45354 NW Hartwick Rd, Banks, OR 97106
What's special
INTEREST RATE – PROMOTION! Set back off the road behind a wrap-around driveway and surrounded by mature trees and open pasture, this two-story daylight ranch in Banks offers something increasingly rare: space, privacy, and versatility minutes from the western Portland metro. The main level welcomes you with vaulted ceilings, exposed wood beams, hardwood floors, and a wall of windows framing the treeline beyond the deck. The kitchen opens to the living and dining areas with a casual eat bar — perfect for morning coffee while the sun comes over the trees. Step onto the expansive deck and feel what "peaceful" truly means here. No neighbors looking in. Just sky, fir trees, and seasonal valley views. Upstairs, two bedrooms and a dedicated office provide comfortable main-level living. Downstairs, a fully finished daylight basement adds three more bedrooms, a second living area, and its own bathroom — ideal for multi-generational living, caregiver quarters, or ranch hand quarters. With accessible design features including a walk-in shower on the main floor, this home adapts to how you actually live. Five fully fenced and cross-fenced acres include a four-stall horse barn with corrals — ready for your own animals or to lease out. A large outbuilding serves as workshop with plenty of room for storage and toys. The wrap-around driveway easily handles trailers and equipment. An owned solar system keeps energy costs in check, and a heat pump provides efficient year-round comfort. No HOA. No covenants. Just room to breathe, work, and live on your own terms. Whether you're looking for a private homestead, a horse property with income potential, or a home that flexes with your family — come walk the land and see it for yourself.Seller-funded 2-1 rate reduction may be available through select lenders — ask your agent for details.
- 137 days |
- 964 |
- 64 |
Travel times
Living Room
Kitchen
Dining Room
Primary Bedroom
Family Room
Deck
Zillow last checked:
Listing updated:
Tony Apa 503-806-9773,
JMG - Jason Mitchell Group,
Courtney Clarke 503-349-6557,
JMG - Jason Mitchell Group
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
Rooms
- Room types: Bedroom 4, Bedroom 5, Office, Bedroom 2, Bedroom 3, Dining Room, Family Room, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Features: Bathroom, Walkin Closet, Wallto Wall Carpet, Whirlpool
- Level: Main
- Area: 255
- Dimensions: 15 x 17
Bedroom 2
- Features: Bookcases, Closet, Ensuite
- Level: Main
- Area: 336
- Dimensions: 16 x 21
Bedroom 3
- Features: Closet, Wallto Wall Carpet
- Level: Lower
- Area: 120
- Dimensions: 12 x 10
Bedroom 4
- Level: Lower
- Area: 120
- Dimensions: 12 x 10
Bedroom 5
- Level: Lower
- Area: 120
- Dimensions: 10 x 12
Dining room
- Features: Great Room, Hardwood Floors, Living Room Dining Room Combo, Vaulted Ceiling
- Level: Main
- Area: 160
- Dimensions: 16 x 10
Family room
- Features: Fireplace
- Level: Lower
- Area: 392
- Dimensions: 14 x 28
Kitchen
- Features: Eat Bar, Hardwood Floors, Kitchen Dining Room Combo, Vaulted Ceiling
- Level: Main
- Area: 140
- Width: 10
Living room
- Features: Great Room, Hardwood Floors, Living Room Dining Room Combo, Pellet Stove, Vaulted Ceiling, Wallto Wall Carpet
- Level: Main
- Area: 192
- Dimensions: 12 x 16
Office
- Level: Main
- Area: 130
- Dimensions: 13 x 10
Heating
- Heat Pump, Fireplace(s)
Cooling
- Heat Pump
Appliances
- Included: Dishwasher, Disposal, Free-Standing Range, Range Hood, Electric Water Heater
- Laundry: Laundry Room
Features
- Vaulted Ceiling(s), Bookcases, Closet, Great Room, Living Room Dining Room Combo, Eat Bar, Kitchen Dining Room Combo, Bathroom, Walk-In Closet(s), Pantry
- Flooring: Hardwood, Vinyl, Wall to Wall Carpet
- Windows: Double Pane Windows, Vinyl Frames
- Basement: Daylight,Exterior Entry,Separate Living Quarters Apartment Aux Living Unit
- Number of fireplaces: 2
- Fireplace features: Pellet Stove, Propane
Interior area
- Total structure area: 3,592
- Total interior livable area: 3,592 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway, Parking Pad, RV Access/Parking, RV Boat Storage, Carport
- Has carport: Yes
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Caregiver Quarters, Main Floor Bedroom Bath, Pathway, Walkin Shower, Accessibility
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Dog Run, Yard
- Has spa: Yes
- Spa features: Whirlpool
- Fencing: Cross Fenced,Fenced
- Has view: Yes
- View description: Seasonal, Territorial, Trees/Woods
Lot
- Size: 5.1 Acres
- Features: Hilly, Pasture, Secluded, Sloped, Trees, Acres 5 to 7
Details
- Additional structures: Barn, RVParking, RVBoatStorage, Workshop
- Parcel number: R1407374
- Zoning: AF-5
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Daylight Ranch
- Property subtype: Residential, Single Family Residence
Materials
- Cedar, Lap Siding, Wood Siding
- Foundation: Concrete Perimeter, Slab, Stem Wall
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 1979
Utilities & green energy
- Electric: Volt220
- Sewer: Septic Tank
- Water: Community, Private
Green energy
- Energy generation: Solar
Community & HOA
Community
- Subdivision: Rural Washington County
HOA
- Has HOA: No
Location
- Region: Banks
Financial & listing details
- Price per square foot: $230/sqft
- Tax assessed value: $744,090
- Annual tax amount: $6,408
- Date on market: 5/20/2026
- Listing terms: Cash,Conventional,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/13/2026 | Price change | $825,000-2.9%$230/sqft |
Source:  RMLS (OR) #685187750 | ||
| 7/26/2026 | Price change | $850,000-5.5%$237/sqft |
Source: RMLS (OR) #685187750 | ||
| 6/6/2026 | Price change | $899,900-4.3%$251/sqft |
Source: RMLS (OR) #685187750 | ||
| 5/21/2026 | Listed for sale | $939,900$262/sqft |
Source: RMLS (OR) #685187750 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,409 +2.1% | $447,190 +3% |
| 2024 | $6,275 +12.4% | $434,170 +3% |
| 2023 | $5,583 +2.6% | $421,530 +3% |
| 2022 | $5,441 +2.7% | $409,260 |
| 2021 | $5,297 +3.1% | -- |
| 2020 | $5,139 +4.6% | $385,770 +3% |
| 2019 | $4,915 +2.7% | $374,540 |
| 2018 | $4,787 | $374,540 +6.1% |
| 2017 | $4,787 +6.1% | $353,050 +3% |
| 2016 | $4,512 | $342,770 +3% |
| 2015 | $4,512 +4.4% | $332,790 +3% |
| 2014 | $4,322 +3.8% | $323,100 +3% |
| 2013 | $4,161 +2.8% | $313,690 +3% |
| 2012 | $4,048 +5.9% | $304,560 -24.2% |
| 2011 | $3,824 +3.2% | $401,980 -3.5% |
| 2010 | $3,706 +2.7% | $416,540 -10.1% |
| 2009 | $3,608 +2.4% | $463,500 -5.2% |
| 2008 | $3,522 +7% | $489,070 +7.2% |
| 2007 | $3,292 +7.5% | $456,080 +10.2% |
| 2006 | $3,061 -4.7% | $413,960 +21.9% |
| 2005 | $3,210 +6523.6% | $339,650 +8498.7% |
| 2000 | $48 | $3,950 |
Find assessor info on the county website
Monthly payment
Estimated market value
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Estimated sales range
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Climate risks
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