Great price improvement! This custom-built waterfront home on Lake Norman features four bedrooms and five bathrooms. The tri-level design offers primary living spaces on the main floor, with additional quarters in the walk-out basement. Loft with water views, a bonus room, and a separate office, all equipped with closets. The expansive L-shaped wrap-around covered patio and balconies provide an ideal setting to enjoy the lakeside breeze. Large, wooded lot, adorned with mature trees, ensures ample shade and privacy. Conveniently located adjacent to the community boat ramp and slips, the property is also near Sherrills Ford's shopping and dining areas. The main floor includes a spacious primary bedroom suite, while the basement level an in-law suite with a private, complete with kitchen, dining space, laundry, and two bathrooms. Additional highlights include elegant hardwood floors, tile accents, extra parking for a personal boat, and a lockable gate for enhanced security and privacy.
Active
$1,199,900
3645 Lake Bluff Dr, Sherrills Ford, NC 28673
4beds
2,799sqft
Est.:
Single Family Residence
Built in 2002
0.77 Acres Lot
$1,147,300 Zestimate®
$429/sqft
$29/mo HOA
What's special
- 49 days
- on Zillow |
- 1,248 |
- 31 |
Zillow last checked: 7 hours ago
Listing updated: July 04, 2025 at 06:14am
Listing Provided by:
Miles Ware wareprop@aol.com,
Ware Properties & Commercial Investments
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4277092

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 5
- Main level bedrooms: 1
Primary bedroom
- Features: Cathedral Ceiling(s)
- Level: Main
Other
- Level: Basement
Other
- Level: Basement
Other
- Level: Basement
Bonus room
- Level: Third
Dining area
- Level: Basement
Dining area
- Level: Main
Family room
- Level: Basement
Other
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Basement
Laundry
- Level: Main
Office
- Level: Third
Heating
- Central, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Main Level
Features
- Attic Other
- Flooring: Tile, Wood
- Doors: French Doors
- Basement: Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access
- Attic: Other
Interior area
- Total structure area: 2,096
- Total interior livable area: 2,799 sqft
- Finished area above ground: 2,096
- Finished area below ground: 703
Property
Parking
- Total spaces: 8
- Parking features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage on Main Level
- Attached garage spaces: 4
- Uncovered spaces: 4
Features
- Levels: Two and a Half
- Stories: 2.5
- Patio & porch: Balcony, Covered, Deck, Terrace, Wrap Around
- Fencing: Partial
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Boat Ramp, Boat Ramp – Community, Boat Slip – Community, Boat Slip (Lease/License), Dock, Waterfront
- Body of water: Lake Norman
Lot
- Size: 0.77 Acres
- Features: Wetlands, Wooded
Details
- Parcel number: 460701388393
- Zoning: R-20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence
Materials
- Stucco, Stone Veneer, Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2002
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Features: Lake Access
- Subdivision: The Retreat
HOA
- Has HOA: Yes
- HOA fee: $350 annually
- HOA name: Monica Matola
- HOA phone: 704-618-3194
Location
- Region: Sherrills Ford
Financial & listing details
- Price per square foot: $429/sqft
- Tax assessed value: $935,700
- Annual tax amount: $4,608
- Date on market: 7/1/2025
- Road surface type: Concrete, Paved
- Loading
- Loading