POND VIEWS! LOW HOA / NO CDD - ASSUMABLE FHA LOAN at 5.388% with a 300k +/- loan balance. Discover this charming oasis tucked within a friendly community that blends comfort, style, and convenience. This beautifully maintained home with pond views features soaring 9-foot ceilings and abundant natural light, enhanced by transom windows in both the primary bedroom and living area. An open-concept layout creates the perfect space for entertaining or relaxing with family, while the kitchen offers stainless steel appliances, ample cabinetry, and a convenient breakfast bar. Step outside to a screened-in patio and enjoy peaceful views of the pond under the shade of a majestic oak tree. The additional bedrooms are spacious and versatile—ideal for guests, a home office, or a growing family. Located in a quiet neighborhood close to schools, shopping, dining, parks, and major highways, this home offers the perfect balance of suburban serenity and urban accessibility. Newer roof (2021) and A/C unit (2022) adds value and peace of mind. Schedule your private showing today! Reduced interest rate or down payment incentives available when using preferred lender. Appraisal will be paid for with preferred lender + up to 4,000 dollars in closing costs. Seller to pay for buyers inspection with locally licensed Home Inspector.
For sale
Price cut: $5K (7/18)
$335,000
406 Laguna Mill Dr, Ruskin, FL 33570
3beds
1,305sqft
Est.:
Single Family Residence
Built in 2006
4,400 Square Feet Lot
$-- Zestimate®
$257/sqft
$47/mo HOA
What's special
Abundant natural lightOpen-concept layoutTransom windowsPond viewsScreened-in patio
- 50 days
- on Zillow |
- 149 |
- 3 |
Zillow last checked: 7 hours ago
Listing updated: July 17, 2025 at 06:40pm
Listing Provided by:
Dario Vitagliano 603-703-2285,
REALTY ONE GROUP SUNSHINE 727-293-5100
Source: Stellar MLS,MLS#: TB8397941
Originating MLS: Suncoast Tampa

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 225 Square Feet
- Dimensions: 18x12.5
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 141.75 Square Feet
- Dimensions: 13.5x10.5
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 121 Square Feet
- Dimensions: 11x11
Primary bathroom
- Level: First
- Area: 63 Square Feet
- Dimensions: 9x7
Bathroom 2
- Level: First
- Area: 44 Square Feet
- Dimensions: 8x5.5
Kitchen
- Level: First
- Area: 145 Square Feet
- Dimensions: 14.5x10
Living room
- Level: First
- Area: 217.5 Square Feet
- Dimensions: 14.5x15
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Microwave, Range, Refrigerator
- Laundry: In Garage
Features
- High Ceilings, Solid Wood Cabinets, Split Bedroom, Stone Counters
- Flooring: Ceramic Tile, Laminate
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 1,905
- Total interior livable area: 1,305 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Pond
- Has water view: Yes
- Water view: Pond
Lot
- Size: 4,400 Square Feet
Details
- Parcel number: U04321985J00000300020.0
- Zoning: PD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2006
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Fiber Optics, Public
Community & HOA
Community
- Subdivision: WELLINGTON SOUTH AT BAY PARK
HOA
- Has HOA: Yes
- HOA fee: $47 monthly
- HOA name: Arkham Services Management
- Pet fee: $0 monthly
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $257/sqft
- Tax assessed value: $204,665
- Annual tax amount: $3,757
- Date on market: 6/19/2025
- Listing terms: Assumable,Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Asphalt
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