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For salePrice cut: $5K (10/4)
$569,900
3beds
1,851sqft

20 SPRING STREET, PALM COAST, FL 32164

3beds
1,851sqft
Single Family Residence
Built in 2022
6,251 Square Feet Lot
$308/sqft
$54/mo HOA

What's special

Exclusive courtyard homeRefined finishes throughoutView of the pondPrivate resort-style oasisWaterfall featurePremium preserve homesiteFull gutters

Welcome to 20 Spring Street Palm Coast, FL 32164 - Coastal Gardens Community- Town Center Exclusive home in desirable Town Center Coastal Gardens Palm Coast - Premium preserve homesite Luxury Custom block courtyard home with a Custom Resort-Style private In-ground pool with Premium Upgrades. Why wait to build when this immaculate, fully upgraded custom built home is ready for you to enjoy today! Home is 3 years and 8 months young - Offering the Canterbury Model 3 bedrooms, 3 full bathrooms and a flex room with a sun tunnel. (3rd Bedroom has their own private bathroom.) Total 2,692 total sq. ft. of beautifully designed living space, this exceptional residence combines luxury, comfort, and effortless Florida living. ***Most all high-end furnishings are included making this home an exceptional turnkey opportunity.*** 5 TV's Included - All Appliances - Move in ready. Just unpack and enjoy Florida living - **If not interested in furniture no problem owner will remove** Make all offers known! Step inside and immediately appreciate the soaring 10–13 ft. ceilings, elegant 8-ft. doors throughout, and refined finishes throughout, creating a light, open and sophisticated atmosphere and great for entertaining. The chef’s kitchen is the heart of the home, featuring a spectacular 12-foot center island, high-end appliances, and abundant space for cooking, gathering, and entertaining. Step outside to your private resort-style oasis. The expansive 40' x 14' screened lanai showcases a stunning saltwater in-ground pool with a travertine edge, waterfall feature, sun shelf with umbrella stand and evening lighting, creating the perfect setting for relaxing nights or lively gatherings. The fully equipped summer kitchen with a Blaze stainless steel gas grill and sink makes outdoor entertaining effortless while you enjoy Florida’s sunshine and breezes. Situated on a premium lot backing to a protected preserve and a view of the pond, The backyard offers full privacy with no neighbors behind you. Comparable homes in the same price range simply can’t offer all that this home has to offer. Truly a must see! This meticulously maintained home also includes: * CDD bond fully paid, saving thousands! Only pay the maintenance portion of $262.00 year which is included in the property taxes which is $6,164 yr. * Whole-house Brita Pro water filtration system for exceptional water quality throughout the home. * Exclusive Courtyard home with a 3-car garage with durable XANO521 coated flooring. * Rare “Florida Basement” attic tons of storage with pull-down stairs, load bearing flooring, and lighting * Professionally designed landscaping and lighting * Sealed brick paver driveway * Transferrable structural warranty * Bahama / Plantation shutters * Full Gutters * Fully fenced yard with 3 access gates * Standard sewer/water this home is not on a city controlled PEP System * Low HOA dues $650.00 per year only $54.00 month. * Owner relocating - Fast closing available Located just minutes from Flagler Beach, with nearby walking and biking trails, this home delivers the perfect blend of luxury living, privacy, and convenience.

110 days
999
75
Source: Stellar MLS,MLS#: A4698475MLS LogoOriginating MLS: Sarasota - Manatee
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Laura Rode 941-724-9957,

KW COASTAL LIVING III 941-900-4151,

Matthew Rode 941-241-7949,

KW COASTAL LIVING III

Source: Stellar MLS,MLS#: A4698475MLS LogoOriginating MLS: Sarasota - Manatee

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
Rooms
  • Room types: Attic, Dining Room
Primary bedroom
  • Features: Ceiling Fan(s), Other, Built-in Closet
  • Level: First
  • Area: 238 Square Feet
  • Dimensions: 14x17
Bedroom 2
  • Features: Built-In Shelving, Built-in Closet
  • Level: First
  • Area: 132 Square Feet
  • Dimensions: 11x12
Bedroom 3
  • Features: Built-In Shelving, Ceiling Fan(s), Walk-In Closet(s)
  • Level: First
  • Area: 132 Square Feet
  • Dimensions: 12x11
Primary bathroom
  • Features: Built-In Shelving, Dual Sinks, Exhaust Fan, Granite Counters, Shower No Tub, Water Closet/Priv Toilet, Window/Skylight in Bath, Built-in Closet
  • Level: First
Bathroom 2
  • Features: Exhaust Fan, Granite Counters, Shower No Tub
  • Level: First
Bathroom 3
  • Features: Exhaust Fan, Granite Counters, Tub With Shower
  • Level: First
Balcony porch lanai
  • Features: Ceiling Fan(s), Granite Counters, Wet Bar
  • Level: First
Dining room
  • Level: First
  • Area: 154 Square Feet
  • Dimensions: 14x11
Foyer
  • Level: First
Great room
  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 486 Square Feet
  • Dimensions: 18x27
Kitchen
  • Features: Built-In Shelving, Pantry, Granite Counters, Kitchen Island, Built-in Closet
  • Level: First
  • Area: 126 Square Feet
  • Dimensions: 9x14
Laundry
  • Features: Single Vanity
  • Level: First
  • Area: 49 Square Feet
  • Dimensions: 7x7
Office
  • Features: Other
  • Level: First
  • Area: 54 Square Feet
  • Dimensions: 6x9
Heating
  • Central, Electric, Heat Pump
Cooling
  • Central Air
Appliances
  • Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • Laundry: Laundry Room
Features
  • Cathedral Ceiling(s), Ceiling Fan(s), Chair Rail, Coffered Ceiling(s), Crown Molding, High Ceilings, In Wall Pest System, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Flooring: Ceramic Tile, Epoxy, Travertine
  • Doors: Outdoor Grill, Outdoor Kitchen, Sliding Doors
  • Windows: Skylight(s), Window Treatments, Shutters
  • Has fireplace: Yes
  • Fireplace features: Electric, Family Room
Interior area
  • Total structure area: 2,692
  • Total interior livable area: 1,851 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 3
  • Parking features: Driveway, Garage Door Opener, Oversized
  • Attached garage spaces: 3
  • Has uncovered spaces: Yes
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Covered, Enclosed, Patio, Rear Porch, Screened
  • Exterior features: Awning(s), Courtyard, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Rain Gutters
  • Has private pool: Yes
  • Pool features: In Ground, Auto Cleaner, Deck, Gunite, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning, Tile
  • Fencing: Fenced,Other
  • Has view: Yes
  • View description: Pool, Water, Pond
  • Has water view: Yes
  • Water view: Water,Pond
Lot
  • Size: 6,251 Square Feet
  • Features: Conservation Area, Landscaped, Level, Private, Sidewalk
  • Residential vegetation: Trees/Landscaped
Details
  • Additional structures: Outdoor Kitchen
  • Parcel number: 0512312755000001880
  • Zoning: SFR
  • Special conditions: None

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Courtyard,Custom,Patio,Ranch
  • Property subtype: Single Family Residence
Materials
  • Block, Stone, Stucco
  • Foundation: Block, Slab
  • Roof: Shingle
Condition
  • Completed
  • New construction: No
  • Year built: 2022
Details
  • Builder model: Canterbury
  • Builder name: Paytas Homes, Inc

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Community & HOA

Community
  • Security: Smoke Detector(s)
  • Pet fee: $0 monthly
  • Subdivision: GABLES/TOWN CENTER
HOA
  • Has HOA: Yes
  • HOA fee: $54 monthly
  • HOA name: Laura H. Simonette/CAM Manager
  • HOA phone: 386-366-0288
Location
  • Region: Palm Coast

Financial & listing details

  • Price per square foot: $308/sqft
  • Tax assessed value: $381,990
  • Annual tax amount: $6,164
  • Date on market: 7/1/2026
  • Cumulative days on market: 111 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Fee Simple
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Paved, Asphalt

Price history

DateEventPrice
10/4/2026Price change$569,900-0.9%$308/sqft
Source: Stellar MLS #A4698475 Report a problem
9/25/2026Price change$574,900-0.9%$311/sqft
Source: Stellar MLS #A4698475 Report a problem
9/3/2026Price change$579,900-1.7%$313/sqft
Source: Stellar MLS #A4698475 Report a problem
8/22/2026Price change$589,900-1.7%$319/sqft
Source: Stellar MLS #A4698475 Report a problem
7/1/2026Listed for sale$599,900-5.7%$324/sqft
Source: Stellar MLS #A4698475 Report a problem
4/3/2026Listing removed$635,900$344/sqft
Source: Stellar MLS #A4669694 Report a problem
3/25/2026Price change$635,900-2.2%$344/sqft
Source: Stellar MLS #A4669694 Report a problem
3/7/2026Price change$649,900-0.8%$351/sqft
Source: Stellar MLS #A4669694 Report a problem
2/22/2026Price change$654,900-0.8%$354/sqft
Source: Stellar MLS #A4669694 Report a problem
1/8/2026Price change$659,900-1.5%$357/sqft
Source: Stellar MLS #A4669694 Report a problem
12/5/2025Price change$669,900-1.5%$362/sqft
Source: Stellar MLS #A4669694 Report a problem
10/31/2025Listed for sale$679,900$367/sqft
Source: Stellar MLS #A4669694 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,421 -3.4%$381,990 -2.3%
2024$6,645 -2.9%$391,017 -1.7%
2023$6,840 +454.6%$397,736 +1183%
2022$1,233 $31,000
Find assessor info on the county website

Monthly payment

Est. payment
$3,959/mo
Principal & interest
$3083
Property taxes
$822
HOA Fees
$54
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32164

Nearby schools

Bunnell Elementary School
Grades PK-5 • 3.5 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
3/10
Buddy Taylor Middle School
Grades 6-8 • 2.8 miles
6/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
6/10
Flagler-Palm Coast High School
Grades 9-12 • 1.1 miles
4/10
GreatSchools® Rating
Test Score Rating
5/10
College Readiness Rating
3/10
Student Progress Rating
5/10