280 Oak St, Rocky Mount, VA 24151

UPDATE: seller has purchased a RATE BUYDOWN for the buyer of this beautifully renovated brick ranch nestled in the town of Rocky Mount where life just feels a little simpler. Buydown details below. This home features a bright and inviting interior, a detached carport, & a fenced backyard perfect for pets, play, or gardening. Located just a 10-minute stroll to the Harvester Performance Center, the public library, the farmers market, & the town's quaint downtown shops & restaurants, you'll love the convenience of small-town living with a touch of nostalgia. Whether you're relaxing on your back deck, exploring the local charm, or hosting friends in your backyard, this home offers the perfect balance of comfort, community, & character. Come see today to feel what simple living feels like. Rate Buydown info: For Conventional Home Price $250,000, down payment of 20%, loan amount $200,000, term 30-year, fixed rate 5.99% (APR 6.176%),monthly payment of $1,197.82. Rate is based upon median fico score of 760. Payment stated does not include mortgage insurance, taxes and homeowners' insurance, which will result in a higher payment. For FHA Home Price $250,000, down payment of 3.5%, loan amount $245,472, term 30-year, fixed rate 5.624% (APR 6.493%), monthly payment of $1,412.92. Rate is based upon median fico score of 680. Payment stated does not include mortgage insurance, taxes and homeowners' insurance, which will result in a higher payment. For VA Home Price $250,000, down payment of 0%, loan amount $258,250, term 30-year, fixed rate 5.49% (APR 5.936%), monthly payment of $1,464.70. Rate is based upon median fico score of 720. For USDA Home Price $250,000, down payment of 0%,loan amount $252,500, term 30-year, fixed rate 5.25% (APR 5.752%),monthly payment of $1,394.31. Rate is based upon median fico score of 720. Payments stated above do not include mortgage insurance, taxes and homeowners' insurance, which will result in a higher payment.