18914 5th St SW, Lutz, FL 33548

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. *Seller willing to contribute up to $6,000 towards Buyer's closing costs and pre-paids*. This updated lakefront home offers immediate equity with over $120,000 in recent upgrades and is priced over $50,000 below market value for a quick sale to accommodate seller. Located on private, spring-fed Cooper Lake (80+ acres), ideal for boating, fishing, and water sports. Enjoy a boat ramp, private boathouse, kayak launch, and a fully rebuilt dock with composite decking, marine grade pilings, and a reinforced sea-wall. Relax on the screened-in porch or fenced yard with serene lake views and abundant wildlife. Inside, the freshly painted home features vaulted ceilings, a versatile fireplace (wood-burning/gas), and an upstairs loft perfect for an office or reading area. The spacious primary suite includes CAT 3 rated windows, a large walk-in closet, and a remodeled bathroom with custom tile work. Two additional bedrooms provide flexible options, one with private garage access. NOTE: access to third bedroom is through the garage only. Key recent 2025 updates: New Owens Corning roof with third nail Gutters and underground drainage  Viwinco category 3 wind-rated windows  HVAC ductwork, and water heater  Reinforced seawall  Fully rebuilt dock  Updated kitchen with granite and stainless appliances Situated in a quiet Lutz neighborhood near Hwy 41, SR 54, and I-75. Walk to parks, dog areas, shops, and library. Minutes to Tampa and less than an hour to Gulf beaches. Lake Cooper homes rarely hit the market. Perfect for your home or as an income-producing AirBnb. Schedule your showing today!