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ActivePrice cut: $50K (8/3)
$1,745,000
3beds
3,088sqft

49 Little Cove Rd, Olney, MT 59927

3beds
3,088sqft
Single family residence
Built in 2018
2.15 Acres
2 Attached garage spaces
$565 price/sqft

What's special

Expansive covered decksHeated bathroom floorsWalk-in tile showersCustom treehouseImpressive timber-frame architectureSoaring ceilings

The Stillwater River isn't simply the backdrop to this extraordinary Montana retreat. It is the heart of it all. Wake each morning to the gentle sound of flowing water, spend your days fly fishing from your own river frontage or exploring thousands of acres of surrounding public lands, then gather around the riverside fire pit each evening as the Stillwater flows quietly beside you beneath Montana's star filled sky. Just 25 minutes north of Whitefish, this private waterfront sanctuary offers seclusion just minutes from Whitefish Mountain Resort, Glacier National Park, Whitefish Lake, and Glacier Park International Airport. Designed for gathering family and friends, the property offers four bedrooms and four bathrooms across three separate living spaces. The beautifully crafted three bedroom, two bathroom timber frame home features soaring ceilings, expansive windows, inviting gathering spaces, and covered decks overlooking the river. Above the oversized garage, an approximately 800 square foot apartment with a full bath is ideal for guests, multi generational living, a private office, or rental income. Just steps from the water, the charming one bedroom, one bathroom guest cabin offers a peaceful riverside escape where the Stillwater becomes your evening soundtrack. Heated bathroom floors, walk in tile showers, outdoor living spaces, and a custom treehouse add comfort and character. Cast to rising trout from your own shoreline, launch a kayak, watch abundant wildlife, or hike directly into thousands of acres of protected US Forest Service and Montana lands. Private riverfront estates of this caliber are exceptionally rare, combining multiple guest accommodations, direct access to protected public lands, and one of northwest Montana's most treasured waterways. More than an extraordinary property, this is a place where children catch their first trout, stories are shared around the fire, and generations discover what it truly means to call Montana home. Main House - 1,804 sf - 3 bedrooms, 2 baths. Apartment - 800 sf - 1 bath. Guest Cabin - 485 sf - 1 bedroom, 1 bath

111 days
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Source: MRMLS,MLS#: 30069686MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Sandi Hall 406-471-0749,

National Parks Realty - Eureka

Source: MRMLS,MLS#: 30069686MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
Heating
  • Heat Pump
Cooling
  • Central Air
Appliances
  • Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
  • Laundry: Washer Hookup
Features
  • Fireplace, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Additional Living Quarters
  • Basement: Crawl Space
  • Number of fireplaces: 1
Interior area
  • Total interior livable area: 3,088 sqft
  • Finished area below ground: 0

Property

Parking
  • Total spaces: 4
  • Parking features: Circular Driveway, Garage, Garage Door Opener, Heated Garage
  • Attached garage spaces: 2
  • Carport spaces: 2
  • Covered spaces: 4
Features
  • Levels: Two
  • Patio & porch: Covered, Deck, Wrap Around
  • Exterior features: Breezeway, Fire Pit, Storage, Propane Tank - Leased
  • Has view: Yes
  • View description: Mountain(s), Creek/Stream, Trees/Woods
  • Has water view: Yes
  • Water view: true
  • Waterfront features: River Front, Waterfront
  • Body of water: Stillwater River
Lot
  • Size: 2.15 Acres
  • Features: Cul-De-Sac, Front Yard, Gentle Sloping, Landscaped, Meadow, Secluded, Sprinklers In Ground, Views, Wooded, Wetlands
  • Topography: Varied
Details
  • Parcel number: 07450816101020000
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Other
  • Property subtype: Single Family Residence
Materials
  • Board & Batten Siding
  • Foundation: Poured
  • Roof: Composition
Condition
  • See Remarks
  • New construction: No
  • Year built: 2018

Utilities & green energy

  • Sewer: Private Sewer, Septic Tank
  • Water: Well
  • Utilities for property: Electricity Connected, High Speed Internet Available, Propane, Phone Available, Underground Utilities

Community & HOA

Community
  • Features: Fishing, Park
  • Security: Security System Owned, Smoke Detector(s)
  • Subdivision: Stillwater Cove
HOA
  • Has HOA: Yes
  • Amenities included: Park
  • HOA name: Stillwater Cove Homeowners Association
Location
  • Region: Olney

Financial & listing details

  • Price per square foot: $565/sqft
  • Tax assessed value: $527,365
  • Annual tax amount: $1,813
  • Date on market: 5/16/2026
  • Listing agreement: Exclusive Right To Sell
  • Listing terms: Cash,Conventional,VA Loan
  • Road surface type: Gravel

Price history

DateEventPrice
8/3/2026Price change$1,745,000-2.8%$565/sqft
Source: MRMLS #30069686 Report a problem
5/16/2026Listed for sale$1,795,000$581/sqft
Source: MRMLS #30069686 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$1,557 -31.3%$498,100 +6.9%
2024$2,267 +2.1%$465,800
2023$2,220 +19.8%$465,800 +54.8%
2022$1,853 $301,000
2021$1,853 -2%$301,000 +6%
2020$1,891 -5.9%$284,000
2019$2,010 +280.2%$284,000 +314.8%
2018$529 +70.4%$68,460 +82.6%
2017$310 +4944.2%$37,500 +62400%
2016$6 $60
2015$6 -22.2%$60 -23.1%
2014$8 $78

Find assessor info on the county website

Monthly payment

Est. payment
$9,726/mo
Principal & interest
$8999
Property taxes
$727
More affordability toolsChevron Right

Estimated market value

$1,635,300

$1.55M - $1.72M

$4,450/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 59927

Nearby schools

Bissell School
Grades PK-621 miles
N/A
GreatSchools® Rating
Bissell 7-8
Grades 7-821 miles
N/A
GreatSchools® Rating
Whitefish High School
Grades 9-1222.8 miles
8/10
GreatSchools® Rating
College Readiness Rating
8/10