NEW LISTING! NEW SEAWALL! Welcome to 528 Vera Cruz Drive of Holiday Isle on the Emerald Coast of Destin, Florida! Excellent opportunity to obtain a two-story, canal-front single-family residence in the World's Luckiest Fishing Village of Okaloosa County, Florida. This property offers many attributes and are not limited to 4,800 square feet, (5) bedrooms, (5.5) bathrooms, (2) deep-water boat slips that afford the convenient navigability to the coveted Destin Harbor, Crab Island, Choctawhatchee Bay, or Gulf of America, (2) association-maintained neighborhood beach walkovers that are within walking distance. Delight the Destin lifestyle to the fullest while only being a short car or boat ride to all restaurants, shopping, attractions, and night venues while appreciating 528 Vera Cruz as... primary, secondary, or short-term rental property. The Seller just completed updating the seawall and pool pavers. Interior images will be available, and showings may occur commencing July 21, 2025.
For sale
$2,795,000
528 Vera Cruz Dr, Destin, FL 32541
5beds
4,800sqft
Est.:
Single Family Residence
Built in 1980
-- sqft lot
$2,500,800 Zestimate®
$582/sqft
$39/mo HOA
What's special
Pool paversDeep-water boat slipsConvenient navigabilityAssociation-maintained neighborhood beach walkoversUpdating the seawall
- 85 days
- on Zillow |
- 924 |
- 39 |
Zillow last checked: 7 hours ago
Listing updated: July 20, 2025 at 02:34pm
Listed by:
John Paul Somers 850-654-7777,
Somers & Company,
Rachael A Earley 850-225-6478,
Somers & Company
Source: ECAOR,MLS#: 977383
Originating MLS: Emerald Coast

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Primary bathroom
- Features: Walk-In Closet(s)
Heating
- Electric
Cooling
- AC - 2 or More, Electric, Ceiling Fan(s)
Appliances
- Included: Cooktop, Dishwasher, Disposal, Double Oven, Refrigerator W/IceMk, Smooth Stovetop Rnge, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Kitchen Island, Bedroom, Dining Room, Kitchen, Master Bedroom
- Flooring: Tile, Carpet
- Windows: Window Treatments
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 4,800
- Total interior livable area: 4,800 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Garage, Attached, Garage Door Opener
- Has attached garage: Yes
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Deck Covered, Deck Open
- Exterior features: Boat Slip, Lawn Pump, Outdoor Shower, Sprinkler System, Dock
- Has private pool: Yes
- Pool features: Private, In Ground
- Fencing: Partial
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Beach, Waterfront
- Frontage type: Water
- Frontage length: Water: 56
Lot
- Dimensions: 128 x 147 x 55 x 130
- Features: Bulkhead/Seawall, Covenants, Restrictions, Within 1/2 Mile to Water, Deed Access
Details
- Parcel number: 002S242186000F0910
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Condition
- Construction Complete
- Year built: 1980
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Phone Connected, Cable Connected
Community & HOA
Community
- Features: Fishing
- Security: Smoke Detector(s)
- Subdivision: Holiday Isle
HOA
- Has HOA: Yes
- Services included: Master Association
- HOA fee: $473 annually
Location
- Region: Destin
Financial & listing details
- Price per square foot: $582/sqft
- Tax assessed value: $1,524,965
- Annual tax amount: $7,888
- Date on market: 5/28/2025
- Listing terms: Conventional
- Electric utility on property: Yes
- Road surface type: Paved
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