242 3rd St, Galt, CA 95632

***ATTENTION VETERANS*** This home has an assumable VA Loan at just 4.75% making homeownership more affordable for you. It has been nicely updated and is just steps from downtown eateries including Brewsters, Coffee Shop Bakery, and Spaans Bakery. With recent investments from the City and local businesses, you'll enjoy community events such as Saturday Markets, Farm-to-Fork dinners, and Independence Day and Christmas parades. Set on a .26-acre lot with alley access, the property offers excellent potential for an ADU with its own private entrance. The home includes three bedrooms, two bathrooms, plus a connected in-law suite with its own living area and bedroom ideal for extended family or guests. Inside, the home has new luxury vinyl plank flooring, fresh interior paint, and remodeled bathrooms with updated toilets, sinks, and vanities. New HVAC system with extra return and a brand-new roof. Energy-efficient upgrades include new attic insulation, LED lighting, and weather stripping. Sewer improvements include a permitted line already stubbed for a future ADU. Outdoor features include a sparkling pool that was recently replastered, new fencing, and a freshly installed driveway gate. With thoughtful updates, a versatile floor plan, and prime location, this one is a winner!