4010 County Road 404, Spicewood, TX 78669

**3.99% OWNER FINANCING AVAILABLE** At 3.99% interest, your monthly payment is equivalent to purchasing an $860,250 home at 6.75%, a $288,750 boost in buying power. With 4,550 SQFT under roof and set on a rare 2-acre lot, double the size of most properties in Spicewood Trails, this brand-new Texas-contemporary home offers 3 bedrooms, 3.5 bathrooms, a dedicated office, dining room, oversized 3-car EV-ready garage, and stunning finishes throughout. Soaring 15’ ceilings, Pella windows, and French Oak hardwood floors create an airy, sunlit interior, while the open-concept design flows seamlessly to a covered patio with a full outdoor kitchen. The chef’s kitchen impresses with a massive 4’ x 10’ island, GE Cafe stainless appliances, quartzite countertops, commercial-grade LP gas cooktop, custom cabinetry to the ceiling, and a hidden walk-in pantry. Every bedroom features a private ensuite bath, and the spa-worthy primary suite includes a walk-in shower and expansive closet. Additional highlights include a mudroom with built-in dog wash, ventless gas fireplace, dry bar with wine and beverage fridges, spray foam insulation, Carrier Infinity HVAC with gas heat, conditioned attic storage, Morton water softener, and Delta/American Standard fixtures. Located in the heart of Spicewood Trails with direct access to both CR 404 and Love Creek Ct, a low 1.34% tax rate, scenic walking trails, and a community Event Barn, this home delivers unmatched luxury, efficiency, and value in one of the Hill Country’s most desirable neighborhoods.