Gulf Front Unit situated on the 3rd floor. Unit #307 has been completely remodeled and updated. Unit features approximately 1,000+-SF with two bedrooms, two baths, large living room, kitchen (newly renovated), and stacked washer and dryer. Sit on your private balcony and enjoy the views to the Gulf of Mexico over the sandy beach and pristine sand dunes. Complex is well maintained and well managed.. Great primary home, second home or beach vacation rental. Whispering seas is a low density walk up complex with only three floors; 30 units and approximately 190 feet along the Gulf of Mexico. Pool is located gulf side with grilling stations, gazebo and picnic areas. Both the milestone report and structural integrity reserve study have been completed with no pending special assessments. Don't let this fully furnished and fully renovated unit pass.
For sale
$449,000
8610 Surf Dr UNIT 307, Panama City Beach, FL 32408
2beds
1,000sqft
Est.:
Condominium
Built in 1987
-- sqft lot
$426,100 Zestimate®
$449/sqft
$2,289/mo HOA
What's special
Private balconySandy beachPicnic areasGrilling stationsPristine sand dunes
- 165 days
- on Zillow |
- 155 |
- 6 |
Zillow last checked: 7 hours ago
Listing updated: July 01, 2025 at 04:24pm
Listed by:
Joan C Altenpohl 850-624-3668,
Coastal Real Estate Group, Inc
Source: CPAR,MLS#: 769593
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Living Room, Other
Living room
- Level: First
- Area: 182
- Dimensions: 14 x 13
Other
- Description: Main Bedroom
- Level: First
- Area: 168
- Dimensions: 14 x 12
Other
- Description: Kitchen/Dining Area
- Level: First
- Area: 216
- Dimensions: 18 x 12
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Washer/Dryer Stacked, Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator
- Laundry: Stacked
Features
- Breakfast Bar, Split Bedrooms
- Furnished: Yes
Interior area
- Total interior livable area: 1,000 sqft
Property
Parking
- Parking features: Paved, Parking Lot
Features
- Patio & porch: Balcony
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: Gunite, In Ground, Pool, Private, Community
- Has view: Yes
- View description: Gulf, Other
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Shoreline - Sand, Shoreline - Natural, Waterfront
- Frontage length: 190 for Complex
Lot
- Features: Landscaped, Waterfront
Details
- Additional structures: Gazebo
- Parcel number: 30464081060
- Zoning description: Resort
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Stucco, Vinyl Siding, Wood Frame
- Roof: Membrane,Metal
Condition
- Year built: 1987
Utilities & green energy
- Utilities for property: Cable Connected, Trash Collection
Community & HOA
Community
- Features: Barbecue, Beach, Park, Pool, Short Term Rental Allowed, Waterfront
- Security: Fire Alarm, Smoke Detector(s)
- Subdivision: Whispering Seas
HOA
- Has HOA: Yes
- Amenities included: Beach Rights, Picnic Area
- Services included: Association Management, Cable TV, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Sewer, Trash, Water
- HOA fee: $3,434 quarterly
- Second HOA fee: $1,144 monthly
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $449/sqft
- Tax assessed value: $357,000
- Annual tax amount: $3,429
- Date on market: 3/1/2025
- Listing terms: Cash,Conventional
- Road surface type: Paved
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