Discover the charm and ease of island living in this beautifully renovated 2-bedroom, 2-bath home located in the highly desirable waterfront community of St. James City on Pine Island. Built in 1965, this conventionally built home is built on a slab foundation (not a mobile home), offering long-term durability and peace of mind. With 1,210 square feet of tastefully updated living space and direct Gulf access, this property is a rare blend of Old Florida charm and modern convenience.
Step inside to a light and airy open-concept layout that has been fully renovated from top to bottom. Enjoy a brand-new kitchen featuring modern cabinetry, new countertops, and stainless steel appliances—perfect for cooking up the day’s fresh catch. Both bathrooms have been completely remodeled with stylish finishes and updated fixtures. New flooring flows throughout the home, adding a clean and cohesive touch to the living space.
Outside, the spacious screened lanai stretches across the back of the home, offering serene views of the wide canal and creating the perfect space for outdoor dining, morning coffee, or evening cocktails. A private dock with a boat lift (8,000 lbs) and a separate lift (4,000 lbs) for a jet ski makes this home a boater’s dream—just minutes to open water with no bridges, making your trips to Sanibel, Cayo Costa, or the Gulf quick and effortless.
Additional upgrades include new paint, updated windows, and a newer roof—truly a turnkey property with no work needed.
What truly sets this offering apart is the opportunity to purchase the neighboring lot at 3828 Coconut Dr. This adjacent property can be used to add RV or boat parking, a garage, or even a custom pool and outdoor entertainment area. With both parcels, you’ll have flexibility that’s hard to find on the island—whether you're looking for more privacy, space for toys, or future expansion.
St. James City is a peaceful, golf cart-friendly village at the southern tip of Pine Island, offering a laid-back lifestyle surrounded by nature, water, and some of the best fishing in Southwest Florida. Local favorites like the Waterfront Restaurant, Low Key Tiki, and the many artist studios and seafood markets give the area its unique island vibe.
Whether you're seeking a full-time Florida residence, a winter getaway, or a vacation rental investment (management services available), this property checks all the boxes.
Don't miss this rare opportunity to own a move-in-ready waterfront home with direct Gulf access in one of Southwest Florida’s last true island communities.
Active
$399,900
3820 Coconut Dr, Saint James City, FL 33956
2beds
1,210sqft
Est.:
Single Family Residence
Built in 1965
3,267 Square Feet Lot
$374,900 Zestimate®
$330/sqft
$-- HOA
What's special
Direct gulf accessWaterfront communityOpen-concept layoutSpacious screened lanaiBrand-new kitchenNew flooring
- 41 days
- on Zillow |
- 610 |
- 19 |
Zillow last checked: 7 hours ago
Listing updated: August 02, 2025 at 11:35am
Listed by:
Brandon Reitz 239-257-5095,
Fathom Realty FL LLC
Source: Florida Gulf Coast MLS,MLS#: 225060784
Originating MLS: Florida Gulf Coast

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Screened Porch, Great Room
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Washer Hookup, Dryer Hookup
Features
- Breakfast Bar, Kitchen Island, Living/Dining Room, Other, Shower Only, Separate Shower, Screened Porch, Great Room
- Flooring: Vinyl
- Windows: Double Hung
Interior area
- Total structure area: 1,210
- Total interior livable area: 1,210 sqft
Property
Parking
- Parking features: Assigned, Driveway, Two Spaces, Unpaved
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Lanai, Porch, Screened
- Exterior features: None
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access
Lot
- Size: 3,267 Square Feet
- Dimensions: 40 x 89 x 42 x 89
- Features: Rectangular Lot
Details
- Parcel number: 0246221000000.1960
- Lease amount: $0
- Zoning description: MH1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subtype: Single Family Residence
Materials
- Stucco, Wood Frame
- Roof: Shingle
Condition
- Resale
- Year built: 1965
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Boat Facilities, Non-Gated
- Subdivision: ST JAMES CITY
HOA
- Has HOA: No
- Amenities included: None
- Services included: None
- HOA phone: 000-000-0000
- Membership fee: $0
Location
- Region: Saint James City
Financial & listing details
- Price per square foot: $330/sqft
- Tax assessed value: $168,760
- Annual tax amount: $2,812
- Date on market: 7/2/2025
- Listing terms: All Financing Considered,Cash
- Ownership: Single Family
- Road surface type: Paved
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