The Surf, an enclave of 8 homes with Private Beach Access and the sounds of the ocean. Located close to Historic Downtown Fernandina, shops and restaurants, this home is an IMMACULATE Home & lot w/potential space for a small pool/hot tub. The Key West Style home is complete with Front Porch and is one of the most affordable homes on the island w/full 3 Car Garage. Large open Living Area, w/Custom Lighting, Woodlike Tile Floors, Dining Area and Open Kitchen w/Food Prep Island, Bosch Appliances, Gas Cook Top, Microwave Drawer, Pot Filler, Amazing Pantry, Powder Room and Comfortable Laundry Space and Stop N Drop, The Primary Suite is Spacious w/Luxurious Ensuite Bath, Raised Double Vanity, Stand Alone Tub, Separate Shower and California Closet, There are 2 more Spacious Bedrooms on Second Level w/Jack N Jill Bath. The Three Car Garage is complete with 13' Ceilings, Epoxied Flooring, Built In Storage, Walkable Attic Space, Whole Home Generator, Lightning Protection Sys, & Surge Protection, Plantation Shutters Throughout, Outdoor Shower, Water Softener, Home Repainted with SW Durations Paint 2023, Upgraded Craftsman Style Trimwork, Wired for Surround Sound throughout, Orign Speakers - Negotiable, Transferable Termite Bond, Secondary Bedrooms have Walk-in Closets.
For sale
$1,349,900
3278 1st Ave, Fernandina Beach, FL 32034
3beds
2,294sqft
Est.:
Single Family Residence
Built in 2018
8,298.18 Square Feet Lot
$1,280,500 Zestimate®
$588/sqft
$122/mo HOA
What's special
Food prep islandPrivate beach accessSpacious bedroomsKey west style homeJack n jill bathFront porchBuilt in storage
- 51 days
- on Zillow |
- 1,102 |
- 68 |
Zillow last checked: 7 hours ago
Listing updated: July 24, 2025 at 09:00am
Listed by:
Sandra Wagner 904-881-4683,
WATSON REALTY CORP HIDDEN HILLS
Source: AINCAR,MLS#: 112613
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Stove
Features
- Windows: Vinyl
Interior area
- Total structure area: 2,294
- Total interior livable area: 2,294 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Three Car Garage, Three or more Spaces
- Garage spaces: 3
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
- Pool features: None
Lot
- Size: 8,298.18 Square Feet
- Dimensions: 0.18
Details
- Parcel number: 000031174200080000
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Roof: Shingle
Condition
- Resale
- Year built: 2018
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: The Surf
HOA
- Has HOA: Yes
- HOA fee: $1,469 annually
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $588/sqft
- Tax assessed value: $768,219
- Annual tax amount: $9,754
- Date on market: 6/12/2025
- Listing terms: Conventional,VA Loan
- Road surface type: Paved
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