1605 E 32nd St, Sheffield, AL 35660

!!!DUPLEX FOR SALE!!! in Sheffield, AL This is a seller finance opportunity for anyone looking to own a home without going through a bank. Located close to downtown Sheffield, this property sits in a quiet residential area that’s still convenient to everything in the Shoals. The attached duplex offers two separate living spaces, tons of storage, a workshop, garage, and a large basement. So much potential for income opportunity or future renovations! The front unit feels like a home on its own with a comfortable entry and living area, separate dining room off the kitchen which opens to a large shared back patio. There are two bedrooms and two baths, one being an en-suite off the main bedroom. The layout also offers an in-unit laundry. The back unit is perfect as a private guest space, student or in-law apartment or even a rental for owners who desire an income opportunity. It has a large living/dining area, a generous galley kitchen, a spacious bedroom, a full bathroom and in-unit laundry hook-up. The detached garage and basement below provide flexibility for anyone who likes to tinker, store gear, or add value down the road. Seller Financing Terms: Loan Amount: $195,000 Down Payment: $5,000 Loan Term: 20 years Interest Rate: 9.9% Monthly Payment: $1,821 Taxes & Insurance: $135 Total Monthly Payment: $1,956