Charming 1912 Home with Income-Generating Apartment – Walkable Downtown Location Don’t miss the opportunity to own this beautifully maintained and character-rich home located in the heart of Elizabethtown, just steps away from downtown shopping, dining, and entertainment. Nestled in the Elizabethtown City School District, this home offers historic charm, modern updates, and a rare income-generating opportunity—all on one spacious property. This 1,300 sq. ft., 3-bedroom, 2-bath home was originally built in 1912 and retains much of its original character that creates a warm and inviting atmosphere. Timeless architectural features blend seamlessly with recent updates, offering both classic charm and modern-day comfort, including a new roof installed in 2022, along with a central air unit and hot water heater both replaced in 2020. The layout offers a great flow for both everyday living and entertaining. The bedrooms are well-proportioned, and the two full bathrooms have been well-maintained to offer functionality and charm. The home also includes a utility basement and a separate cellar, providing ample space for storage, laundry, or even a hobby or workshop area. One of the standout features of this property is the detached two-car garage, which offers more than just covered parking. Situated above the garage is a 440 sq. ft., 1-bedroom apartment with its own private entrance and its own separate utilities —ideal for generating additional income or accommodating a variety of needs. The apartment is currently leased at $525 per month on a month-to-month basis, providing immediate rental income with built-in flexibility. The current tenant may remain under the existing arrangement or vacate with appropriate notice, offering options for both owner-occupants and investors. The property's location is another major plus—situated within walking distance to the vibrant downtown district, you’ll enjoy easy access to local boutiques, restaurants, museums, and community events, making it perfect for those who appreciate a walkable lifestyle. This is a rare opportunity to own a historic home with modern upgrades and built-in income potential in one of Elizabethtown’s most convenient and desirable neighborhoods. Whether you’re a homeowner looking to offset your mortgage with rental income or an investor seeking a turnkey property with strong rental appeal, this home checks all the boxes.
For sale
Price cut: $10K (6/20)
$279,900
406 N Main St, Elizabethtown, KY 42701
3beds
1,300sqft
Est.:
Single Family Residence
Built in 1912
7,840.8 Square Feet Lot
$275,700 Zestimate®
$215/sqft
$-- HOA
What's special
Utility basementSeparate cellarDetached two-car garageOriginal characterTimeless architectural features
- 109 days
- on Zillow |
- 429 |
- 12 |
Zillow last checked: 7 hours ago
Listing updated: August 05, 2025 at 07:40am
Listed by:
The Still Group Team 270-268-3848,
Olive + Oak Realty
Source: HKMLS,MLS#: HK25001904

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Separate Quarters
Primary bedroom
- Features: Fireplace
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Primary bathroom
- Features: Fireplace
- Level: Main
Bathroom
- Features: None
Basement
- Area: 197
Heating
- Forced Air, Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Range/Oven, Refrigerator, Electric Water Heater
- Laundry: Other
Features
- Vaulted Ceiling(s), Walk-In Closet(s), Walls (See Remarks), Eat-in Kitchen
- Flooring: Carpet, Laminate, Tile
- Basement: Partial,Unfinished,Crawl Space
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage Door Opener, Garage Faces Rear
- Garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Patio & porch: Covered Front Porch, Deck, Porch
- Exterior features: Cellar, Concrete Walks, Landscaping
- Fencing: None
Lot
- Size: 7,840.8 Square Feet
- Features: City Lot
Details
- Parcel number: 2202015030
- Other equipment: Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Shingle
Condition
- New Construction
- New construction: No
- Year built: 1912
Utilities & green energy
- Sewer: City
- Water: County
Community & HOA
Community
- Features: Sidewalks
- Security: Smoke Detector(s)
- Subdivision: Stewart
Location
- Region: Elizabethtown
Financial & listing details
- Price per square foot: $215/sqft
- Tax assessed value: $98,200
- Annual tax amount: $1,344
- Price range: $279.9K - $279.9K
- Date on market: 5/13/2025
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