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  • $2,950,000

    2161 Windy Oaks Rd, Fort Mill, SC 29708

    4beds
    6,478sqft
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    Single Family Residence
    Built in 1993
    0.97 Acres Lot
    $2,763,300 Zestimate®
    $455/sqft
    $-- HOA

    What's special

    Experience the best of Lake Wylie living—where luxury, privacy, and an unmatched waterfront lifestyle come together just minutes from Charlotte. Whether you're relocating to the Charlotte area, searching for a private waterfront retreat, or looking for a home designed for effortless entertaining and multi-generational living, this extraordinary estate offers a rare opportunity to own one of the lake's most exceptional properties. Nestled on a private road shared by only five homes, this remarkable waterfront estate boasts over 450 feet of flat shoreline, breathtaking main-channel views, deep water, and exceptional privacy. Located just minutes from Charlotte, Charlotte Douglas International Airport, premier dining, shopping, and everyday conveniences, it offers the perfect balance of peaceful lakefront living and city accessibility. Designed for today's lifestyle, the home features two luxurious main-level primary suites, making it ideal for multi-generational living, long-term guests, or those seeking the ease of main-level living without compromise. Waterfront & Grounds One of the property's most remarkable features is its over 450 feet of flat, usable shoreline, offering deep-water access, a private sandy beach, and breathtaking long-range lake views—a combination rarely found on Lake Wylie. Enjoy boating, fishing, paddleboarding, kayaking, and swimming directly from your backyard while taking in unforgettable sunsets. A private dock complete with a boat lift, floating dock, pier, and additional electrical service provides effortless access to the lake. The beautifully landscaped grounds feature mature specimen plantings including Blue Atlas Cedars, Mugo Pines, Colorado Blue Spruce, Japanese Maples, and numerous ornamental trees and shrubs connected by winding stone walkways that enhance the waterfront setting. Main Residence Designed to maximize the stunning lake views, the home showcases dramatic floor-to-ceiling windows, soaring ceilings, extensive custom millwork, and abundant natural light throughout. A standout feature of the home is its two luxurious main-level primary suites—an incredibly rare offering that provides exceptional flexibility for multi-generational living, visiting family, aging parents, or long-term guests. The lakeside owner's suite offers panoramic water views, a spa-inspired bathroom, and dual custom walk-in closets with extensive built-ins, while the second main-level primary suite provides its own private retreat with beautifully appointed finishes and easy accessibility. Formal dining spaces feature a stunning double tray ceiling with uplighting and designer fixtures. At the heart of the home is a chef's kitchen featuring custom Canadian maple cabinetry, premium appliances, an oversized island, wet bar, walk-in pantry, and a fully equipped scullery designed for effortless entertaining. Upstairs, spacious guest suites offer beautifully appointed bathrooms, generous storage, abundant natural light, and a dedicated home theater with stadium seating. Perfect for buyers relocating to Charlotte, this home combines the serenity of lakefront living with unmatched convenience. Enjoy lower South Carolina property taxes, award-winning Fort Mill schools, and an easy commute to Uptown Charlotte, Charlotte Douglas International Airport, premier golf clubs, and the region's top dining and shopping destinations—all while living on one of Lake Wylie's most coveted waterfront properties.
    33 days
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    565
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    36
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    Zillow last checked:

    Listing updated:

    Listed by:

    Rachel Cost rachel@rachelcostrealestate.com,

    Corcoran HM Properties

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4392621MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 5
      • Full bathrooms: 3
      • 1/2 bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Primary bedroom
      • Level: Main
      Bedroom s
      • Features: Walk-In Closet(s)
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom full
      • Features: Walk-In Closet(s)
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Flex space
      • Level: Upper
      Kitchen
      • Features: Kitchen Island, Walk-In Pantry
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Media room
      • Level: Upper
      Heating
      • Forced Air, Natural Gas, Zoned
      Cooling
      • Ceiling Fan(s), Central Air, Zoned
      Appliances
      • Included: Dishwasher, Disposal, Double Oven, Exhaust Hood, Gas Oven, Gas Range, Gas Water Heater, Microwave, Plumbed For Ice Maker
      • Laundry: Laundry Room, Main Level
      Features
      • Attic Other, Breakfast Bar, Built-in Features, Kitchen Island, Pantry, Walk-In Closet(s), Walk-In Pantry, Wet Bar, Total Primary Heated Living Area: 4412
      • Flooring: Carpet, Marble, Tile, Wood
      • Basement: Basement Garage Door
      • Attic: Other,Walk-In
      • Fireplace features: Family Room, Gas Log, Great Room
      Interior area
      • Total structure area: 4,412
      • Total interior livable area: 6,478 sqft
      • Finished area above ground: 4,412
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 8
      • Parking features: Attached Garage, Detached Garage, Garage Shop, Golf Cart Garage, Keypad Entry, Garage on Main Level
      • Attached garage spaces: 8
      • Details: 2-car attached and 5-bay garage heated and cooled with kitchen and half bath.
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Awning(s), Covered, Front Porch, Patio, Terrace
      • Exterior features: Fire Pit, In-Ground Irrigation, Other - See Remarks
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Beach - Public, Boat Lift, Boat Slip (Deed), Covered structure, Dock, Paddlesport Launch Site, Pier, Waterfront
      • Body of water: Lake Wylie
      Lot
      • Size: 0.97 Acres
      • Dimensions: 132 x 131 x 91 x 155 x 25 x 167 x 168
      • Features: Level, Views
      Living quarters
      • Secondary living space: 2066 sqft
      • Secondary total: 621 sqft
      • Secondary features: Exterior Not Connected,Separate Entrance,Separate Kitchen Facilities,Separate Utilities
      Details
      • Additional structures: Boat House, Auto Shop
      • Parcel number: 5820000045
      • Zoning: RC-I
      • Special conditions: Standard
      • Other equipment: Generator Hookup, Surround Sound

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Transitional
      • Property subtype: Single Family Residence
      Materials
      • Other
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1993

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Security: Security System, Smoke Detector(s)
      • Subdivision: Windy Oaks
      Location
      • Region: Fort Mill

      Financial & listing details

      • Price per square foot: $455/sqft
      • Tax assessed value: $1,295,194
      • Annual tax amount: $9,097
      • Date on market: 6/19/2026
      • Cumulative days on market: 33 days
      • Listing terms: Cash,Conventional,VA Loan
      • Exclusions: Owned Gas Tank, Air compressor
      • Electric utility on property: Yes
      • Road surface type: Concrete, Paved

        Estimated market value

        $2,763,300

        $2.63M - $2.90M

        $4,527/mo

        Price history

        DateEventPrice
        6/19/2026Listed for sale$2,950,000+151.1%$455/sqft
        Source: Canopy MLS as distributed by MLS GRID #4392621 Report a problem
        10/19/2012Sold$1,175,000-1.3%$181/sqft
        Source: Canopy MLS as distributed by MLS GRID #2077895 Report a problem
        7/26/2012Price change$1,190,000-6.7%$184/sqft
        Source: Coldwell Banker United, Realtors #1080756 Report a problem
        4/13/2012Listed for sale$1,275,000$197/sqft
        Source: Coldwell Banker United, REALTORS #2077895 Report a problem
        10/4/2011Listing removed$1,275,000$197/sqft
        Source: CENTURY 21 First Choice #2027653 Report a problem
        4/6/2011Price change$1,275,000-1.8%$197/sqft
        Source: First Properties of the Carolinas #1074910 Report a problem
        3/29/2011Listed for sale$1,299,000$201/sqft
        Source: First Properties of the Carolinas, Inc. #2009174 Report a problem
        12/12/2010Listing removed$1,299,000$201/sqft
        Source: First Properties of the Carolinas, Inc. Report a problem
        9/18/2010Price change$1,299,000-3.8%$201/sqft
        Source: First Properties of the Carolinas #1068536 Report a problem
        5/5/2010Listed for sale$1,350,000+7297.3%$208/sqft
        Source: First Properties of the Carolinas #1068536 Report a problem
        4/20/1999Sold$18,250-97.2%$3/sqft
        Source: Public Record Report a problem
        12/7/1998Sold$650,000$100/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,097 +14.7%$51,808 +15%
        2024$7,929 +3.8%$45,050 0%
        2023$7,642 +0.9%$45,057
        2022$7,574 +1.6%$45,057
        2021$7,456 $45,057 -0.1%
        2020-- $45,081 +7.2%
        2019-- $42,060
        2018-- $42,060
        2017$4,884 $42,060
        2016$4,884 $42,060
        2014$4,884 $42,060 -2.8%
        2013$4,884 $43,280
        2012-- $43,280 +45.7%
        2010-- $29,700
        2009-- $29,700
        2008-- $29,700
        2007-- $29,700
        2006-- $29,700 +64.3%
        2005-- $18,080 -5.2%
        2004-- $19,080 -33.3%
        2003-- $28,620
        2002-- $28,620 +50%
        2001-- $19,080 +44.1%
        2000-- $13,240
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 29708

        Getting around

        1 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Tega Cay
        • Middle: Gold Hill
        • High: Fort Mill

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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