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For sale
$264,900
3beds
1,598sqft

3968 E Arbor Lakes Dr, Hernando, FL 34442

3beds
1,598sqft
Single Family Residence
Built in 1993
6,969 Square Feet Lot
$166/sqft
$172/mo HOA

What's special

Cheerful breakfast nookFlexible floor planNearby laundry roomBright kitchenOversized front patio

LOCATION, LOCATION, LOCATION ON THE TSALA APOPKA CHAIN OF LAKES!!! Lifestyle and versatility come together beautifully in this inviting 3-bedroom, 2-bath home--ideally situated just THREE HOMES FROM THE LAKE in the sought-after gated 55+ community of Arbor Lakes! Enjoy the beauty and convenience of being so close to the water while embracing the relaxed, neighborly lifestyle that makes this community so special. Step inside to an open and welcoming living space featuring a vaulted ceiling that creates an airy sense of volume and provides a wonderful canvas for your personal style. The flexible floor plan includes an additional room with a large closet that can easily become a den, home office, hobby space, or third bedroom--whatever best fits your lifestyle. The bright kitchen opens to a cheerful breakfast nook and offers a convenient desk area, perfect for keeping a favorite recipe handy, planning the day's activities, or catching up on household details. A nearby laundry room adds to the home's everyday convenience. But perhaps the most delightful spaces are waiting just outside. The oversized front patio is the perfect place to unwind and enjoy beautiful evening sunsets while saying hello to neighbors as they cruise by in their golf carts. It's more than a front porch--it's a place to connect and enjoy the Arbor Lakes way of life. Beyond the home, a private backyard creates a peaceful retreat, while the lanai offers covered dining and comfortable seating areas for morning coffee, afternoon relaxation, or entertaining friends and family. With both privacy and outdoor living at your fingertips, you'll find plenty of reasons to spend your days enjoying the Florida sunshine. With the premium location within this active community, there is no end to how to spend your time. Pickleball, shuffleboard, heated community swimming pool, clubhouse with a full calendar of events to partake in, walking trails along the lake, picnic/barbecue areas, fishing pier along with a boat launch just to name a few. For those looking to take advantage of the RV/boat storage within the Arbor Lake gates there are a couple spaces remaining. This is an annual fee currently under $550 annually and not owned by Arbor Lakes. Come see why this home deserves to be at the TOP OF YOUR LIST!!

46 days
333
11
Source: Realtors Association of Citrus County,MLS#: 857680MLS LogoOriginating MLS: Realtors Association of Citrus County
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Grace Rinaldi 352-322-9171,

Century 21 J.W.Morton R.E.

Source: Realtors Association of Citrus County,MLS#: 857680MLS LogoOriginating MLS: Realtors Association of Citrus County

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Heating
  • Heat Pump
Cooling
  • Central Air, Electric
Appliances
  • Included: Dryer, Dishwasher, Electric Oven, Microwave, Refrigerator, Washer
  • Laundry: Laundry Tub
Features
  • Cathedral Ceiling(s), Primary Suite, Shower Only, Separate Shower, Walk-In Closet(s), First Floor Entry, Sliding Glass Door(s)
  • Flooring: Carpet, Tile
  • Doors: Sliding Doors
Interior area
  • Total structure area: 2,274
  • Total interior livable area: 1,598 sqft

Property

Parking
  • Total spaces: 2
  • Parking features: Attached, Concrete, Driveway, Garage, Paved, Boat, RV Access/Parking
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes
Features
  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation Sprinklers, Rain Gutters, Concrete Driveway, Paved Driveway
  • Pool features: None, Community
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Boat Ramp/Lift Access, Lake Privileges, Pier, Lake Front, Water Access
  • Frontage type: Lakefront,Waterfront
Lot
  • Size: 6,969 Square Feet
  • Features: Flat
Details
  • Parcel number: 2768991
  • Zoning: PDR
  • Special conditions: Standard,Listed As-Is

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subtype: Single Family Residence
Materials
  • Stucco
  • Foundation: Block, Slab
  • Roof: Asphalt,Shingle
Condition
  • New construction: No
  • Year built: 1993

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: High Speed Internet Available, Underground Utilities

Community & HOA

Community
  • Features: Barbecue, Boat Facilities, Clubhouse, Community Pool, Fitness, Kitchen Facilities, Pickleball, Pool, Shuffleboard, Street Lights, Sidewalks, Gated
  • Security: Gated Community
  • Senior community: Yes
  • Subdivision: Arbor Lakes
HOA
  • Has HOA: Yes
  • Services included: Cable TV, High Speed Internet, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Recreation Facilities, Road Maintenance, Street Lights, Trash
  • HOA fee: $515 quarterly
  • HOA name: Vine Management
  • HOA phone: 352-812-8086
Location
  • Region: Hernando

Financial & listing details

  • Price per square foot: $166/sqft
  • Tax assessed value: $178,722
  • Annual tax amount: $2,843
  • Date on market: 9/16/2026
  • Cumulative days on market: 47 days
  • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
  • Road surface type: Paved

Price history

DateEventPrice
9/16/2026Listed for sale$264,900+107.1%$166/sqft
Source: Realtors Association of Citrus County #857680 Report a problem
7/24/2003Sold$127,900+4.8%$80/sqft
Source: Public Record Report a problem
5/16/2002Sold$122,000$76/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$2,844 +0.2%$178,722 +0.1%
2024$2,839 +3%$178,488 +10%
2023$2,757 +14.4%$162,262 +10%
2022$2,410 +16%$147,511 +10%
2021$2,078 +7.4%$134,101 +1.8%
2020$1,934 +8.7%$131,782 +18.9%
2019$1,779 +11.3%$110,827 +10%
2018$1,598 $100,752 +3.5%
2017$1,598 +2.3%$97,337 +3.7%
2016$1,562 +2.9%$93,839 +19.2%
2015$1,518 +10.8%$78,733 -0.1%
2014$1,369 -2%$78,820 -0.7%
2013$1,397 +8.7%$79,370 -0.8%
2012$1,285 -6.8%$80,034 -6.5%
2011$1,378 -6.5%$85,612 -8.4%
2010$1,473 -17.7%$93,454 -14%
2009$1,789 -17.6%$108,703 -18.4%
2008$2,172 -10.9%$133,149 -13.3%
2007$2,437 +14.7%$153,600 +19.5%
2006$2,125 +3.1%$128,500 +13.5%
2005$2,060 +15.4%$113,200 +20.8%
2004$1,785 +51.5%$93,700 +0.3%
2003$1,178 -0.6%$93,400 +4.8%
2002$1,185 +7%$89,100 +5.6%
2000$1,108 $84,400
Find assessor info on the county website

Monthly payment

Est. payment
$1,928/mo
Principal & interest
$1414
Property taxes
$342
HOA Fees
$172
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 34442

Nearby schools

Hernando Elementary School
Grades PK-5 • 2.3 miles
5/10
GreatSchools® Rating
Test Score Rating
5/10
Student Progress Rating
4/10
Citrus Springs Middle School
Grades 6-8 • 5 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
4/10
Citrus High School
Grades 9-12 • 6.7 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
7/10
Student Progress Rating
1/10