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  • $634,900

    9928 James Ave NE, Otsego, MN 55362

    4beds
    3,610sqft
    : 
    Single Family Residence
    Built in 2001
    1 Acres Lot
    $582,100 Zestimate®
    $176/sqft
    $20/mo HOA

    What's special

    Discover your own private retreat on this beautifully wooded 1-acre lot, where wildlife abounds and peace and privacy come standard. This spacious, well-maintained modified two-story home offers an open-concept floorplan filled with natural light, featuring custom Marvin Integrity windows, gleaming hardwood floors throughout the main level, and custom oak cabinetry. The vaulted kitchen is both stylish and functional with stainless steel appliances, granite countertops, and a breakfast bar that opens seamlessly into the dining area and sunken family room with a cozy corner gas fireplace—perfect for that welcoming great room feel. The living room is currently being used as a formal dining space, offering flexibility to fit your lifestyle. Upstairs, you'll find three bedrooms, including a vaulted primary suite with a large walk-in closet, a full private bath with dual sinks, separate tub and shower, and a private deck overlooking the wooded backyard. The fourth bedroom—currently serving as a home office—features elegant French doors and is located on the main level, along with the laundry room, making one-level living or multi-generational living a breeze. The finished walk-out lower level is ideal for entertaining or relaxing, with two exits to backyard patios, a family room with gas fireplace, an amusement room, a full bathroom, and a dedicated storage room for seasonal organization. Additional features include a large deck off the kitchen/dining area, an in-ground sprinkler system with 10 zones, and a heated, insulated, and finished oversized 3-car garage with abundant cabinetry along one whole wall! A brand-new roof is scheduled for installation on August 11, 2025, giving you added peace of mind. As part of the association, you’ll enjoy access to a scenic trail system and the Mississippi River. Ideally situated between Otsego, Monticello, Big Lake, and Albertville, this home gives you the perfect blend of nature, comfort, and convenience.
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    Zillow last checked: 7 hours ago

    Listing updated: August 05, 2025 at 07:45am

    Listed by:

    The Herrmann Team 763-286-8551,

    HomeAvenue Inc,

    Dory Herrmann 952-200-8655

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6765642MLS Logo
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    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 4
    Rooms
    • Room types: Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Laundry, Amusement Room, Deck, Patio
    Bedroom 1
    • Level: Upper
    • Area: 210 Square Feet
    • Dimensions: 15x14
    Bedroom 2
    • Level: Upper
    • Area: 110 Square Feet
    • Dimensions: 11x10
    Bedroom 3
    • Level: Upper
    • Area: 110 Square Feet
    • Dimensions: 11x10
    Bedroom 4
    • Level: Main
    • Area: 110 Square Feet
    • Dimensions: 11x10
    Other
    • Level: Lower
    • Area: 351 Square Feet
    • Dimensions: 27x13
    Deck
    • Level: Upper
    • Area: 104 Square Feet
    • Dimensions: 13x08
    Deck
    • Level: Main
    • Area: 156 Square Feet
    • Dimensions: 13x12
    Dining room
    • Level: Main
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Family room
    • Level: Lower
    • Area: 390 Square Feet
    • Dimensions: 30x13
    Family room
    • Level: Main
    • Area: 286 Square Feet
    • Dimensions: 22x13
    Kitchen
    • Level: Main
    • Area: 132 Square Feet
    • Dimensions: 12x11
    Laundry
    • Level: Main
    • Area: 56 Square Feet
    • Dimensions: 08x07
    Patio
    • Level: Lower
    • Area: 88 Square Feet
    • Dimensions: 11x08
    Heating
    • Forced Air, Humidifier
    Cooling
    • Central Air
    Appliances
    • Included: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Filtration System, Water Osmosis System, Iron Filter, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Water Softener Owned
    Features
    • Basement: Block,Daylight,Drain Tiled,Finished,Full,Sump Basket,Walk-Out Access
    • Number of fireplaces: 2
    • Fireplace features: Circulating, Family Room, Gas
    Interior area
    • Total structure area: 3,610
    • Total interior livable area: 3,610 sqft
    • Finished area above ground: 2,246
    • Finished area below ground: 1,098
    Video & virtual tour

    Property

    Parking
    • Total spaces: 3
    • Parking features: Attached, Asphalt, Garage, Garage Door Opener, Heated Garage, Insulated Garage
    • Attached garage spaces: 3
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions (35w x 23.6d), Garage Door Height (8), Garage Door Width (16)
    Accessibility
    • Accessibility features: None
    Features
    • Levels: Modified Two Story
    • Stories: 2
    • Patio & porch: Deck, Patio
    • Pool features: None
    • Fencing: None
    • Waterfront features: Association Access, Waterfront Num(S9991013)
    • Body of water: Mississippi River
    Lot
    • Size: 1 Acres
    • Features: Irregular Lot, Many Trees
    Details
    • Foundation area: 1364
    • Parcel number: 118164014060
    • Zoning description: Residential-Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Brick/Stone, Fiber Cement, Vinyl Siding, Block, Brick, Concrete, Frame
    • Roof: Age Over 8 Years,Asphalt,Pitched
    Condition
    • Age of Property: 24
    • New construction: No
    • Year built: 2001

    Utilities & green energy

    • Electric: Circuit Breakers, 200+ Amp Service
    • Gas: Natural Gas
    • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
    • Water: Private, Well

    Community & HOA

    Community
    • Subdivision: Mississippi Pines
    HOA
    • Has HOA: Yes
    • Services included: Shared Amenities
    • HOA fee: $242 annually
    • HOA name: Mississippi Pines Association
    • HOA phone: 320-260-3474
    Location
    • Region: Otsego

    Financial & listing details

    • Price per square foot: $176/sqft
    • Tax assessed value: $474,000
    • Annual tax amount: $4,316
    • Date on market: 8/5/2025
    • Road surface type: Paved
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