Waterfront Perfection in Montego Bay – Bay Views, Deep Water Access & More Welcome to 712 Gulf Stream Drive—an exceptional waterfront property nestled along one of the widest canals in Ocean City’s beloved Montego Bay community. With sweeping views of the bay and direct access to open water, this rare offering combines an unbeatable location with turnkey comfort, offering the ultimate coastal lifestyle for boaters and beach lovers alike. Positioned on a premium canal-front lot, this home enjoys not only scenic beauty but also practical advantages. Two (yes TWO) private boat lifts are perched over some of the deepest water in Ocean City, making it ideal for larger boats or vessels with deeper drafts—something not easily found elsewhere. Whether you’re a serious boater or a weekend cruiser, this setup is unmatched for convenience, safety, and accessibility. The home features three spacious bedrooms and a bright, meticulously maintained interior that reflects true pride of ownership. The open-concept living space flows effortlessly into a charming three-season room overlooking the water—perfect for enjoying morning coffee, hosting friends, or unwinding with a sunset view after a day on the water. Thoughtful finishes and clean, coastal design elements make this home feel warm, inviting, and move-in ready. Step outside to discover your oversized waterfront dock, offering plenty of room for entertaining, lounging in the sun, or casting a line from your own backyard. Whether you're seeking a second home, an investment property, or a full-time residence, this home delivers exceptional value and unforgettable views. Located in Montego Bay, one of North Ocean City’s most sought-after communities, you'll enjoy access to amenities like two outdoor pools, tennis courts, a community fishing pier, and scenic walking trails—all with no ground rent and low HOA fees. Plus, you’re just a few short blocks from the beach, Northside Park, dining, and entertainment. 712 Gulf Stream Drive is more than just a home—it’s a waterfront sanctuary where every day feels like a vacation. No issues with Property Insurance with this home. Quotes for Homeowners and Flood insurance are available in the Agents Documents section of the MLS. Est combined for both is only $2600-2700/yr
For sale
Price cut: $30K (7/14)
$699,000
712 Gulf Stream Dr, Ocean City, MD 21842
3beds
1,392sqft
Est.:
Single Family Residence
Built in 1991
3,623 Square Feet Lot
$692,700 Zestimate®
$502/sqft
$33/mo HOA
What's special
Waterfront propertyPremium canal-front lotBright meticulously maintained interiorPrivate boat liftsCharming three-season roomOversized waterfront dockSpacious bedrooms
- 103 days
- on Zillow |
- 3,872 |
- 113 |
Zillow last checked: 7 hours ago
Listing updated: August 08, 2025 at 03:12am
Listed by:
Grant Fritschle 410-430-5880,
Keller Williams Realty Delmarva 4105246400,
Listing Team: The Fritschle Barker Group
Source: Bright MLS,MLS#: MDWO2030178

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Open houses
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Freezer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
- Laundry: Dryer In Unit, Washer In Unit
Features
- Entry Level Bedroom
- Doors: Storm Door(s)
- Windows: Insulated Windows, Screens, Storm Window(s), Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,392
- Total interior livable area: 1,392 sqft
- Finished area above ground: 1,392
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Pool features: Community
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 3,623 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2410318343
- Zoning: TR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Foundation: Block, Crawl Space
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Pool
- Subdivision: Montego Bay
HOA
- Has HOA: Yes
- Amenities included: Common Grounds, Pool, Tennis Court(s)
- Services included: Common Area Maintenance, Management, Reserve Funds
- HOA fee: $400 annually
- HOA name: MONTEGO BAY CIVIC ASSOCIATION
Location
- Region: Ocean City
- Municipality: Ocean City
Financial & listing details
- Price per square foot: $502/sqft
- Tax assessed value: $558,333
- Annual tax amount: $6,741
- Date on market: 4/28/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash
- Inclusions: See Inventory Addendum
- Exclusions: See Inventory Addendum
- Ownership: Fee Simple
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