5724 Spruce St, Philadelphia, PA 19139

Step into this beautifully renovated 3-bedroom, 1.5-bath home situated in the highly sought-after Cobbs Creek neighborhood. With central air, brand-new electrical and plumbing systems, and a thoughtful blend of modern design and everyday comfort, this home is move-in ready and waiting for its next owner. The first floor features sleek grey laminate flooring, while the second floor offers soft, plush carpeting for added coziness. The updated kitchen is a true highlight, featuring stainless steel appliances—including a gas oven range, refrigerator, built-in microwave, and dishwasher. The center island provides additional countertop space and storage, perfect for both everyday living and entertaining. Upstairs, you'll enjoy the convenience of an in-home laundry room and a spacious primary bedroom with a walk-in closet. The basement, while not fully finished, offers finished ceilings, parged walls, and a half bath—making it a great space for storage or potential future use. An HWA 13-month home warranty is included with an acceptable offer, giving added peace of mind. This must be included in the Agreement of Sale. This property qualifies for a $10,000 grant through Prosperity Home Mortgage's Majority-Minority Census Grant. The funds can be used for closing costs, rate buy-downs, and more—and the grant is fully forgivable for all buyers, not just first-time buyers. It also qualifies for the CRA loan program, offering a conventional loan with no mortgage insurance and favorable terms. Lastly, Key Bank is offering a 5K credit for this property which can be tied in with the Philly First 10K grant. The 5K credit can be applied toward closing costs or to prepay mortgage, flood/hazard insurance, escrow deposit, real estate taxes, or per diem interest. Located in the Philadelphia City School District, nearby schools include Andrew Hamilton School and William L. Sayre Middle School. Outdoor enthusiasts will love being near Cobbs Creek, Black Oak Park, and Angora Park—ideal for leisure and recreation. Don’t miss your chance to own this fantastic property—schedule your private tour today!