One or more photo(s) has been virtually staged. *Seller willing to contribute up to $6,000 towards Buyer's closing costs and pre-paids*. This updated lakefront home offers immediate equity with over $120,000 in recent upgrades and is priced over $50,000 below market value for a quick sale to accommodate seller. Located on private, spring-fed Cooper Lake (80+ acres), ideal for boating, fishing, and water sports. Enjoy a boat ramp, private boathouse, kayak launch, and a fully rebuilt dock with composite decking, marine grade pilings, and a reinforced sea-wall. Relax on the screened-in porch or fenced yard with serene lake views and abundant wildlife. Inside, the freshly painted home features vaulted ceilings, a versatile fireplace (wood-burning/gas), and an upstairs loft perfect for an office or reading area. The spacious primary suite includes CAT 3 rated windows, a large walk-in closet, and a remodeled bathroom with custom tile work. Two additional bedrooms provide flexible options, one with private garage access. NOTE: access to third bedroom is through the garage only. Key recent 2025 updates: New Owens Corning roof with third nail Gutters and underground drainage Viwinco category 3 wind-rated windows HVAC ductwork, and water heater Reinforced seawall Fully rebuilt dock Updated kitchen with granite and stainless appliances Situated in a quiet Lutz neighborhood near Hwy 41, SR 54, and I-75. Walk to parks, dog areas, shops, and library. Minutes to Tampa and less than an hour to Gulf beaches. Lake Cooper homes rarely hit the market. Perfect for your home or as an income-producing AirBnb. Schedule your showing today!
For sale
Price cut: $6K (8/7)
$409,000
18914 5th St SW, Lutz, FL 33548
3beds
1,920sqft
Est.:
Single Family Residence
Built in 1986
5,950 Square Feet Lot
$407,500 Zestimate®
$213/sqft
$-- HOA
What's special
Fenced yardPrivate boathouseVersatile fireplaceSerene lake viewsBoat rampReinforced sea-wallPrivate spring-fed cooper lake
- 118 days
- on Zillow |
- 1,873 |
- 155 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: August 07, 2025 at 09:10am
Listing Provided by:
Jonathan Moody 813-501-9389,
EXP REALTY LLC 888-883-8509
Source: Stellar MLS,MLS#: TB8369597
Originating MLS: Sarasota - Manatee

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: Second
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: Second
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Ceramic Tile, Engineered Hardwood, Luxury Vinyl, Porcelain Tile
- Windows: Skylight(s)
- Has fireplace: Yes
- Fireplace features: Gas, Living Room, Wood Burning
Interior area
- Total structure area: 2,988
- Total interior livable area: 1,920 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Accessibility
- Accessibility features: Accessible Bedroom
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Rear Porch, Screened
- Exterior features: Private Mailbox
- Fencing: Chain Link
- Has view: Yes
- View description: Water, Lake, Pond
- Has water view: Yes
- Water view: Water,Lake,Pond
- Waterfront features: Canal - Freshwater, Lake Front, Pond, Lake Privileges, Fishing Pier, Seawall, Skiing Allowed
- Body of water: LAKE COOPER
Lot
- Size: 5,950 Square Feet
- Dimensions: 85 x 70
- Features: Corner Lot, Oversized Lot
- Residential vegetation: Trees/Landscaped
Details
- Additional structures: Boat House
- Parcel number: U1127180J2000000A0000.0
- Zoning: RSC-4
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Metal Siding
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Propane, Public, Water Connected
Green energy
- Water conservation: Fl. Friendly/Native Landscape
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: EDEN ACRES
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Lutz
Financial & listing details
- Price per square foot: $213/sqft
- Tax assessed value: $282,936
- Annual tax amount: $2,179
- Date on market: 4/11/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
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