INVESTORS, this Neighborhood is SHORT-TERM RENTALS Friendly, offering a Wonderful Opportunity to capitalize on the Thriving Tourism in the area & a Discounted Price of a Total of 70,000 Price Reduction on this FOUR Bedroom Direct Access to the GULF Waterfront Stilt Home with FIVE Spaces to Park. Three Story KEY WEST STYLE Coastal Waterfront Home Features 3 Bedrooms 2 Bathrooms PLUS an Additional 1 Bedroom 1 Bathroom Guest Quarters. Perfect for your Family Full Time or as a Vacation Home. Many of your NEIGHBORS will be JEALOUS.. BUY this DIRECT ACCESS WATERFRONT 4/3 HOME to get the BEST INSURANCE RATES. ASSUMABLE PRIMARY FLOOD INSURANCE which is just 810 per YEAR for the current owners + an Estimate of 1,992 per YEAR for Homeowner's & Wind Insurance is a fantastic perk that is very affordable plus adds peace of mind to this Coastal Paradise. Your Neighbors keep asking about these AFFORDABLE Amounts.. thinking it has to do with the Insurance Agent but it has to do with the Wind Mitigation Home Report & the Capped Assumable Flood Insurance on THIS HOME... The Current Owners will PAY for your First Year of Insurance for Primary Homeowners, Wind AND Flood because it is SO AFFORDABLE! Moving to the GULF COAST? Looking for a CHANGE OF LIFESTYLE & the Perfect Place for Your New Boat? Look No Further.. Direct Access (No Fixed Bridges - No Loch) Tucked in Yet Only Boating Minutes to the OPEN GULF. There is a Great Vibe in this Part of the Coastal Community of Hernando Beach.. Located around the corner from the Marina, Tropical Tiki Grille + Station to Fuel up for a Day out on the Water. Your Boat will have a 2018 10k Boat Lift with Composite Deck & Dock. Enjoy your own Fish Cleaning Station, complete with Shore Water & Power, Making Your Days on the Water Seamless & Enjoyable. Impressive Open Floor Plan with Soaring 17' Vaulted Ceilings that Create a Sense of Spaciousness & Light. The Remodeled Kitchen (2017) boasts Traditional Warmth & Contemporary Cabinets with Tubular Handles, Soft Close Drawers, Granite Countertops, Stainless Steel Appliances & Nice Sized Pantry. The Expansive Great Room features a Wall of Windows Allowing Natural Light to come Indoors. The home is not only Beautifully Designed but Meticulously Maintained. Recent updates include a 2008 metal roof with over 30 years of remaining life (per the 2024 Four Point Inspection), a 2018 HVAC system with a 10-year home warranty, a 2019 electrical panel box, and a 2021 water heater. Downstairs has Storage plus a Carport & Level 2 EV Charger. Adorned by Banana Trees, Avocado, Mango, Pomegranate and Passion Fruit & Palm Trees.. Your Waterfront has Open & Covered Area Designed to for Memorable Barbecues & Family Gatherings. Whether You Are Hosting Friends or Enjoying Quiet Evenings Watching the Sunset, This Outdoor Space invites Relaxation and Fun. Located in the Charming Coastal Community of Hernando Beach, you'll have access to Restaurants, Marinas, and Cozy Coffee Shops. Enjoy nearby recreational activities, including the 16 Lake Preserve, which features biking and walking trails, as well as easy access to the famous Weeki Wachee River. Don't miss your chance to own this Remarkable Waterfront Home where every day feels like a vacation. Come Change Your Life Style
For sale
Price cut: $20K (6/2)
$619,900
4058 Centavo Ct, Hernando Beach, FL 34607
4beds
1,923sqft
Est.:
Single Family Residence
Built in 1986
4,356 Square Feet Lot
$572,900 Zestimate®
$322/sqft
$-- HOA
What's special
Boat liftCoastal waterfront homeFish cleaning stationMetal roofGranite countertopsWall of windowsDirect access waterfront
- 31 days
- on Zillow |
- 602 |
- 35 |
Zillow last checked: 7 hours ago
Listing updated: August 05, 2025 at 05:53am
Listed by:
Sharie L. Oakland PA 352-584-5026,
REMAX Alliance Group
Source: HCMLS,MLS#: 2252271

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
- Laundry: Upper Level
Features
- Breakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Split Bedrooms, Vaulted Ceiling(s)
- Has fireplace: No
Interior area
- Total structure area: 1,923
- Total interior livable area: 1,923 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached, Carport
- Has attached garage: Yes
- Carport spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck
- Exterior features: Boat Lift, Dock
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal Front, Seawall, Direct Gulf Access, No Fixed Bridges
Lot
- Size: 4,356 Square Feet
- Features: Cul-De-Sac, Dead End Street
Details
- Parcel number: R13 223 16 2320 0950 0220
- Zoning: R1B
- Zoning description: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Frame, Stucco, Vinyl Siding
- Roof: Metal
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Hernando Beach Unit 9
HOA
- Has HOA: No
Location
- Region: Hernando Beach
Financial & listing details
- Price per square foot: $322/sqft
- Tax assessed value: $394,093
- Annual tax amount: $1,678
- Date on market: 3/17/2025
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Paved
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