Skip main navigation
Active
$365,800
2beds
1,547sqft

278 ROCK SPRING Loop, St. Johns, FL 32095

2beds
1,547sqft
Single family residence
Built in 2017
4,356 sqft
2 Garage spaces
$236 price/sqft
$388/mo HOA

What's special

Time to Call This Home! Welcome to this beautifully upgraded 2-bedroom, 2-bath villa with a versatile flex room in the sought-after, gated Bridge Bay at Bannon Lakes 55+ community in St. Augustine. Designed for comfort, style, and low-maintenance living, this move-in-ready home offers exceptional upgrades and resort-style amenities. The kitchen is truly the heart of the home, featuring 42-inch soft-close cabinetry, brand new quartz countertops, a new designer tile backsplash, new sink, convenient pull-out spice rack, stylish pendant lighting, a large island with seating, and a full suite of stainless-steel appliances, including the refrigerator. Whether you're preparing dinner or entertaining friends, this space is sure to impress. The owner's suite offers a walk-in closet and a en-suite bath with a dual vanity, private water closet, and tiled walk-in shower with built-in seat. A flexible bonus room provides the perfect space for a home office, den, hobby room, or guest accommodation. Thoughtful upgrades throughout the home include, whole-house water softener and water filtration system, tile flooring throughout--no carpet, crown molding, and upgraded lighting and fixtures, custom window treatments, including blackout shades and elegant plantation shutters, tankless natural gas water heater, epoxy-coated garage floor with anti-slip finish, attic storage, and paver driveway. Enjoy Florida living from the covered, screened paver lanai, overlooking a fenced backyard that's perfect for relaxing or entertaining. Located in a natural gas community, the home also offers gas service for the range, dryer, and outdoor grill. The HOA provides true maintenance-free living, covering lawn care, irrigation, pest control, and exterior maintenance, so you can spend more time enjoying everything the community has to offer. Residents enjoy exclusive access to Bridge Bay's private pool, fire pit, and grilling area, as well as the outstanding amenities at Bannon Lakes, including Resort-style walk-in pool, fitness center, tennis courts, clubhouse, dog park, and recreational activities This exceptional villa combines modern upgrades, quality construction, and an active lifestyle in one of St. Augustine's premier gated 55+ communities. Schedule your private showing today and discover the carefree Florida lifestyle you've been waiting for!

43 days
|
374
|
17
|
Source: realMLS,MLS#: 2158769MLS Logo
Travel times

Family Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

David Norton PA 267-772-3274,

COLDWELL BANKER VANGUARD REALTY 904-269-7117

Source: realMLS,MLS#: 2158769MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Dryer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
  • Laundry: In Unit
Features
  • Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
  • Flooring: Tile
Interior area
  • Total interior livable area: 1,547 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Garage
  • Garage spaces: 2
Features
  • Levels: One
  • Stories: 1
  • Patio & porch: Covered, Rear Porch, Screened
  • Fencing: Back Yard
Lot
  • Size: 4,356 Square Feet
Details
  • Parcel number: 0270150970
  • Zoning description: Residential

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Villa
  • Property subtype: Single Family Residence
  • Attached to another structure: Yes
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Updated/Remodeled
  • New construction: No
  • Year built: 2017

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Community & HOA

Community
  • Security: Security Gate, Smoke Detector(s)
  • Senior community: Yes
  • Subdivision: Bridge Bay At Bannon Lakes
HOA
  • Has HOA: Yes
  • Amenities included: Pool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
  • Services included: Maintenance Grounds, Pest Control, Security
  • HOA fee: $388 monthly
Location
  • Region: Saint Augustine

Financial & listing details

  • Price per square foot: $236/sqft
  • Tax assessed value: $308,571
  • Annual tax amount: $6,941
  • Date on market: 8/14/2026
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Road surface type: Asphalt

Price history

DateEventPrice
8/14/2026Listed for sale$365,800-5%$236/sqft
Source: realMLS #2158769 Report a problem
1/27/2024Listing removed--
Source: realMLS #1260338 Report a problem
12/19/2023Listed for sale$385,000-3.7%$249/sqft
Source: realMLS #1260338 Report a problem
4/6/2023Listing removed--
Source: realMLS #1194827 Report a problem
2/10/2023Price change$399,900-2.5%$259/sqft
Source: realMLS #1194827 Report a problem
12/6/2022Listed for sale$410,000+3.8%$265/sqft
Source: realMLS #1194827 Report a problem
11/11/2022Listed for rent$3,300$2/sqft
Source: Zillow Rental Network Premium Report a problem
11/4/2022Listing removed--
Source: realMLS #1194827 Report a problem
10/31/2022Price change$395,000-3.7%$255/sqft
Source: realMLS #1194827 Report a problem
10/6/2022Listed for sale$410,000+19.9%$265/sqft
Source: realMLS #1194827 Report a problem
2/8/2022Sold$342,000-2%$221/sqft
Source: realMLS #1145254 Report a problem
1/10/2022Pending sale$349,000$226/sqft
Source: RE/MAX International #1145254 Report a problem
1/9/2022Contingent$349,000$226/sqft
Source: realMLS #1145254 Report a problem
12/11/2021Listed for sale$349,000+47.5%$226/sqft
Source: realMLS #1145254 Report a problem
11/16/2017Sold$236,600$153/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$6,941 +5.1%$308,571 -4.4%
2024$6,607 +1.1%$322,673 +3%
2023$6,533 +19.1%$313,275 +30.7%
2022$5,483 +0.4%$239,683 +3%
2021$5,462 -5.4%$232,702 +8.3%
2020$5,773 -0.8%$214,812 +3.2%
2019$5,818 $208,184 -0.8%
2018$5,818 +362.8%$209,782 +706.9%
2017$1,257 $26,000

Find assessor info on the county website

Monthly payment

Est. payment
$2,723/mo
Principal & interest
$1936
Property taxes
$399
HOA Fees
$388
More affordability toolsChevron Right

Estimated market value

$356,500

$339,000 - $374,000

$2,309/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32095

Nearby schools

Mill Creek Academy
Grades K-83 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
9/10
Tocoi Creek High School
Grades 9-122.8 miles
6/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
4/10