Open House this Saturday 1–3 PM & Sunday 1–4 PM! Includes a fully finished guest house apartment! Nestled on a picturesque, tree-lined street in the highly sought-after Lakelands community, this magnificent four-level residence seamlessly blends timeless elegance with modern sophistication. From the moment you arrive, you'll appreciate the impeccable care and attention to detail that define this meticulously maintained and beautifully renovated home. The state-of-the-art kitchen features sleek quartz countertops, a premium gas stove, and custom beige cabinetry—a chef’s dream. It opens effortlessly to the warm and inviting family room, anchored by a stunning 8' x 9' porcelain fireplace with a striking quartz mantel, creating the perfect setting for both relaxed living and elegant entertaining. Rich hardwood floors flow throughout the main level, complementing the formal dining room adorned with a hand-stenciled floral floor pattern and a beautifully detailed ceiling. A dedicated home office/study with custom built-ins provides the ideal space for working from home. Upstairs, the luxurious primary suite features a spa-like bath with a walk-in shower, freestanding designer soaking tub, glass shelving, and travertine flooring. The second floor also offers two additional smaller bedrooms, perfect for family or guests, as well as a hall bath finished in travertine to match the home’s refined design aesthetic. An expansive top-floor bedroom with its own full en suite bath offers privacy and versatility, ideal for a guest retreat or multigenerational living. The rarely available finished lower level provides 1,060 sq ft of flexible living space—ideal for a media room, gym, or playroom—further enhancing the home’s footprint and functionality. Above the garage, a fully finished legal apartment (ADU – Accessory Dwelling Unit) includes a private entrance, full bath, and carpeted living area—perfect as a home office, guest suite, or income-producing rental. The garage itself has been upgraded with an epoxy-finished floor and painted drywall, elevating even the utility spaces with thoughtful design. With four thoughtfully designed levels, a separate guest house apartment, and luxury updates throughout, this residence is truly a 10++. Spectacular from top to bottom, it represents one of the most exceptional offerings in Lakelands today.
For sale
$1,225,000
520 Kersten St, Gaithersburg, MD 20878
4beds
3,320sqft
Est.:
Single Family Residence
Built in 2003
2,700 Square Feet Lot
$1,199,600 Zestimate®
$369/sqft
$135/mo HOA
What's special
Private entranceTree-lined streetFinished lower levelEpoxy-finished floorWalk-in showerBeautifully detailed ceilingRich hardwood floors
- 13 days
- on Zillow |
- 858 |
- 40 |
Zillow last checked: 7 hours ago
Listing updated: August 22, 2025 at 03:36am
Listed by:
Elaine Koch 301-641-5865,
Long & Foster Real Estate, Inc. 240-497-1700
Source: Bright MLS,MLS#: MDMC2193648

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Basement
- Area: 1060
Heating
- Forced Air, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Extra Refrigerator/Freezer, Ice Maker, Self Cleaning Oven, Oven/Range - Gas, Refrigerator, Washer, Washer/Dryer Stacked, Gas Water Heater
- Laundry: Main Level
Features
- Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-in Features, Ceiling Fan(s), Chair Railings, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Galley, Kitchen - Gourmet, Recessed Lighting, Upgraded Countertops, 9'+ Ceilings, Dry Wall, Tray Ceiling(s)
- Flooring: Hardwood, Laminate, Carpet, Wood
- Windows: Double Pane Windows, Vinyl Clad
- Basement: Improved,Shelving,Full,Finished,Interior Entry
- Number of fireplaces: 1
- Fireplace features: Other, Stone
Interior area
- Total structure area: 3,480
- Total interior livable area: 3,320 sqft
- Finished area above ground: 2,420
- Finished area below ground: 900
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Rear, Storage, Garage Door Opener, Attached
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Deck, Porch, Roof
- Exterior features: Lighting, Sidewalks, Other
- Pool features: Community
- Fencing: Back Yard,Other
- Has view: Yes
- View description: Garden
Lot
- Size: 2,700 Square Feet
- Features: Landscaped, Level, Open Lot, Private, Other
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 160903326380
- Zoning: MXD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Federal,Colonial,Craftsman
- Property subtype: Single Family Residence
Materials
- Fiber Cement
- Foundation: Block
- Roof: Asphalt
Condition
- Excellent
- New construction: No
- Year built: 2003
- Major remodel year: 2025
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Pool
- Subdivision: Lakelands
HOA
- Has HOA: Yes
- Amenities included: Baseball Field, Basketball Court, Bike Trail, Community Center, Jogging Path, Lake, Clubhouse, Common Grounds, Fitness Center, Meeting Room, Party Room, Picnic Area, Pool, Soccer Field, Tot Lots/Playground, Other
- Services included: Common Area Maintenance, Health Club, Management, Pool(s), Recreation Facility, Reserve Funds, Snow Removal, Trash, Other
- HOA fee: $135 monthly
- HOA name: LAKELANDS
Location
- Region: Gaithersburg
- Municipality: City of Gaithersburg
Financial & listing details
- Price per square foot: $369/sqft
- Tax assessed value: $806,167
- Annual tax amount: $10,392
- Date on market: 8/13/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
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