For sale

Price cut: $400K (6/2)

$1,575,000

553 Jacobs Mill Pond Rd, Elgin, SC 29045

6beds

5,437sqft

$8,789/mo

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Single Family Residence

Built in 2005

2.76 Acres Lot

$1,524,200 Zestimate^®

$290/sqft

$27/mo HOA

What's special

Separate officePerfect in-law quartersPrivate balconyBoat rampFinished basementAdditional roomsFamily room

Experience the best of waterfront living at 553 Jacobs Mill Pond Rd in Elgin, SC, where privacy, space, and stunning lake views come together in this custom home. This expansive 3-story residence offers an open layout with multiple living areas, including a family room, sitting area, and separate office. The gourmet kitchen with island and eat-in space flows into the dining and living areas, all leading to covered porches with lake views. The luxurious master suite boasts a private balcony and spa-like bath. The finished basement features an exercise room, wet bar, and additional rooms, offering perfect in-law quarters. The property includes a dock, boat ramp, and an impressive boat house, ideal for enjoying the lakefront lifestyle. With ample storage, a 3-car garage, and proximity to city amenities, this home provides the ultimate combination of comfort and outdoor recreation . Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

110 days

615

25

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 6
Bathrooms: 6
Full bathrooms: 4
1/2 bathrooms: 2
Partial bathrooms: 2
Main level bathrooms: 3

Rooms

Room types: Bonus Room, Enclosed Garage, Exercise Room, Loft

Primary bedroom

Features: Balcony-Deck, Double Vanity, Bath-Private, Separate Shower, Sitting Room, Skylight, Walk-In Closet(s), High Ceilings, Ceiling Fan(s), Closet-Private, Recessed Lighting, Separate Water Closet
Level: Main

Bedroom 2

Features: Balcony-Deck, Bath-Private, Separate Shower, Tub-Shower, High Ceilings, Ceiling Fan(s), Closet-Private, Recessed Lighting
Level: Second

Bedroom 3

Features: Double Vanity, Separate Shower, Bath-Shared, Sitting Room, Walk-In Closet(s), High Ceilings, Ceiling Fan(s), Recessed Lighting
Level: Second

Bedroom 4

Features: Balcony-Deck, Double Vanity, Separate Shower, Walk-In Closet(s), High Ceilings, Built-in Features, Ceiling Fan(s), Recessed Lighting
Level: Basement

Bedroom 5

Features: Bath-Private, Separate Shower, High Ceilings, Ceiling Fan(s)
Level: Basement

Dining room

Features: Area, Molding, High Ceilings, Tray Ceiling(s), Recessed Lighting
Level: Main

Kitchen

Features: Bar, Eat-in Kitchen, Pantry, Backsplash-Other, Cabinets-Painted, Prep Sink, Recessed Lighting, Counter Tops-Quartz
Level: Main

Living room

Level: Main

Heating

Central, Gas 2nd Lvl, Heat Pump 1st Lvl, Propane, Multiple Units

Cooling

Central Air, Heat Pump 1st Lvl, Multi Units

Appliances

Included: Built-In Range, Double Oven, Gas Range, Self Clean, Island Cooktop, Dishwasher, Disposal, Microwave Pull out, Stove Exhaust Vented Exte, Tankless Water Heater, Gas Water Heater
Laundry: Electric, Gas, Heated Space, Utility Room

Features

Ceiling Fan(s), Wet Bar, Closet-Private, Recessed Lighting
Flooring: Engineered Hardwood, Carpet
Doors: French Doors
Windows: Skylight(s)
Has basement: Yes
Attic: Pull Down Stairs
Number of fireplaces: 1
Fireplace features: Gas Log-Propane

Interior area

Total structure area: 5,437
Total interior livable area: 5,437 sqft

Video & virtual tour

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Property

Parking

Total spaces: 3
Parking features: Enclosed Garage, Garage Door Opener
Attached garage spaces: 3

Features

Patio & porch: Deck, Patio
Exterior features: Boat Ramp, Dock, Gutters - Full, Lake Fed Irrigation
On waterfront: Yes
Waterfront features: Common Lake

Lot

Size: 2.76 Acres
Features: On Water

Details

Parcel number: 289130108

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Brick-All Sides-AbvFound
Foundation: Slab

Condition

New construction: No
Year built: 2005

Details

Warranty included: Yes

Utilities & green energy

Sewer: Septic Tank
Water: Well
Utilities for property: Cable Available

Community & HOA

Community

Features: Golf
Security: Smoke Detector(s), Security Cameras
Subdivision: NONE

HOA

Has HOA: Yes
HOA fee: $325 annually

Location

Region: Elgin

Financial & listing details

Price per square foot: $290/sqft
Tax assessed value: $685,000
Annual tax amount: $5,952
Date on market: 4/8/2026
Listing agreement: Exclusive Right To Sell
Road surface type: Paved

Estimated market value

$1,524,200

$1.45M - $1.60M

$4,831/mo

Price history

Date	Event	Price
6/2/2026	Price change	$1,575,000-20.3%$290/sqft
Source: Consolidated MLS #631049 Report a problem
4/8/2026	Listed for sale	$1,975,000+188.3%$363/sqft
Source: Consolidated MLS #631049 Report a problem
3/26/2020	Sold	$685,000-7.3%$126/sqft
Source: Public Record Report a problem
10/30/2019	Price change	$739,000-1.3%$136/sqft
Source: Coldwell Banker Residential Brokerage - Midtown #471897 Report a problem
9/2/2019	Listed for sale	$749,000$138/sqft
Source: Coldwell Banker Residential Brokerage #471897 Report a problem
7/22/2019	Listing removed	$749,000$138/sqft
Source: Coldwell Banker Residential Brokerage - Midtown #471897 Report a problem
6/28/2019	Price change	$749,000-3.9%$138/sqft
Source: Coldwell Banker Residential Brokerage - Midtown #471897 Report a problem
5/23/2019	Price change	$779,000-8.4%$143/sqft
Source: Coldwell Banker Residential Brokerage - Midtown #471897 Report a problem
2/15/2019	Price change	$850,000-15%$156/sqft
Source: Coldwell Banker Residential Brokerage - Midtown #457530 Report a problem
10/4/2018	Listed for sale	$1,000,000+43.9%$184/sqft
Source: Coldwell Banker Residential Brokerage - Midtown #457530 Report a problem
7/11/2017	Sold	$695,000-4.1%$128/sqft
Source: Agent Provided Report a problem
5/5/2017	Listed for sale	$725,000$133/sqft
Source: Century 21 J Bolos #423712 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2022	$5,952 -1.8%	$27,400
2021	$6,060 -3%	$27,400 -1.4%
2020	$6,248 -0.5%	$27,800
2019	$6,277 -2.2%	$27,800
2018	$6,416	$27,800 -2.3%
2017	$6,416 0%	$28,460
2016	$6,418 +0.4%	$28,460
2015	$6,392 -0.4%	$28,460 -96%
2014	$6,420 +0.2%	$711,600 +2400.4%
2013	$6,407	$28,460 +43.9%
2012	--	$19,780
2011	--	$19,780
2010	--	$19,780
2009	--	$19,780 +15%
2008	--	$17,200
2007	--	$17,200
2006	--	$17,200 +323.6%
2005	--	$4,060
2004	--	$4,060

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 29045

Getting around

0 / 100

Car-Dependent

17 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Pontiac Elementary School
Grades: PK-5Distance: 1.7 mi
5/10
Summit Parkway Middle School
Grades: K-8Distance: 4.6 mi
8/10
Spring Valley High School
Grades: 9-12Distance: 4.3 mi

Schools provided by the listing agent

Elementary: Pontiac
Middle: Summit
High: Spring Valley
District: Richland Two

Source: Consolidated MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.