2161 Windy Oaks Rd, Fort Mill, SC 29708
What's special
Positioned on a premier Lake Wylie waterfront lot, this exceptional Fort Mill property combines the privacy and lifestyle of lakefront living with remarkable proximity to Charlotte, Charlotte Douglas International Airport, award-winning Fort Mill schools, premier golf, dining, shopping, and entertainment. Set on an expansive, flat waterfront lot with more than 450 feet of shoreline, the property captures long-range Lake Wylie views and offers both deep- and shallow-water access. A private pier, floating dock, boat lift, and beach provide effortless access to boating, fishing, paddleboarding, kayaking, swimming, and unforgettable sunsets—all directly from your backyard. The private setting has no HOA, creating a rare level of freedom on the lake. Designed to maximize the water views, the custom residence features dramatic floor-to-ceiling windows, soaring ceilings, extensive custom millwork, and abundant natural light. The chef’s kitchen is appointed with custom Canadian maple cabinetry, premium appliances, an oversized island, wet bar, walk-in pantry, and fully equipped scullery—ideal for entertaining. Formal dining spaces are elevated by a dramatic double-tray ceiling with uplighting and designer fixtures. The lakeside owner’s suite captures panoramic water views and features a spa-inspired bath and dual custom walk-in closets. A second main-level suite also enjoys lake views and a private ensuite, providing exceptional flexibility for guests or multi-generational living. Upstairs, spacious guest suites feature beautifully appointed baths, generous storage, abundant natural light, and a dedicated home theater with stadium seating. Adding tremendous versatility is a separate approximately 2,000-square-foot detached heated and cooled garage building with finished living-style spaces, offering possibilities for a luxury car collection, home office, recreation space, guest accommodations or other uses, subject to applicable permitting and approvals. The landscaped grounds are equally impressive, featuring mature Blue Atlas Cedars, Mugo Pines, Colorado Blue Spruce, Japanese Maples, ornamental trees and shrubs, and winding stone walkways that complement the waterfront setting. Perhaps most compelling is the location: enjoy the advantages of South Carolina living and highly regarded Fort Mill schools while remaining approximately 17 miles from Charlotte Douglas International Airport and 19 miles from Charlotte, putting business, travel and city amenities within easy reach. Premier Lake Wylie waterfront. 450+ feet of shoreline. Fort Mill schools. No HOA. Exceptional access to Charlotte and CLT Airport. A rare combination of location, land and lake lifestyle.
- 124 days
- 1,048
- 69
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
Rachel Cost rachel@rachelcostrealestate.com,
Corcoran HM Properties
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 3
- 1/2 bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Primary bedroom
- Level: Main
Bedroom s
- Features: Walk-In Closet(s)
- Level: Upper
Bedroom s
- Level: Upper
Bathroom full
- Features: Walk-In Closet(s)
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Flex space
- Level: Upper
Kitchen
- Features: Kitchen Island, Walk-In Pantry
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Media room
- Level: Upper
Heating
- Forced Air, Natural Gas, Zoned
Cooling
- Ceiling Fan(s), Central Air, Zoned
Appliances
- Included: Dishwasher, Disposal, Double Oven, Exhaust Hood, Gas Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker
- Laundry: Laundry Room, Main Level
Features
- Attic Other, Breakfast Bar, Built-in Features, Kitchen Island, Pantry, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Total Primary Heated Living Area: 4412
- Flooring: Carpet, Marble, Tile, Wood
- Basement: Basement Garage Door
- Attic: Other,Walk-In
- Fireplace features: Family Room, Gas Log, Great Room
Interior area
- Total structure area: 4,412
- Total interior livable area: 6,478 sqft
- Finished area above ground: 4,412
- Finished area below ground: 0
Property
Parking
- Total spaces: 8
- Parking features: Attached Garage, Detached Garage, Garage Shop, Golf Cart Garage, Keypad Entry, Garage on Main Level
- Attached garage spaces: 2
- Uncovered spaces: 6
- Details: 2-car attached
Features
- Levels: Two
- Stories: 2
- Patio & porch: Awning(s), Covered, Front Porch, Patio, Terrace
- Exterior features: Fire Pit, In-Ground Irrigation, Other - See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach - Public, Boat Lift, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Pier, Waterfront
- Body of water: Lake Wylie
Lot
- Size: 0.97 Acres
- Dimensions: 132 x 131 x 91 x 155 x 25 x 167 x 168
- Features: Level, Views
Living quarters
- Secondary living space: 2066 sqft
- Secondary total: 621 sqft
- Secondary features: Exterior Not Connected,Main Level,Separate Entrance,Separate Kitchen Facilities,Separate Utilities
Details
- Additional structures: Boat House, Auto Shop
- Parcel number: 5820000045
- Zoning: RC-I
- Special conditions: Standard
- Other equipment: Generator Hookup, Surround Sound
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Transitional
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Electricity Connected
Community & HOA
Community
- Security: Security System, Smoke Detector(s)
- Subdivision: Windy Oaks
Location
- Region: Fort Mill
Financial & listing details
- Price per square foot: $455/sqft
- Tax assessed value: $1,295,194
- Annual tax amount: $9,097
- Date on market: 6/19/2026
- Cumulative days on market: 125 days
- Listing terms: Cash,Conventional,VA Loan
- Exclusions: Owned Gas Tank, Air compressor
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/1/2026 | Listed for rent | $17,500$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/19/2026 | Listed for sale | $2,950,000+151.1%$455/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4392621 Report a problem | ||
| 10/19/2012 | Sold | $1,175,000-1.3%$181/sqft |
Source: Canopy MLS as distributed by MLS GRID #2077895 Report a problem | ||
| 7/26/2012 | Price change | $1,190,000-6.7%$184/sqft |
Source: Coldwell Banker United, Realtors #1080756 Report a problem | ||
| 4/13/2012 | Listed for sale | $1,275,000$197/sqft |
Source: Coldwell Banker United, REALTORS #2077895 Report a problem | ||
| 10/4/2011 | Listing removed | $1,275,000$197/sqft |
Source: CENTURY 21 First Choice #2027653 Report a problem | ||
| 4/6/2011 | Price change | $1,275,000-1.8%$197/sqft |
Source: First Properties of the Carolinas #1074910 Report a problem | ||
| 3/29/2011 | Listed for sale | $1,299,000$201/sqft |
Source: First Properties of the Carolinas, Inc. #2009174 Report a problem | ||
| 12/12/2010 | Listing removed | $1,299,000$201/sqft |
Source: First Properties of the Carolinas, Inc. Report a problem | ||
| 9/18/2010 | Price change | $1,299,000-3.8%$201/sqft |
Source: First Properties of the Carolinas #1068536 Report a problem | ||
| 5/5/2010 | Listed for sale | $1,350,000+7297.3%$208/sqft |
Source: First Properties of the Carolinas #1068536 Report a problem | ||
| 4/20/1999 | Sold | $18,250-97.2%$3/sqft |
Source: Public Record Report a problem | ||
| 12/7/1998 | Sold | $650,000$100/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,097 +14.7% | $51,808 +15% |
| 2024 | $7,929 +3.8% | $45,050 0% |
| 2023 | $7,642 +0.9% | $45,057 |
| 2022 | $7,574 +1.6% | $45,057 |
| 2021 | $7,456 | $45,057 -0.1% |
| 2020 | -- | $45,081 +7.2% |
| 2019 | -- | $42,060 |
| 2018 | -- | $42,060 |
| 2017 | $4,884 | $42,060 |
| 2016 | $4,884 | $42,060 |
| 2014 | $4,884 | $42,060 -2.8% |
| 2013 | $4,884 | $43,280 |
| 2012 | -- | $43,280 +45.7% |
| 2010 | -- | $29,700 |
| 2009 | -- | $29,700 |
| 2008 | -- | $29,700 |
| 2007 | -- | $29,700 |
| 2006 | -- | $29,700 +64.3% |
| 2005 | -- | $18,080 -5.2% |
| 2004 | -- | $19,080 -33.3% |
| 2003 | -- | $28,620 |
| 2002 | -- | $28,620 +50% |
| 2001 | -- | $19,080 +44.1% |
| 2000 | -- | $13,240 |
Monthly payment
Estimated market value
$2,786,400
$2.65M - $2.93M
$5,237/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.