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  • $950,000

    21528 Rio Oro Dr, Cornelius, NC 28031

    2beds
    1,566sqft
    Single Family Residence
    Built in 1996
    0.22 Acres Lot
    $950,100 Zestimate®
    $607/sqft
    $2,460 Estimated rent

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    What's special

    Dreaming of a lakefront cottage on Lake Norman? This is it—right in the heart of it all! Whether you’re looking for year-round living or the perfect weekend escape, this home delivers. The main level features hardwood floors, soaring ceilings, and walls of windows framing beautiful lake views. Two flexible rooms make an ideal bedroom, office, or guest space, while upstairs offers a private retreat with a bedroom, full bath, and loft. Storage won’t be a problem with a kitchen pantry, attic access, and two exterior storage rooms for all your lake toys. Step outside and the true magic begins—relax on the screened-in deck, enjoy the fenced yard with lush grass, or head down to your private dock on some of Lake Norman’s best water. Sunsets are stunning, and boating to nearby Cornelius restaurants makes lake life easy and fun. Peace of mind comes with recent updates: roof within the last 5 years, brand-new HVAC, and a full professional inspection with repairs already made. Lake Norman living at a price you don’t often find—come claim your slice of paradise! County water and sewer is available at street for a tap fee. Home is currently on community well and septic.

    Zillow last checked: 8 hours ago

    Listing updated: October 31, 2025 at 09:10am

    Listing Provided by:

    Eric Maynard ericmaynard@kw.com,

    Keller Williams Unified

    Bought with:

    Non Member

    Canopy Administration

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4300723MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bedrooms: 1
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Upper
    Bedroom s
    • Level: Main
    Bathroom full
    • Level: Upper
    Bathroom full
    • Level: Main
    Dining room
    • Level: Main
    Kitchen
    • Level: Main
    Living room
    • Level: Main
    Living room
    • Level: Main
    Office
    • Level: Main
    Utility room
    • Level: Main
    Heating
    • Forced Air, Natural Gas
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Gas Range, Gas Water Heater, Refrigerator
    • Laundry: Inside
    Features
    • Flooring: Carpet, Wood
    • Doors: French Doors
    • Has basement: No
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 1,566
    • Total interior livable area: 1,566 sqft
    • Finished area above ground: 1,566
    • Finished area below ground: 0

    Property

    Parking
    • Parking features: Driveway
    • Has uncovered spaces: Yes
    Features
    • Levels: One and One Half
    • Stories: 1
    • Patio & porch: Covered, Deck, Porch
    • Fencing: Wood
    • Has view: Yes
    • View description: Long Range, Water, Year Round
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Boat Slip (Deed), Covered structure, Waterfront
    • Body of water: Lake Norman
    Lot
    • Size: 0.22 Acres
    Details
    • Parcel number: 00129714
    • Zoning: GR
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Cottage
    • Property subtype: Single Family Residence
    Materials
    • Wood
    • Foundation: Crawl Space
    Condition
    • New construction: No
    • Year built: 1996

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: Community Well
    • Utilities for property: Electricity Connected

    Community & neighborhood

    Community
    • Community features: Lake Access
    Location
    • Region: Cornelius
    • Subdivision: Bahia Bay

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $75 annually
    • Association name: Bahia Bay

    Other

    Other facts
    • Listing terms: Cash,Conventional,VA Loan
    • Road surface type: Asphalt, Paved
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    Estimated market value
    $950,100