Waterfront Living Meets Timeless Elegance in The Cove. Welcome to 214 S Cove Lane, a rare opportunity to own a beautifully upgraded waterfront retreat in one of Panama City's most coveted neighborhoods. Nestled along the tranquil shores of Watson Bayou, this 3-bedroom, 3-bathroom home spans over 2,545 square feet and offers a perfect blend of classic charm, modern upgrades, and unbeatable views. Whether you're an avid boater, a nature lover, or simply someone who values peace, privacy, and a touch of luxury, this home checks every box. A sandbar just off to the right gives extra opportunities for swimming and waterplay. A private dock, ideal for launching a kayak, catching the sunset, or docking your boat after a day out at Shell Island or fishing in the Gulf. The expansive outdoor living space and lush private yard make entertaining or unwinding outdoors effortless. Eight sets of sliding doors bring the beauty of the outside In and enlarges the entertaining area. The home has been thoughtfully updated while preserving its 1951 character. Upgrades include: Ludowici tile roof (2019) a touch of Bay High History - luxury, durability, and timeless beauty, foam insulation for energy efficiency, upgraded electrical, plumbing, and two new HVAC units. The remodeled kitchen features handmade tiles, undercabinet lighting, glass lighted display cabinet. The bathrooms with modern finishes, fresh paint, crown molding, hardwood floors, and more. The Primary EnSuite gives privacy and space. Beautifully designed with a stand alone soaking tub, two separate vanities, tiled shower and bidet. 2 Walkin closets and waterfront views from the bedroom. Plantation Shutters, Smart features & comforts: Sonos surround sound system, video surveillance, backup generator, spacious living area perfect for gatherings. this home offers quick access to the best of Panama City--charming local restaurants, shops, parks, and top-rated schools--all while providing the serenity of waterfront living. Whether you're seeking a full-time residence or a weekend escape, 214 S Cove Lane is more than a home--it's a lifestyle.
For sale
Price cut: $50K (8/12)
$1,050,000
214 S Cove Ln, Panama City, FL 32401
3beds
2,545sqft
Est.:
Single Family Residence
Built in 1951
0.34 Acres Lot
$-- Zestimate®
$413/sqft
$-- HOA
What's special
Private dockModern finishesHandmade tilesSonos surround sound systemExpansive outdoor living spaceUnbeatable viewsPrimary ensuite
- 53 days
- on Zillow |
- 1,140 |
- 37 |
Zillow last checked: 7 hours ago
Listing updated: August 12, 2025 at 11:00am
Listed by:
Mary Sowell 850-832-9496,
Keller Williams Success Realty
Source: CPAR,MLS#: 775829
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Dining Room, Full Bath, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Mud Room, Patio
Primary bedroom
- Area: 311.75
- Dimensions: 21.5 x 14.5
Bedroom
- Area: 179.14
- Dimensions: 16.9 x 10.6
Bedroom
- Area: 130.13
- Dimensions: 9.1 x 14.3
Primary bathroom
- Area: 147.06
- Dimensions: 12.9 x 11.4
Dining room
- Area: 318.66
- Dimensions: 14.1 x 22.6
Other
- Area: 44.8
- Dimensions: 7 x 6.4
Other
- Area: 32.33
- Dimensions: 5.3 x 6.1
Kitchen
- Area: 117.71
- Dimensions: 14.9 x 7.9
Laundry
- Area: 80.08
- Dimensions: 10.4 x 7.7
Living room
- Area: 343.36
- Dimensions: 14.8 x 23.2
Mud room
- Area: 104.78
- Dimensions: 16.9 x 6.2
Patio
- Area: 1703.46
- Dimensions: 63.8 x 26.7
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Electric Range, Microwave, Refrigerator
Features
- Bookcases, Fireplace, Recessed Lighting, Skylights, Mud Room
- Windows: Skylight(s)
- Has fireplace: Yes
Interior area
- Total interior livable area: 2,545 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Covered, Porch
- Pool features: None
- Fencing: Partial
- Has view: Yes
- View description: Bayou
- Has water view: Yes
- Water view: Bayou
- Waterfront features: Bayou, Dock Access, Waterfront
- Frontage length: 105
Lot
- Size: 0.34 Acres
- Dimensions: 100 x 150
- Features: Waterfront
Details
- Parcel number: 21715000000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Tile
Condition
- Year built: 1951
Utilities & green energy
- Utilities for property: Cable Available, Underground Utilities
Community & HOA
Community
- Features: Short Term Rental Allowed, Curbs, Gutter(s)
- Security: Security System
- Subdivision: Cove Terrace
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $413/sqft
- Tax assessed value: $588,001
- Annual tax amount: $5,673
- Date on market: 7/3/2025
- Listing terms: Cash,Conventional
- Road surface type: Paved
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