This is what you have been looking for in a Southwest Gulf Coast Florida Boating home. Wait! This home has an option to ASSUME a VA LOAN at 2.625! Call for important information on this opportunity. This three bedroom two bath pool home with a Den sits on the Santa Cruz Waterway which takes you directly to the Lock System out to the Charlotte Harbor. Whether fishing or exploring your journey can take you to the Intercoastal Waterway and the Gulf of Mexico, making this an ideal location. The bridges (10 ft high with the water depth of 6-9 feet) makes this the perfect boating experience to accommodate your Dream Boat. A Sea Wall is in place already at the home for you to envision your Dock with a Lift and is already equipped with a light post, electric and water. Rinse off after your excursion in the outdoor shower by the expansive pool area. The Lanai where you will relax by your salt water pool with a sundeck and beautiful pavers boasts a panoramic screen inviting you to the beautiful water views and the nature that abounds in the area. Inside the home is an open concept where your entertaining area unites with a kitchen that has been expanded with additional cabinetry, granite counter tops, and a four panel slider pocket door that harmoniously brings the outdoors inside. The home has porcelain tile wood plank throughout, plantation shutters and coffered ceilings. The home is a split floor plan allowing your family and guests to experience privacy and access to the pool area. Peace of mind comes with all windows and doors impact rated, spray foam insulation in the attic, an irrigation system and the home is pre-wired for a generator. The pavered driveway leads you to the three car garage and around the side of the house to the relaxing pool area. Bring your golf cart, water toys and extra cars with plenty of room to store them here. Just down the street is The Learning Garden Park, an area to gather under a pavilion with a grilling area and a plant sharing alcove for the residents to enjoy or to just take a stroll among nature. Near beaches and shopping yet secluded in a peaceful quiet neighborhood this is the home begging you to make it your personal waterfront retreat. Although the HOA is optional you may want to visit the website to see how your dues enhance your Community experience. Don’t let this one slip away! Call for your private showing.
For sale
$779,500
8634 Santa Cruz Dr, Port Charlotte, FL 33981
3beds
2,139sqft
Est.:
Single Family Residence
Built in 2022
10,000 Square Feet Lot
$741,800 Zestimate®
$364/sqft
$10/mo HOA
What's special
Granite countertopsDock with a liftBeautiful paversOpen conceptExpansive pool areaWater viewsSplit floor plan
- 64 days
- on Zillow |
- 392 |
- 20 |
Zillow last checked: 7 hours ago
Listing updated: June 18, 2025 at 09:32am
Listing Provided by:
Terri Persing 440-476-9884,
PARADISE EXCLUSIVE INC 941-698-0303
Source: Stellar MLS,MLS#: N6139030
Originating MLS: Englewood

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Granite Counters, Walk-In Closet(s)
- Level: First
- Area: 272 Square Feet
- Dimensions: 16x17
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
- Area: 143 Square Feet
- Dimensions: 11x13
Balcony porch lanai
- Features: Ceiling Fan(s)
- Level: First
Den
- Features: Ceiling Fan(s)
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Great room
- Features: Ceiling Fan(s)
- Level: First
Kitchen
- Features: Granite Counters, Kitchen Island
- Level: First
- Area: 171 Square Feet
- Dimensions: 9x19
Heating
- Electric
Cooling
- Central Air, Humidity Control
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- Laundry: Laundry Room
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
- Flooring: Porcelain Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 3,129
- Total interior livable area: 2,139 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Attached garage spaces: 3
- Details: Garage Dimensions: 27x21
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System
- Has private pool: Yes
- Pool features: Deck, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
- Has view: Yes
- View description: Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Canal - Brackish, Brackish Canal Access, Gulf/Ocean Access, Intracoastal Waterway Access, Bridges - Fixed, Lock, Minimum Wake Zone, No Wake Zone, Seawall
- Body of water: SANTA CRUZ WATERWAY
Lot
- Size: 10,000 Square Feet
- Dimensions: 80 x 125 x 80 x 125
Details
- Parcel number: 412116358004
- Zoning: RSF3.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 2022
Details
- Builder model: 2116
- Builder name: Dm Dean Inc
Utilities & green energy
- Sewer: Public Sewer
- Water: Canal/Lake For Irrigation
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Well, Water Connected
Community & HOA
Community
- Subdivision: PORT CHARLOTTE SEC 058
HOA
- Has HOA: Yes
- HOA fee: $10 monthly
- HOA name: Volunteers
- HOA phone: 941-404-8080
- Pet fee: $0 monthly
Location
- Region: Port Charlotte
Financial & listing details
- Price per square foot: $364/sqft
- Tax assessed value: $601,731
- Annual tax amount: $795
- Date on market: 5/30/2025
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
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