406 Serenity Mill Loop, Ruskin, FL 33570

What if the interest rate on your next home could start with a 4 instead of a 6? Yep, that’s possible with this 4 bedroom, 2 bath home built in 2017. It features an open floor plan, a screened lanai perfect for morning coffee, a fully fenced backyard, and a 2-car garage. The community pool is right down the street, so weekends feel like a staycation. Forget new construction delays and surprise costs. The big stuff is already done here: oversized screened lanai, full fence, blinds, landscaping, hurricane shutters, and appliances. No contractors. No delivery delays. This one feels truly move-in ready day 1. Living in Ruskin gives you the best mix of small-town charm and convenience. You’ll get that Old Florida vibe with local restaurants and shops, while still being about 30 minutes from downtown Tampa. Quick access to I-75 puts you on the road to some of the best beaches in the world, including Anna Maria Island, St. Pete Beach, and more. And here’s the kicker: the seller is offering $18,000 in credits that could buy down your rate as low as 4.37% (with approved credit and use of preferred lender). If the last cycle passed you by, this is the one that makes you glad you didn’t wait again.