Dreaming of a lakefront cottage on Lake Norman? This is it—right in the heart of it all! Whether you’re looking for year-round living or the perfect weekend escape, this home delivers. The main level features hardwood floors, soaring ceilings, and walls of windows framing beautiful lake views. Two flexible rooms make an ideal bedroom, office, or guest space, while upstairs offers a private retreat with a bedroom, full bath, and loft.
Storage won’t be a problem with a kitchen pantry, attic access, and two exterior storage rooms for all your lake toys. Step outside and the true magic begins—relax on the screened-in deck, enjoy the fenced yard with lush grass, or head down to your private dock on some of Lake Norman’s best water. Sunsets are stunning, and boating to nearby Cornelius restaurants makes lake life easy and fun.
Peace of mind comes with recent updates: roof within the last 5 years, brand-new HVAC, and a full professional inspection with repairs already made. Lake Norman living at a price you don’t often find—come claim your slice of paradise!
County water and sewer is available at street for a tap fee. Home is currently on community well and septic.
Closed
$950,000
21528 Rio Oro Dr, Cornelius, NC 28031
2beds
1,566sqft
Single Family Residence
Built in 1996
0.22 Acres Lot
$950,100 Zestimate®
$607/sqft
$2,460 Estimated rent
Owner options
What's special
Zillow last checked: 8 hours ago
Listing updated: October 31, 2025 at 09:10am
Listing Provided by:
Eric Maynard ericmaynard@kw.com,
Keller Williams Unified
Bought with:
Non Member
Canopy Administration
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4300723
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 1
Primary bedroom
- Level: Main
Bedroom s
- Level: Upper
Bedroom s
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Main
Dining room
- Level: Main
Kitchen
- Level: Main
Living room
- Level: Main
Living room
- Level: Main
Office
- Level: Main
Utility room
- Level: Main
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Gas Range, Gas Water Heater, Refrigerator
- Laundry: Inside
Features
- Flooring: Carpet, Wood
- Doors: French Doors
- Has basement: No
- Fireplace features: Living Room
Interior area
- Total structure area: 1,566
- Total interior livable area: 1,566 sqft
- Finished area above ground: 1,566
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered, Deck, Porch
- Fencing: Wood
- Has view: Yes
- View description: Long Range, Water, Year Round
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Slip (Deed), Covered structure, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.22 Acres
Details
- Parcel number: 00129714
- Zoning: GR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Wood
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Sewer: Septic Installed
- Water: Community Well
- Utilities for property: Electricity Connected
Community & neighborhood
Community
- Community features: Lake Access
Location
- Region: Cornelius
- Subdivision: Bahia Bay
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $75 annually
- Association name: Bahia Bay
Other
Other facts
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Asphalt, Paved
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Estimated market value
$950,100