, and a partial roof replacement in 2022. A sprinkler system is in place and simply needs to be reconnected. Situated in a quiet subdivision, this home is conveniently located near shopping, dining, and the Gulf Coast’s beautiful beaches and waterways. Whether you’re looking for a full-time residence, a seasonal getaway, or an investment opportunity, this property offers flexibility, affordability, and long-term potential — especially with the assumable FHA loan at an excellent rate.