Discover your own private retreat on this beautifully wooded 1-acre lot, where wildlife abounds and peace and privacy come standard. This spacious, well-maintained modified two-story home offers an open-concept floorplan filled with natural light, featuring custom Marvin Integrity windows, gleaming hardwood floors throughout the main level, and custom oak cabinetry. The vaulted kitchen is both stylish and functional with stainless steel appliances, granite countertops, and a breakfast bar that opens seamlessly into the dining area and sunken family room with a cozy corner gas fireplace—perfect for that welcoming great room feel. The living room is currently being used as a formal dining space, offering flexibility to fit your lifestyle. Upstairs, you'll find three bedrooms, including a vaulted primary suite with a large walk-in closet, a full private bath with dual sinks, separate tub and shower, and a private deck overlooking the wooded backyard. The fourth bedroom—currently serving as a home office—features elegant French doors and is located on the main level, along with the laundry room, making one-level living or multi-generational living a breeze. The finished walk-out lower level is ideal for entertaining or relaxing, with two exits to backyard patios, a family room with gas fireplace, an amusement room, a full bathroom, and a dedicated storage room for seasonal organization. Additional features include a large deck off the kitchen/dining area, an in-ground sprinkler system with 10 zones, and a heated, insulated, and finished oversized 3-car garage with abundant cabinetry along one whole wall! A brand-new roof is scheduled for installation on August 11, 2025, giving you added peace of mind. As part of the association, you’ll enjoy access to a scenic trail system and the Mississippi River. Ideally situated between Otsego, Monticello, Big Lake, and Albertville, this home gives you the perfect blend of nature, comfort, and convenience.
Coming soon
$634,900
9928 James Ave NE, Otsego, MN 55362
4beds
3,610sqft
Est.:
Single Family Residence
Built in 2001
1 Acres Lot
$582,100 Zestimate®
$176/sqft
$20/mo HOA
What's special
- 1 day
- on Zillow |
- 164 |
- 5 |
Zillow last checked: 7 hours ago
Listing updated: August 05, 2025 at 07:45am
Listed by:
The Herrmann Team 763-286-8551,
HomeAvenue Inc,
Dory Herrmann 952-200-8655
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6765642

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Rooms
- Room types: Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Laundry, Amusement Room, Deck, Patio
Bedroom 1
- Level: Upper
- Area: 210 Square Feet
- Dimensions: 15x14
Bedroom 2
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 3
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 4
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11x10
Other
- Level: Lower
- Area: 351 Square Feet
- Dimensions: 27x13
Deck
- Level: Upper
- Area: 104 Square Feet
- Dimensions: 13x08
Deck
- Level: Main
- Area: 156 Square Feet
- Dimensions: 13x12
Dining room
- Level: Main
- Area: 120 Square Feet
- Dimensions: 12x10
Family room
- Level: Lower
- Area: 390 Square Feet
- Dimensions: 30x13
Family room
- Level: Main
- Area: 286 Square Feet
- Dimensions: 22x13
Kitchen
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Laundry
- Level: Main
- Area: 56 Square Feet
- Dimensions: 08x07
Patio
- Level: Lower
- Area: 88 Square Feet
- Dimensions: 11x08
Heating
- Forced Air, Humidifier
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
Features
- Basement: Block,Daylight,Drain Tiled,Finished,Full,Sump Basket,Walk-Out Access
- Number of fireplaces: 2
- Fireplace features: Circulating, Family Room, Gas
Interior area
- Total structure area: 3,610
- Total interior livable area: 3,610 sqft
- Finished area above ground: 2,246
- Finished area below ground: 1,098
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Attached, Asphalt, Garage, Garage Door Opener, Heated Garage, Insulated Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Dimensions (35w x 23.6d), Garage Door Height (8), Garage Door Width (16)
Accessibility
- Accessibility features: None
Features
- Levels: Modified Two Story
- Stories: 2
- Patio & porch: Deck, Patio
- Pool features: None
- Fencing: None
- Waterfront features: Association Access, Waterfront Num(S9991013)
- Body of water: Mississippi River
Lot
- Size: 1 Acres
- Features: Irregular Lot, Many Trees
Details
- Foundation area: 1364
- Parcel number: 118164014060
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick/Stone, Fiber Cement, Vinyl Siding, Block, Brick, Concrete, Frame
- Roof: Age Over 8 Years,Asphalt,Pitched
Condition
- Age of Property: 24
- New construction: No
- Year built: 2001
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service
- Gas: Natural Gas
- Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: Private, Well
Community & HOA
Community
- Subdivision: Mississippi Pines
HOA
- Has HOA: Yes
- Services included: Shared Amenities
- HOA fee: $242 annually
- HOA name: Mississippi Pines Association
- HOA phone: 320-260-3474
Location
- Region: Otsego
Financial & listing details
- Price per square foot: $176/sqft
- Tax assessed value: $474,000
- Annual tax amount: $4,316
- Date on market: 8/5/2025
- Road surface type: Paved
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