Amazing waterfront opportunity in the desirable gated Bay Point community! A boater's dream, this home sits on a deep canal with a 124-ft dock! It features three separate living quarters. The main house has a split floor plan ,it features an open-concept living, dining, and kitchen area with stunning views of the pool and canal. Ideal for multi-generational living, there is a separate mother-in-law suite complete with a laundry room, nice size kitchen, living space and pool access. Additionally, a canal-level studio apartment with a kitchen and full bath is perfect for a captain, guest, or teenager. Situated on an oversized lot, this property is ideal for waterfront living!
For sale
Price cut: $90K (7/10)
$1,100,000
539 Wahoo Rd, Panama City Beach, FL 32408
5beds
3,806sqft
Est.:
Single Family Residence
Built in 1997
0.35 Acres Lot
$-- Zestimate®
$289/sqft
$158/mo HOA
What's special
Separate mother-in-law suiteDeep canalCanal-level studio apartmentWaterfront opportunityOversized lot
- 193 days
- on Zillow |
- 623 |
- 19 |
Zillow last checked: 7 hours ago
Listing updated: July 29, 2025 at 11:59am
Listed by:
Kelli M Sullivan 850-819-8246,
Beachy Beach Real Estate,
Renata Murphree 850-527-3923,
Beachy Beach Real Estate
Source: CPAR,MLS#: 767921
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Family Room, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Bonus Room
Primary bedroom
- Description: large master bedroom
- Level: First
- Area: 323
- Dimensions: 19 x 17
Bedroom
- Description: large guest room
- Level: First
- Area: 180
- Dimensions: 15 x 12
Bedroom
- Description: large guest room
- Level: First
- Area: 168
- Dimensions: 14 x 12
Bedroom
- Description: large guest room
- Level: First
- Area: 195
- Dimensions: 15 x 13
Primary bathroom
- Description: large master bathroom
- Level: First
- Area: 168
- Dimensions: 12 x 14
Dining room
- Description: formal dining area
- Level: First
- Area: 182
- Dimensions: 14 x 13
Family room
- Description: large family room
- Level: First
- Area: 228
- Dimensions: 19 x 12
Kitchen
- Description: nice kitchen
- Level: First
- Area: 140
- Dimensions: 14 x 10
Living room
- Description: wonderful entertaining area
- Level: First
- Area: 256
- Dimensions: 16 x 16
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric, Multi Units
Appliances
- Included: Double Oven, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator
Features
- Additional Living Quarters, Bookcases, Fireplace, In-Law Floorplan, Recessed Lighting, Split Bedrooms
- Has fireplace: Yes
Interior area
- Total interior livable area: 3,806 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Driveway, Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
- Details: Driveway Spaces:8.00
Features
- Exterior features: Outdoor Shower
- Has private pool: Yes
- Pool features: Fenced, In Ground, Pool, Private
- Fencing: Partial
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Access, Seawall, Deeded Access, Waterfront
- Frontage length: 124
Lot
- Size: 0.35 Acres
- Dimensions: 123 x 125
- Features: Waterfront
Details
- Parcel number: 30933401000
- Zoning description: Resid Multi-Family,Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco, Wood Frame
- Roof: Tile
Condition
- Year built: 1997
Utilities & green energy
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Fishing, Golf, Marina, Playground, Restaurant, Short Term Rental Allowed, Tennis Court(s), Waterfront, Gated
- Security: Gated Community
- Subdivision: Bay Point Unit 1
HOA
- Has HOA: Yes
- Amenities included: Gated
- Services included: Legal/Accounting, Security
- HOA fee: $1,900 annually
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $289/sqft
- Tax assessed value: $984,111
- Annual tax amount: $11,179
- Date on market: 1/28/2025
- Listing terms: Cash,Conventional
- Road surface type: Paved
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