3422 W SHELL POINT ROAD, RUSKIN, FL 33570
What's special
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."
- 41 days |
- 370 |
- 11 |
Originating MLS: Suncoast TampaTravel times
Outdoor 1
Covered Front Porch
Foyer
Living Room
Kitchen
Family Room
Bathroom
Primary Bedroom
Primary Bathroom
Bedroom
Bathroom
Laundry Room
Patio
Outdoor 2
Outdoor 3
Zillow last checked:
Listing updated:
Shawna Calvert 509-294-6818,
27NORTH REALTY 813-645-4663
Originating MLS: Suncoast Tampa
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Attic, Family Room, Utility Room
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 174.43 Square Feet
- Dimensions: 15.7x11.11
Bedroom 2
- Features: Ceiling Fan(s), Walk-In Closet(s)
- Level: First
- Area: 174.66 Square Feet
- Dimensions: 12.3x14.2
Primary bathroom
- Features: Exhaust Fan, Shower No Tub, Single Vanity, Stone Counters, Window/Skylight in Bath
- Level: First
- Area: 108.29 Square Feet
- Dimensions: 11.9x9.1
Bathroom 2
- Features: Exhaust Fan, Single Vanity, Stone Counters, Tub With Shower
- Level: First
- Area: 41.31 Square Feet
- Dimensions: 8.1x5.1
Bathroom 3
- Features: Exhaust Fan, Multiple Shower Heads, Shower No Tub, Single Vanity, Stone Counters
- Level: First
- Area: 67.32 Square Feet
- Dimensions: 10.2x6.6
Balcony porch lanai
- Features: Ceiling Fan(s)
- Level: First
- Area: 368.01 Square Feet
- Dimensions: 14.1x26.1
Family room
- Level: First
- Area: 489.94 Square Feet
- Dimensions: 26.2x18.7
Foyer
- Level: First
- Area: 19.68 Square Feet
- Dimensions: 4.8x4.1
Kitchen
- Features: Kitchen Island, Stone Counters
- Level: First
- Area: 374.42 Square Feet
- Dimensions: 19.3x19.4
Laundry
- Level: First
- Area: 80.58 Square Feet
- Dimensions: 15.8x5.1
Living room
- Features: Ceiling Fan(s)
- Level: First
- Area: 736.02 Square Feet
- Dimensions: 28.2x26.1
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave, Range, Refrigerator
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile
- Doors: French Doors, Sliding Doors
- Windows: Window Treatments, Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: Circulating, Insert, Living Room, Wood Burning
Interior area
- Total structure area: 3,308
- Total interior livable area: 3,100 sqft
Video & virtual tour
Property
Parking
- Parking features: Boat, Driveway, Off Street, Open
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Rear Porch, Screened
- Exterior features: Irrigation System, Lighting, Private Yard, Rain Gutters
- Fencing: Fenced,Other,Vinyl
- Has view: Yes
- View description: Water, Bay/Harbor - Partial, Gulf/Ocean to Bay, Marina, River
- Has water view: Yes
- Water view: Water,Bay/Harbor - Partial,Gulf/Ocean to Bay,Marina,River
- Waterfront features: Brackish Water, River Front, Bay/Harbor Access, Brackish Water Access, Gulf/Ocean Access, Marina Access, River Access, Bridges - No Fixed Bridges, Lift, Sailboat Water, Seawall
Lot
- Size: 7,650 Square Feet
- Features: Cleared, In County, Landscaped, Level
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Additional structures: Boat House
- Parcel number: U11321818S00000000004.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida,Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1979
Utilities & green energy
- Sewer: Public Sewer, Septic Tank
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: SHELL POINT SUB
HOA
- Has HOA: No
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $411/sqft
- Tax assessed value: $197,628
- Annual tax amount: $4,146
- Date on market: 8/3/2026
- Cumulative days on market: 332 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Price history
| Date | Event | Price |
|---|---|---|
| 8/3/2026 | Listed for sale | $1,275,000+6.7%$411/sqft |
Source:  Stellar MLS #TB8533780 Report a problem | ||
| 7/20/2026 | Listing removed | $1,195,000$385/sqft |
Source: Stellar MLS #TB8430997 Report a problem | ||
| 3/20/2026 | Price change | $1,195,000-11.5%$385/sqft |
Source: Stellar MLS #TB8430997 Report a problem | ||
| 1/21/2026 | Price change | $1,350,000-6.9%$435/sqft |
Source: Stellar MLS #TB8430997 Report a problem | ||
| 1/2/2026 | Price change | $1,450,000-3.3%$468/sqft |
Source: Stellar MLS #TB8430997 Report a problem | ||
| 10/2/2025 | Listed for sale | $1,500,000+36.4%$484/sqft |
Source: Stellar MLS #TB8430997 Report a problem | ||
| 9/18/2024 | Sold | $1,100,000+22.2%$355/sqft |
Source: Public Record Report a problem | ||
| 8/16/2006 | Sold | $900,000+328.6%$290/sqft |
Source: Public Record Report a problem | ||
| 12/11/2001 | Sold | $210,000$68/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,164 -37.4% | $197,628 -43.7% |
| 2024 | $6,652 -8.9% | $351,124 -9.9% |
| 2023 | $7,299 -1.8% | $389,585 -1.9% |
| 2022 | $7,431 +7.8% | $397,321 +10% |
| 2021 | $6,896 +3.3% | $361,201 +3.3% |
| 2020 | $6,676 +2.9% | $349,780 +4.1% |
| 2019 | $6,489 | $336,037 +2% |
| 2018 | $6,489 +6.6% | $329,575 +15.7% |
| 2017 | $6,087 +10.3% | $284,907 +12.8% |
| 2016 | $5,519 +6% | $252,469 +10% |
| 2015 | $5,207 +9.4% | $229,517 -0.6% |
| 2014 | $4,760 | $230,954 +2.8% |
| 2013 | $4,760 +3.4% | $224,714 +4.2% |
| 2012 | $4,603 -8.3% | $215,690 -8.5% |
| 2011 | $5,020 -7.1% | $235,822 -8.1% |
| 2010 | $5,404 -20% | $256,699 -20.4% |
| 2009 | $6,751 -22.8% | $322,344 -23.2% |
| 2008 | $8,749 -6.5% | $419,985 -8% |
| 2007 | $9,355 +52.8% | $456,270 +54.2% |
| 2006 | $6,123 -0.1% | $295,896 +3% |
| 2005 | $6,130 | $287,278 +3% |
| 2004 | -- | $278,911 +61.1% |
| 2003 | -- | $173,180 +2.7% |
| 2002 | -- | $168,615 +36.2% |
| 2001 | -- | $123,842 -17.3% |
| 2000 | $2,442 | $149,723 |
Find assessor info on the county website
Monthly payment
Estimated market value
$1,221,200
$1.16M - $1.28M
$2,899/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.