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For sale
$3,895,000
4beds
2,271sqft

813 Thomas St, Key West, FL 33040

4beds
2,271sqft
Single Family Residence
Built in 2002
5,662 Square Feet Lot
$3,677,300 Zestimate®
$1,715/sqft

What's special

Private balconyWraparound porchCosentino dekton waterfallLush tropical landscapingSpa-style bathSculptural quartz waterfall islandSun-drenched living spaces

Steps From Duval. Worlds Away. Morning coffee on the wraparound porch. An afternoon swim beneath the waterfall. Dinner under the stars. At 813 Thomas Street, every day feels like the best kind of Key West getaway. Set on a rare double lot in Flood Zone X and completely renovated in 2025, this island-contemporary residence pairs a 3-bedroom, 2-bath main home with a brand-new 1-bed, 1-bath guest cottage, giving family and friends a private retreat of their own. Inside, soaring ceilings, sun-drenched living spaces, and hardwood floors set an elegant tone. The chef's kitchen is the showpiece, with custom cabinetry, a sculptural quartz waterfall island, and a full suite of Thermador stainless steel appliances delivering professional-caliber performance with refined style. Whether it's a quiet breakfast or a dinner party for a crowd, this kitchen is ready for it. The entire second floor belongs to the primary suite, with a private balcony, walk-in closet, and spa-style bath featuring a deep soaking tub, double vanity, and separate shower. Impact French doors open to the outdoor living spaces. A motorized pergola covers the alfresco dining area and grill station or opens to the sky at the touch of a button. More than 500 square feet of decking wraps a 15' x 22' heated completely new saltwater pool with a Cosentino Dekton waterfall, surrounded by lush tropical landscaping and an outdoor shower. Gated driveway with off-street parking for two completes this move-in ready offering. The location is pure Old Town: stroll to Blue Heaven for brunch, tour the Hemingway Home and the Key West Lighthouse, catch the sunset at Fort Zachary Taylor, snap a photo at the Southernmost Point, or explore Duval Street and Bahama Village, all within walking distance. Homes like this in the heart of Old Town are rarely available. Schedule your private showing today!

13 days
1,540
99

Likely to sell faster than

Source: FLKMLS,MLS#: 621693MLS Logo
Travel times

Living Room

Chef's Kitchen

Motorized Pergola

Pool

Primary Bedroom 2nd Floor

Primary Bathroom

Bedroom

Bathroom

Bedroom

Guest House

Guest House Bathroom

Zillow last checked:

Listing updated:

Listed by:

The Spottswood Team 305-432-4848,

Truman & Co. (KW),

Terri Spottswood 305-587-3407,

Truman & Co. (KW)

Source: FLKMLS,MLS#: 621693MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
Cooling
  • Central Air, Ceiling Fans(s)
Appliances
  • Included: Washer, Dryer, Dishwasher, Refrigerator, Oven, Microwave, Disposal, Freezer, Gas Appliances, Stainless Steel Appliance(s)
Features
  • Built-in Features, Storage, Walk-in Closet(s), Quartz Countertops
  • Flooring: Tile, Wood
Interior area
  • Total structure area: 2,271
  • Total interior livable area: 2,271 sqft
Video & virtual tour

Property

Features
  • Patio & porch: Open Porch/Balcony, Deck, Lanai
  • Exterior features: Rain Gutters, Lighting, Outdoor Kitchen, Outdoor Shower, Storage, Water Display
  • Has private pool: Yes
  • Pool features: In Ground, Salt Water, Decked
  • Fencing: Fenced,Privacy
Lot
  • Size: 5,662 Square Feet
  • Dimensions: 61 X 96
Details
  • Additional structures: Guest House
  • Parcel number: 00014280000000
  • Zoning: HMDR - Historic Medium Density Residential
  • Other equipment: Irrigation Equipment

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Frame
Condition
  • Updated/Remodeled
  • New construction: No
  • Year built: 2002

Utilities & green energy

  • Utilities for property: Cable Available

Community & HOA

Community
  • Subdivision: Old Town - Unrecord (1.0)
HOA
  • Has HOA: No
  • Services included: None
Location
  • Region: Key West

Financial & listing details

  • Price per square foot: $1,715/sqft
  • Tax assessed value: $1,746,881
  • Annual tax amount: $14,932
  • Date on market: 10/19/2026

Price history

DateEventPrice
10/19/2026Listed for sale$3,895,000$1,715/sqft
Source: FLKMLS #621693 Report a problem
8/4/2026Listing removed$3,895,000$1,715/sqft
Source: Key West AOR #619706 Report a problem
5/1/2026Listed for sale$3,895,000-0.1%$1,715/sqft
Source: Key West AOR #619706 Report a problem
5/1/2026Listing removed$3,899,000$1,717/sqft
Source: FLKMLS #617116 Report a problem
3/26/2026Price change$3,899,000-2.4%$1,717/sqft
Source: FLKMLS #617116 Report a problem
3/5/2026Price change$3,995,000-0.1%$1,759/sqft
Source: Key West AOR #617116 Report a problem
2/6/2026Price change$3,999,000-4.8%$1,761/sqft
Source: Key West AOR #617116 Report a problem
1/20/2026Price change$4,200,000+5%$1,849/sqft
Source: Key West AOR #617116 Report a problem
10/31/2025Listed for sale$3,999,000-5.9%$1,761/sqft
Source: FLKMLS #617116 Report a problem
9/11/2025Listing removed$4,250,000$1,871/sqft
Source: FLKMLS #614449 Report a problem
4/3/2025Listed for sale$4,250,000+153.7%$1,871/sqft
Source: Key West AOR #614449 Report a problem
3/6/2024Sold$1,675,000-11.8%$738/sqft
Source: FLKMLS #607963 Report a problem
2/8/2024Pending sale$1,900,000$837/sqft
Source: FLKMLS #607963 Report a problem
2/5/2024Contingent$1,900,000$837/sqft
Source: FLKMLS #607963 Report a problem
12/29/2023Listed for sale$1,900,000+171.4%$837/sqft
Source: FLKMLS #607963 Report a problem
2/27/2009Sold$700,000-25.9%$308/sqft
Source: FLKMLS #109639 Report a problem
6/5/2008Listing removed$945,000$416/sqft
Source: Century 21 #540359 Report a problem
4/5/2008Listed for sale$945,000$416/sqft
Source: Century 21 #540359 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$14,932 +177.8%$1,746,881 +174.8%
2024$5,374 +1.7%$635,797 +3%
2023$5,283 +4.5%$617,279 +3%
2022$5,054 -2.2%$599,300 +3%
2021$5,167 +1.7%$581,845 +1.4%
2020$5,080 $573,812 +2.3%
2019$5,080 +1.5%$560,912 +1.9%
2018$5,006 +0%$550,454 +2.1%
2017$5,003 +0.5%$539,133 +2.1%
2016$4,981 -3.1%$528,045 +0.7%
2015$5,140 $524,374
Find assessor info on the county website

Monthly payment

Est. payment
$23,556/mo
Principal & interest
$20894
Property taxes
$2662
More affordability toolsChevron Right

Estimated market value

$3,677,300

$3.49M - $3.86M

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Bahama Village

Nearby schools

Gerald Adams Elementary School
Grades PK-5 • 4.1 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
4/10
Monroe Virtual Instruction Program
Grades K-12 • 0.9 miles
N/A
GreatSchools® Rating
Key West High School
Grades 9-12 • 1.6 miles
3/10
GreatSchools® Rating
Test Score Rating
3/10
College Readiness Rating
5/10
Student Progress Rating
2/10